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Sunset Reef - 4 bdrm, Bayside Private Gated Estate, Pool, Spa, Deep Water Dock

Bedrooms 4
Half Baths1
Space 5,000 sq. ft.
Property type estate
Minimum Stay 7 nights


About the property

Islamorada Bayside Estate 4 Bedrooms, 4.5 Baths Including Private Pool & Hot Tub

Islamorada Florida is known as the Sports Fishing Capital of the Florida Keys. Our custom designed and built 5000 square foot home, “Sunset Reef,” is half way between Key West and mainland Florida. Our home is located on the calm bayside at Mile Marker 76 on the Historic Overseas Highway. The highway follows Henry Flagler’s famous railroad to Key West that was destroyed in the deadly Labor Day hurricane of 1935. Miami International Airport is a 90 minute drive without rush hour traffic. Fort Lauderdale International Airport is a 2 hour drive without rush hour traffic. From Sunset Reef a visit to Key West is an easy 75 mile, 90 minute drive. “Downtown Islamorada” is home to a number of great restaurants for casual waterside dining or more upscale seafood, chop or steak dinners. Whether you are coming to the Keys for a restful break from cold weather, to catch lobster and stone crabs, to go scuba diving, to spend your time fishing the back country for snook, redfish, bonefish and tarpon or to go off shore fishing for dolphin, wahoo, snapper and grouper, Sunset Reef in Islamorada can be your comfortable home away from home. Our property and home are available for special events and bayside weddings with an additional event fee. Our Islamorada vacation rental license number is VR-257. Maximum of 8 adults plus children for a maximum of 10 people for Sunset Reef rentals.

Sunset Reef is a private, gated, one and one quarter acre, bayside waterfront estate. From outside the reef scene gates on Overseas Highway, US 1, you have no idea what is located on the property. The “Keys” styled home is surrounded by immaculate manicured grounds. We are located on the calm bay side of Lower Matecumbe Key in Islamorada, Village of Islands, Florida. The property includes a pool and hot tub looking out over the bay and Matecumbe Bight. There is a 90 foot deep water dock with 50 Amp shore power and water available. The bayside deck area has Adirondack chairs and a fire pit. The pool area includes lounges, tables and umbrellas. Relax in the hammock or a lounge, read a book, snorkel and swim in the calm shallow bay water, have fun on a stand up paddle board or kayak south to the “hurricane hole” to look for Manatees. You can fish from the dock and walk into the water to snorkel for lobster. We never tire of the stunning sunset views from the bayside deck area and then enjoy an open fire sitting around the fire pit.

Our 4 bedroom, 4 ½ bath home is three stories with a roof top sundeck. You will climb the spiral staircase from either the middle level or the upper level to the sundeck for views of not only the islands in Everglades National Park on the bayside, but of the Atlantic Ocean and the historic lighthouse on Alligator Reef. Walk the property through our shade garden, ring one of the peace bells, sit on a teak bench and relax amid the native and tropical landscaping. The spacious ground level covered patio facing the bay is perfect for entertaining and dining. The complete “outdoor kitchen” includes a large gas grill, burners and rotisserie.

The entire home was designed to embrace the fabulous west facing bay views. The upper level contains the living/dining great room, large gourmet kitchen, powder room and master bedroom. The entertainment area has a wall mounted HDTV, DVR, DVD player with surround sound and a stereo system including speakers in the master bedroom, bathroom and on the outside deck. The master bedroom has a desk area, walk-in closet and bathroom with a double shower/steam room, separate jetted tub and double vanity. The entire west wall of the great room is sliding glass doors opening onto a covered deck for dining, lounging and relaxing. There is a built in gas BBQ, lounges, dining table and seating area. The all granite kitchen has an island with cook top, prep sink and eat-in area. There is a third prep/bar sink at the elevated bar/eat-in area. All of the stainless steel appliances, 48 inch refrigerator/freezer, double convection oven/microwave, warming drawer, dishwasher, ice maker and wine cooler are top of the line. The kitchen is completely stocked with all necessary small appliances including a Keurig coffee maker, cookware, serving pieces, platters, pizza pan, cookie sheets, cutlery, food processor, teapot, regular coffee maker, toaster, blender, waffle iron, etc.

The middle level has three bedrooms with en-suite bathrooms. All open onto outdoor covered deck areas with lounges, tables and chairs. There is another living area on this level with a desk area, wall mounted HDTV, DVD player with surround sound and speakers on the outside deck and ground level outdoor kitchen area. The laundry room is also located on the middle level.

