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Mermaid Cove is Family, Couple, and Small Group Friendly.

(24 Reviews)

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Last updated: 05/24/2017
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  • Minimum stay:2-4 nights
  • Sleeps:10
  • Bedrooms:3
  • Bathrooms:2
  • Property type:House
  • Internet:No
  • Pets considered:No
  • Wheel chair accessible:No

About the Property

3 BR, 2 Bath Private Home on Lewis Smith Lake on 1/2 acre lot.

Mermaid Cove is a private home with 3 bedrooms, kitchen with dining area, living room, 1 ¾ bathrooms, wet bar room with sitting area, and laundry facilities. Two bedrooms have queen beds and a set of twin bunk beds. The MBR has a queen bed with a private ¾ bath. The two other bedrooms share a full bath with laundry. We provide all bedding and bath linens, kitchen and bathroom paper products. Firewood and propane gas are provided for the fire pits as well as some water floats for our guest.

Rates are seasonal: $175 winter, $225 fall/spring, $300 summer per night stay. We offer discounts for week and month stays. Fee's include; Alabama Lodges Tax @ 10%, Cleaning Fee @ $125 + tax per stay. VRBO/HomeAway charges a service fee. Additional $35.00 + tax per additional guest greater than 10. Must be age 25 or greater to book property.

Minimum night stays are seasonal;
Summer rates:
Reservations Memorial Day weekend to Labor Day weekend require a 3 night minimum. Holiday's require a 4 night stay in the summer. (June 29 - July 9th and August 31 - September 4)
Summer month weekends: Thursday - Sunday; require 3 consecutive night stays.
Summer month weekdays: Monday - Wednesday; may be combined with any weekend nights stays in any combination or must be at least two consecutive weekday nights. (Ex.) Thursday - Monday night, Friday - Monday, Monday - Tuesday or Tuesday - Wednesday night.

Spring/Winter/ Fall rates:
Reservations after Labor Day weekend and before Memorial Day weekend require a 2 night minimum. May consider 1 night stays for some stays.

Check in times are 4:00 pm CST. Check out is 11:00 am CST. We will accommodate early or late check in/out when possible. These must be approved with owner.

The kitchen has a full oven with stove top, dishwasher, microwave, and refrigerator with ice maker. There is a second refrigerator in the wet bar area with filtered water and ice dispenser in the door. The kitchen is stocked with place settings for 10-12 and includes a convection oven, blender, coffee maker, pots and pans, and kitchen linens.

The living area has a 42” HD TV with Dish Network programming. LG sound bar has blue-tooth capability.

The wet bar room includes bar glassware and bar accessories. The refrigerator dispenses whole or crushed ice.

The outside back deck is 10’ x 65’ and is covered to provide shade. It has plenty of sitting for 10-12 people and a bar style area for outside eating that sits 8 people. The deck has a gas log fire pit for cool evenings and ceiling fans for the hot summer days to enjoy the outside. The back deck gets early morning sun, great for watching the sunrise, and is completely shaded for most of the day. The lower back deck has a picnic table for a place to get away and a porch swing that overlooks the lake. This area is covered as well and makes a great place to hide from the others!

Mermaid Cove is located a short 30 minute drive from I-65 and 3 miles by water from Smith Lake Dam in Spring Branch. All roads are paved to the property. Birmingham and Huntsville (1-1.5 hour drive) Jasper (1 hour drive) Nashville is 2.5 hour drive. The property is located in the back of the cove but just out in the main creek to provide the optimal location. During low water levels in the fall we have minimum of 40 feet of water under our boat house. Very low boat traffic provides a calm day on the water even at peak seasons. The covered boathouse has one 9’ X 20’ boat slip, one 10' X 20" boat slip with boat lift that fits V-bottom boats with 8.5' beam. Two covered PWC dry docks are connected to the boat house. The 16‘ X 28’ swim deck has all day sun for the “sun worshipers” but plenty of shade when needed. Lounge chairs, paddle-boat, kayaks, Stand up Paddle Board, water floats, swim noodles, and deck umbrella will be available for your use. Limited size life jackets are available upon request.

A charcoal grill is available for your use as well as a wood fire pit when wanting a real camp fire. Our property has a gentle slope to the water and we have graded the walkway and added steps to make it very easy to access the boat house.

Enjoy beautiful Lewis Smith Lake at Mermaid Cove year round. My wife and I fell in love with Mermaid Cove 8 years ago at first sight and now want to share our peaceful cove with you. Smith Lake is one of the best kept secrets in the country with its crystal clear water and plenty of hidden coves that will rival any getaway location we have visited. Mermaid Cove provides clear deep water with easy access to the boat dock providing a stress free and relaxing weekend getaway or week-long stay anytime of the year. Our goal is to provide you with clean and comfortable carefree lodging in our lake home and a place you will want to return to year after year.

Mermaid Cove will tranquilize you with beautiful views of the lake from the upper deck of the house or just sitting on the dock watching the day go by. As ole sailors told stories of sighting mermaids on their long voyages across the sea, Mermaid Cove will provide its own mysteries and experiences for you and your guest to share for many years. Come and visit to find your own “mermaids” at Smith Lake.

Mermaid Cove provides year round peace and relaxing with a warm fire on the gas logs on the deck on a cool fall evening or building a wood fire on the patio for so mores in the summer. There is never a bad time to enjoy the lake with plenty of year round activities within 30-45 miles of the house. Year round golf, guided fishing trips on the lake as well as fly fishing below the dam for trout, arts and crafts, bird watching, kayaking and boating. Seasonal activities include art/music festivals, water sports, hunting and fishing. The neighborhood has shaded paved roads that are excellent for walking or jogging with low traffic. More advanced walkers and runners will enjoy rolling hills and many straight-a-ways to challenge your abilities. There are walk/runs from 1-10 mile out and backs.

We hope you will come and visit us on Smith Lake and find your “mermaid” moment as we have. We look forward to seeing you on the lake.

Pam and David Hartzog
(256) 338-9823
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Member since: 2014

Speaks: english
Response time: Within 12 hours
Response Rate: 100%
Calendar last updated: 05/24/2017

Property Type

  • House
  • 1300 sq. ft.

House Rules

  • Max. occupancy 10
  • Minimum Age Limit For Renters:


  • Children Welcome:

    < 25 must have responsible adult on property....moreless

  • Non Smoking Only
  • Pets Not Allowed

Accommodation Type

  • Vacation Rental


  • Guests Provide Their Own Meals

Onsite Services

  • Housekeeper Optional


  • Wheelchair Inaccessible

Bedrooms: 3 Bedrooms, Sleeps 10, Beds for 8-10

  • Bedroom 1: 1 queen

    Private bath...moreless

  • Bedroom 2: 1 queen, 1 bunk bed

    Twin bunk bed...moreless

  • Bedroom 3: 1 queen, 1 bunk bed

    Twin bunk bed...moreless

  • Bedroom #1 is master with queen bed and connecting bathroom. Bedroom #2 and #3 have queen beds with twin bunk beds.All queen beds have gel memory foam mattress pads. The two guest bedrooms share a larger full bathroom with laundry. All bedrooms have ceiling fans....moreless

Bathrooms: 2 Bathrooms

  • Bathroom 1: toilet, combination tub/shower


  • Bathroom 2: toilet, shower

    Private bath for BR 1...moreless

  • Both bathrooms recently remodeled with travertine natural stone and new fixtures. Bath towels, wash cloths, and hand towels provided for number of guest registered. Master bath is a walk in shower bath and main is a tub/shower bath with laundry....moreless

Other Amenities

  • For information on boat rentals or other rentals please let us know your needs and we have most information to get what you need. If you would like extra cleaning service during your stay this can be arranged at additional cost. Guest that have their own boats can launch at Bear Pen, Smith Lake Dam or Rock Creek Marina. Contact us for more current information. There are several local restaurants within a 20 minute drive. We have a listing of these we can send you if requested. The neighborhood has paved roads and most is shaded early or late in the day. Great for a morning walk or kids bike ride. We have a few life jackets that we can loan if needed. We generally leave a few out but if specific sizes are needed we need to know several weeks in advance of your arrival....moreless


  • Satellite / Cable:

    Dish Network includes ESPN, ESPN 2, and SEC channel. Local channels are Huntsville, AL....moreless

  • Television:

    HDTV with Dish Network....moreless

  • Toys:

    Water noodles, 3- kayaks, and 1-two person paddle boat, SUP, available on boat dock. Dock has 2- lounge chairs and 4- Adirondack plastic chairs. A sun umbrella is available on the dock with stand. ...moreless


  • Away From It All
  • Family
  • Romantic
  • Sports & Activities


  • Churches
  • Marina
  • Restaurants

Local Services & Businesses

  • ATM/Bank
  • Groceries

Leisure Activities

  • Antiquing
  • Bird Watching
  • Boating
  • Paddle Boating
  • Walking
  • Wildlife Viewing

Location Type

  • Lakefront:

    Mermaid Cove sits 30 feet from the lake edge overlooking the water. Watch the sunrise from the upper deck or enjoy a lazy afternoon in the cool shade of the covered deck....moreless

Sports & Adventure Activities

  • Fishing
  • Fly Fishing
  • Freshwater Fishing
  • Golf
  • Jet Skiing
  • Kayaking
  • Pier Fishing
  • Swimming
  • Water Skiing
  • Water Tubing


  • Dining:

    Dining area's inside sit 10 or outside sit 10. Kitchen bar top sits 2, dining table sits 4, and table in bar room sits 4. In warm weather generally use outside sitting to enjoy lake view. ...moreless

  • Dining Area
  • Seating for 4 people


  • Air Conditioning:

    2012 Maytag electric central A/C...moreless

  • Clothes Dryer:

    New dryer in bathroom #1 with a starter pack of detergent and dryer sheet....moreless

  • Fireplace:

    Inside the house in the living room is a electric faux fireplace. Outside on back deck is a gas log fire pit operational Sept - May. Outside on the patio is a wood fire pit for guest use year round....moreless

  • Hair Dryer
  • Heating:

    2012 Maytag electric central A/C...moreless

  • Linens Provided:

    Bedding sheets, blankets, pillows and pillow cases for all beds. ...moreless

  • Living Room:

    Leather couch with two lounge chairs. One reclines and the other has an ottoman. 42 inch HD TV with sound system. Dish TV programming. ...moreless

  • Parking:

    On property. Gravel lot will accommodate 5 vehicles and room for boat trailers. Lot is a drive through so easy to park and move boat trailers....moreless

  • Telephone:

    There is no wired phone service at the house, however, AT&T and Verizon wireless service can be received in the house. Searching the web can be done and phone, email, and texting is no problem....moreless

  • Towels Provided:

    Inside bath and kitchen towels and washcloths provided. You will need to bring any outside towels for the lake....moreless

  • Washing Machine:

    New washing machine in bathroom #1 with a starter pack of detergent....moreless


  • Coffee Maker:

    12 cup coffee maker. We provide the coffee filters....moreless

  • Dishes & Utensils:

    10-12 place setting...moreless

  • Dishwasher:

    Mid size new dishwasher....moreless

  • Kitchen:

    Kitchen has a bar and connected dining area that will sit 2 at bar and 4 in dining area. Additional table and chairs for 4 in wet bar area or outside on the back deck sits 6-10....moreless

  • Microwave
  • Oven:

    Full size....moreless

  • Refrigerator:

    Two refrigerators with one in kitchen and other in wet bar room. Both have filtered water ice dispensers. The one in the wet bar has ice/water access in the door. ...moreless

  • Stove:

    Full size stove with cook top and vented cover....moreless

  • Toaster:

    Counter convection oven and bread toaster....moreless


  • Boat:

    One covered boat slip is available for guest to use. It is 9 feet wide and 20 feet deep. There is boat docking cleats on the swim platform....moreless

  • Deck / Patio:

    The outside back deck is 10’x65’ and is covered to provide shade. The under deck has a picnic table and porch swing. Outside patio is uncovered with wood fire pit. Great views of the lake from all....moreless

  • Golf:

    Closest local golf is Cullman Golf Course about 30 minute drive from the house....moreless

  • Kayak / Canoe:

    3- kayaks, 1 SUP, and 1- two person paddle boat at the boat house for your use. Limited size's of life jackets are available upon request and swim noodles....moreless

  • Outdoor Grill:

    Large stainless steel charcoal grill....moreless

  • Water Sports Gear:

    No water sport gear. Recommend our guest bring appropriate life vests. Boats and jet skis are available for rent. Contact us for info. ...moreless