The ground level has the entry area with the elevator and stairs to the middle and top levels. The storeroom has a refrigerator, a chest freezer, coolers, life jackets, bicycle helmets and pool noodles. Three kayaks, 2 SUPs and 4 or 5 bicycles are included for guest usage. The garage and motorized watercraft are not included with the rental of Sunset Reef. The house has the X-1 Comcast Cable TV and the fastest residential Internet available. Both hardwired and passphrase secured wireless Internet access is available on both living levels.

Sunset Reef has immediate access to Everglades National Park and back country fishing. Atlantic Ocean access is 2.5 miles SW to Channel 2 and 3.5 miles to Channel 5 for larger boats. Robbie's marina and Atlantic Ocean access is 2 miles NE through a mangrove channel.

Sunset Reef is available for special events and bay side weddings. Sunset weddings on the bay are welcome with wedding planner/caterer approved by owner. Special Event Fee of $1,250 or $ 1,500 additional to the minimum of the weekly rental. Weekly rental can be any 7 consecutive days, not only Saturday to Saturday.

If you zoom in on the map, the icon will come down on the exact location of Sunset Reef.

If you are looking for another weekly or a monthly Islamorada vacation rental property, please look at our Atlantic side, beach front 3 bd, 3 ba condo at MM 80.6, or and our Bonefish Bay, bay side, ocean front 4 bd, 4 1/2 ba private home at MM 76, or We also have a Park City/Deer Valley, Utah 4 bd, 4 1/2 ba vacation rental home. or

More Details

Steven and Kathy
Member since: 2006
Premier Partner

This VRBO partner has demonstrated and is committed to fast response times, the best rates, and a great traveler experience.

Speaks: english
Response time:
Within 12 hours
Response rate:
Calendar last updated:
December 12, 2017

About Steven and Kathy

We were born and grew up in Southern California. We were very fortunate to enjoy both mountain, river and oceanside activities. We now live in the Florida Keys. We love sunsets. Our goal was to be able to retire with a mountain home and a oceanside home. 'Sunset Reef' is our Islamorada residence with spectacular sunset views. We also have 2 other Islamorada vacation rentals, Snapper House in Bonefish Bay ( and Sunrise Haven ( We also have a Park City, Utah, vacation home rental, Sunset Lodge (, with equally fantastic sunset views. We are blessed in life with great family and good friends. The photo, taken in front of our Contender, shows the result of another day on the water and the freshest fish for dinner.

Steven and Kathy purchased this estate in 1994

Why Steven and Kathy chose Islamorada

We have lived in the South Florida area since 1977. We raised our two children and spent our careers here. We have always enjoyed fishing, lobstering, sailing, motor boating and water sports activities since our youth in Southern California. We purchased our first Florida Keys property in Islamorada in 1994. There are many activities to see and do in the Keys. The location is perfect for outdoor minded people like us.

What makes this estate unique

We fell in love with the Florida Keys when we arrived in the area in 1977. When our children were young we sailed the Keys island chain and the Bahamas in our Morgan Out Island. Now we enjoy motor boating activities from off shore fishing to back country fishing to lobstering. Matecumbe Bight is a safe and kid friendly bay area. We enjoy kayaking, stand-up paddle boarding, snorkeling off of the shoreline to catch lobster for dinner and easy access to the Atlantic Ocean, Florida Bay and the Everglades for fishing. The shoreline allows for all kinds of water sports activities. There is the hammock for relaxing and nice shade area to sit and read a good book while enjoying the fabulous bay views. The sunset views are incredible and we like the wood burning fire pit in the evenings. We enjoy music and have a nice stereo system with speakers in a number of the rooms in Sunset Reef, on the patio/pool/spa deck and the upstairs decks. The pool area has lounges for sunning and sitting areas. There are many ways to relax at Sunset Reef. If you are interested in leaving Sunset Reef, downtown Islamorada is just 5 - 10 minutes up the Overseas Highway with many fine restaurants, shopping, art galleries and the Bass Pro Shops World Wide Sportsman facility and marina.