House Cleaning

  • Housekeeper Optional


from 24 traveler reviews
Rental basis: Per property
Dates Nightly Weekend Night Weekly Monthly * Event
Summer 2017
May 25 - Jun 29, 2017
3 night min stay
$225 $290
Thu, Fri, Sat, Sun
$1,800 $6,480
Holiday 2017
Jun 30 - Jul 9, 2017
4 night min stay
$1,800 $6,480
Summer 2017
Jul 10 - Aug 30, 2017
3 night min stay
$225 $290
Thu, Fri, Sat, Sun
$1,800 $6,480
Holiday 2017
Aug 31 - Sep 4, 2017
4 night min stay
$1,800 $6,480
Sep 5 - Nov 30, 2017
2 night min stay
$1,225 $3,000
Dec 1 - Feb 28, 2018
2 night min stay
$875 $2,500
My Standard Rate
2 night min stay
$1,500 $5,400
* Approximate Monthly rates, actual rate will depend on the days of the month you stay

Additional information about rental rates

Fees and Rental Conditions:

  • Property Damage Protection $59
  • Cleaning Fee $125 + tax
  • Tax Rate 10%


Guest must accept and sign a lease agreement provided by P & D Hartzog Vacation Rental, LLC. Renters must be at least 25 years of age and must be present on the property when guest under the age of 25 are on the property. Rates are based on maximum of 10 guest. Additional guest charged at $35 each per night stay. Rates are subject to change until booking confirmed. Tax rates: 10% State and County occupancy tax.

Minimum night stays are seasonal based. Any unreserved nights less than minimum required maybe booked if no option to extend stay due to bookings or within a 2 week period of check in requested. Please check with us on these.

Owner's cancellation policy:

100% refund for cancellations more than 60 days before check-in date.

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Last updated: 05/24/2017
Check availability
23 Available
21 Unavailable
22 Today
23 Selected dates


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60 Miles
Nearest Airport
Birmingham Alabama
30 Miles
Nearest Barpub
Cullman, Alabama
30 Miles
Nearest Golf
Cullman Golf Course
25 Miles
Nearest Motorway
Interstate 65
7 Miles
Nearest Restaurant
Kat Daddy's BBQ & Grill
309 Miles
Nearest Beach
Fort Walton Beach, Florida

Car: Necessary

Mermaid Cove is located in Cullman County on Lewis Smith Lake. Our home is located in the south part of the lake near the dam with deep water year round. Lewis Smith Lake has clear and clean water with no runoff from industry. The water shed is from the Bankhead National Forest. The main attraction is the lake which has 500 miles of shoreline. There is fly fishing below the dam for rainbow trout year round. It takes about 30 minutes to drive from the house to the dam. There are several festivals throughout the year in Cullman. Check their websites for events and dates . Several marinas are located within a 10-15 minute boat drive that have fuel stations. Boat launch sites are available within a 5-10 minute drive of the property. Nearby convenience store sells fish bait and tackle.


Owner info

Year Purchased: 2003

About the owner: Pam and David Hartzog live in Decatur, AL. We purchased this home 13 years ago and have enjoyed remodeling and updating it through the years. We have used the property privately during this time to enjoy our 2 children/spouses and 2 grandchildren along with many close friends. We will still enjoy 'Mermaid Cove' but want to share our place with you and your friends. We have worked diligently to make the accommodations warm and friendly for your stay. The outside areas are planned well to make the most of the views and experience the lake safely. Inside the home you will find modern conveniences with a lake/fishing cabin feel. We will strive to make your stay one that you will want to return to soon.

Why the Owner Chose Crane Hill, AL, USA:
Smith Lake is the cleanest, clearest lake in the state. The mainwater shed is out of the Bankhead National Forest. This lake has a lot of wooded property with no development so it stays clean and clear year round. It is controlled by Alabama Power and they generate hydroelectric power from the lake at the dam. The dam is the second largest earth dam in the country. It is worth a trip to see from the back side at 300 ft high. The lake has all types of fishing and very deep water in the southern parts of the lake where Mermaid Cove is located. Stripe fishing is a must on Smith Lake. We catch 9-15 lb stripe all the time. My son just caught his first 20 lb this year. Below the dam in the Warrior River you can now fish for rainbow trout. This is a year round sport now that they have regulated the flow to support the trout. There is no other place in Alabama you can fish for so many species within a 30 minute drive. It is also one of the best water sports lakes in Alabama for wake boarding, skiing, boating, paddle boards, and swimming. The water clarity is incredible and a must see. The sun rise and sunsets are one of the most romantic times of the day. The lake really glows when the sun hits it early and late. With 500 miles of shoreline you can spend all day out on the boat and not see half the lake. Being a deep lake there are very few snags so boating is very safe, even running at night. Mermaid Cove is located in the back of a large creek which limits boat traffic. One of the draws for us was it has deep water year round and low boat traffic. Smith Lake levels can vary 20 feet throughout the year so all boat houses float. Houses with boat docks on the main creeks have limited use of their boat docks during peak seasons due to boat traffic rocking the docks so much. This is not a problem with our location. Our dock is designed to withstand any waves with little rocking, if ever, and is easy to access at low or high water levels.

The Unique Benefits at this House:
Mermaid Cove main feature is the house back upper deck over looking the water. I can sit here and just relax. There are three ceiling fans to keep you cool in the summer and a gas fire pit to keep you warm in the cooler evenings. I can't find a better place to just relax! You will not want to leave. The outdoor patio overlooks the lake and has a fire pit for wood fires. This is a great late evening place to unwind with family and friends. The boat dock has 2 jet ski dry docks and 1 boat slip and are all covered. There is plenty of room on our boat dock to just spend the day sitting on the dock and enjoying the water. We have very low boat traffic in our cove so not much rocking as with many places in the main creeks of the lake. Mermaid Cove has several places outside where you can find private time away from a larger group. The decks and patio is a great place to bird watch. There are many different varieties of birds from bluebirds, chickadees, woodpeckers, ducks and Canadian geese. We have a flock of Canadian geese that have taken our cove as their home. We see and hear them year round. Last year they had chicks and frequently paddled around our cove looking for food. Once in a while you may see an American Eagle, but it maybe a Turkey Buzzard so make sure! We have 3 kayaks, 1 Stand-up Paddle Board, and a 2 man paddle boat that are available for our guest to use. They are a great way to see the wildlife up close and get a little exercise.

Contact us

Speaks: english
Response time: Within 12 hours
Response Rate: 100%
Calendar last updated: 05/24/2017

Send email

Links to more information:



  • Lake view from upper deck.

    Lake view from upper deck.

  • Sunrise from the upper deck of house.

    Sunrise from the upper deck of house.

  • Lake view of house

    Lake view of house

  • Patio view of lake.

    Patio view of lake.

  • Lake side upper deck with gas fire pit

    Lake side upper deck with gas fire pit

  • Kitchen area.

    Kitchen area.

  • Family room, new faux fireplace, cabinet, new windows overlook the lake.

    Family room, new faux fireplace, cabinet, new windows overlook the lake.

  • Master Bedroom with queen bed.

    Master Bedroom with queen bed.

  • Master Bath shower

    Master Bath shower

  • Second bedroom with queen bed and twin bunk beds.

    Second bedroom with queen bed and twin bunk beds.

  • Main Bath

    Main Bath

  • Boat House with swim platform. 9x20 ft wet slip, 2- PWC sleds, kayaks, padd boat

    Boat House with swim platform. 9x20 ft wet slip, 2- PWC sleds, kayaks, padd boat

  • Lake view from lower level.

    Lake view from lower level.

  • Street View of House

    Street View of House

  • Side patio with wood fire pit overlooking the lake.

    Side patio with wood fire pit overlooking the lake.

  • Walkway to water and boat house.

    Walkway to water and boat house.

  • Lake side upper deck dining

    Lake side upper deck dining

  • Dining Area

    Dining Area

  • Wet Bar/Dining

    Wet Bar/Dining

  • Private Master Bath

    Private Master Bath

  • Master Bath

    Master Bath

  • Third bedroom with queen bed and twin bunk beds.

    Third bedroom with queen bed and twin bunk beds.

  • Main Bath/Laundry

    Main Bath/Laundry

  • Kayaks and paddle boat. SUP not pictured.

    Kayaks and paddle boat. SUP not pictured.

VRBO #618012

This listing was first published here in 2014.

Date last modified - Friday, May 26, 2017

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