Islamorada Estate Accommodation and Amenities

Property Type:
  • estate
  • Guests provide their own meals
Floor Area:
  • 5000 sq. ft.
House Rules:
  • Check-in: 4:00 PM
  • /
  • Check-out: 10:00 AM
  • Max. occupancy: 10
  • Max. adults: 8
  • Min. age of primary renter: 30 ...
  • Children welcome ...
  • Parties/events allowed ...
  • Pets considered ...
  • Non smoking only ...
  • No Bachelor or Bachelorette Parties
  • Host/Wedding liability insurance policy required for events
  • Party events and meals will be catered and will be hosted outside the home
Location Type:
  • Oceanfront ...
  • Village ...
  • Waterfront ...
  • Adventure
  • Away From It All
  • Family
  • Romantic
  • Sports & Activities
  • Air Conditioning ...
  • Clothes Dryer
  • Elevator ...
  • Garage ...
  • Hair Dryer
  • Heating ...
  • Internet ...
  • Iron & Board
  • Linens Provided
  • Living Room ...
  • Parking ...
  • Telephone ...
  • Towels Provided ...
  • Washing Machine ...
  • Coffee Maker ...
  • Dishes & Utensils ...
  • Dishwasher ...
  • Kitchen ...
  • Microwave ...
  • Oven ...
  • Pantry Items ...
  • Refrigerator ...
  • Stove ...
  • Toaster
  • Child's Highchair
  • Dining ...
  • Dining Area
  • seating for 12 people
  • 4 Bathrooms
  • 1 Half Bath
  • Top Floor Master Bath - toilet , shower , jetted tub , double vanities, double shower and steam room
    Top Floor Powder Room - toilet
    Middle Level Queen Bath - toilet , combination tub/shower , en-suite bath
    Middle Floor Twin/King Bath #1 - toilet , shower , en-suite bath
    Middle Level Twin/King Bath #2 - toilet , shower , en-suite bath
  • All bedroom bathrooms include hair dryers
  • 4 Bedrooms, Sleeps 10
  • Top Floor Master Suite - 1 king , sitting area, walk-in closet, computer desk and large bath
    Middle Floor Queen Bedroom - 1 queen , walk-in closet, en-suite bath and HDTV
    Middle Level Twin or King Bedroom #1 - 2 twin/ single , en-suite bath. Can be made up as a king bedroom if requested
    Middle Level Twin or King Bedroom #2 - 2 twin/ single , en-suite bath. Can be made up as a king bedroom if requested
    Middle Level Family Room - 1 sleep sofa /futon , queen sleeper sofa
  • All four bedrooms have en-suite bathrooms and adequate closet/storage space.
  • Books ...
  • DVD Player ...
  • Games ...
  • Music Library ...
  • Satellite / Cable ...
  • Stereo ...
  • Television ...
  • Toys ...
  • Video Library ...
  • Balcony ...
  • Bicycles ...
  • Boat ...
  • Deck / Patio ...
  • Golf ...
  • Kayak / Canoe ...
  • Lawn / Garden ...
  • Outdoor Grill ...
  • Tennis ...
  • 6 bicycles
  • Long-term Renters Welcome
  • wheelchair accessible ...
Pool / Spa:
  • Heated Pool
  • Hot Tub ...
  • Private Pool
  • churches
  • cinemas
  • festivals
  • health/beauty spa
  • library
  • marina
  • museums
  • restaurants
Leisure Activities:
  • beachcombing
  • bird watching
  • boating
  • eco tourism
  • paddle boating
  • photography
  • scenic drives
  • shopping
  • sight seeing
  • walking
  • wildlife viewing
Local Services & Businesses:
  • ATM/bank
  • groceries
  • hospital
  • medical services
Sports & Adventure Activities:
  • deepsea fishing
  • fishing
  • fly fishing
  • jet skiing
  • kayaking
  • sailing
  • snorkeling/diving
  • sound/bay fishing
  • swimming
  • tennis
  • water skiing
  • water tubing
  • wind-surfing


Exceptional! 5/5 -
(12 traveler reviews)

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Sunset Reef - 4 bdrm, Bayside Private Gated Estate, Pool, Spa, Deep Water Dock
average rating of 5.0 based on 12 reviews

We loved it❤️

  • 5 of 5

The house was immaculate, beautiful, multiple TVs, and excellent kitchen. We had a lot of activities... pool, hot tub, kayaks, paddle boards, and snorkeling. Sunset Reef is the perfect name because of the multiple decks to enjoy the sunsets...especially the sunset on our son’s wedding! We wished for an additional week!

  • Submitted: Nov 25, 2017
  • Stayed: November 2017
  • Source: VRBO, from HomeAway
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0 0

Amazing location and home

  • 5 of 5

Sunset Reef was an amazing location for our wedding and week stay. Even after Irma we stayed with our plans and could not be happier. The home is wonderful, kayaking off the back dock was great and the pool was refreshing when the waters were to warm. We would not hesitate to stay and host a family gathering here again!

  • Submitted: Oct 23, 2017
  • Stayed: October 2017
  • Source: VRBO, from HomeAway
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Orlando, FL

Awesome vacation spot!!

  • 5 of 5

We had 4 couples for lobstering/fishing and this house was a dream! Great communication, house loaded with everything you need, and sunsets that are unbelievable!! Centrally located with easy docking at all tides for our 38' boat. I use VRBO a good deal and this house was the best I've stayed in!

  • Submitted: Aug 12, 2017
  • Stayed: August 2017
  • Source: VRBO, from HomeAway
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0 0

Amazing vacation home, spectacular sunsets, so much to do!

  • 5 of 5

We stayed at Sunset Reef this past week and had an amazing time. The saddest part was leaving! Our correspondence with owners Steve and Kathy before the trip made everything so smooth before we got there. We booked about 8 months in advance and went back and forth numerous times and they got back to us right away with any questions. We were a party of 9 - my family, my sister and her family and my mother totaling 5 adults and 4 children ages 9-15. The house itself is set up pretty neat- it is reverse living with the kitchen and one family room on the third floor- the family room is surrounded by windows and there are breathtaking views of the water. If you plan on having adults who find it difficult to climb three stories to the kitchen, there is an elevator which was an added bonus for my mother and also loading up our groceries for the week! The second floor has another TV room and three bedrooms which is a good separation for the kids to watch TV. There is so much room in the house and on all of the decks to move about if you need some alone time. The kitchen was fully stocked and had enough utensils and various pots and kitchen gadgets.

The kids and adults alike had a great time taking advantage of the three kayaks, two paddle boards and pool floats. On the dock, there is a lift which was great for getting in and out of the water when we jumped off the dock and went swimming in the bay. Jeff, Kathy and Steve's son was there to greet us and see us off. During our stay, he was available if we had any questions. We have rented about 5 other properties in the keys and this by far was one of the best properties because it is well maintained. We would definitely go back and stay here again. Thanks, Kathy, Steve and Jeff for making our stay a memorable one!

  • Submitted: Apr 22, 2017
  • Stayed: April 2017
  • Source: VRBO, from HomeAway
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0 0

Gorgeous place for a wedding!

  • 5 of 5

My husband and I viewed 6 or so properties in or near Islamorada in search of a place for our totally private destination wedding festivities, and this one had it all. Sunset side, beautiful gardens, and incredible house that allowed our whole family which included our dog. The elevator was a necessity for us for one member of our family, but it was tremendously useful for the wedding preparations and wedding day, also. We stayed here for 10 days and had our pre-wedding parties, my husband's birthday party, our wedding ceremony and reception all on site and we couldn't have had a better time. There are many vacation rentals in the very near vicinity that will accommodate a large number of guests. The majority of our guests said it was the most beautiful wedding they'd ever attended. The owners are all wonderful people and couldn't have been more helpful before and during our stay. In my opinion, this property can accommodate a wedding and reception of up to 100 people at a very reasonable cost and in fabulous style.

  • Submitted: Mar 6, 2017
  • Stayed: October 2016
  • Source: VRBO, from HomeAway
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  • 5 of 5

If you are looking for a great place to stay - stop looking - you found it!

Steve and Kathy are wonderful hosts. We can't say enough about their beautiful home and how well they treated us from our first contact and throughout our stay.

  • Submitted: Feb 19, 2017
  • Stayed: February 2017
  • Source: VRBO, from HomeAway
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Bass Pro Shops
"Fabulous fishing and boating store. Nice salt water aquarium."
Bud N' Mary's Marina
"Good marina for backcountry fishing guides and bait. 4.0 miles from Sunset Reef."
Green Turtle Inn
"Nice restaurant. Nice wine and liquor store. 5.6 miles from Sunset Reef."
Mr. Lobster -- CLOSED
"Really close to obtain bait and fresh fish."
Key West Chamber of Commerce
"Really good information. 76 miles south of Sunset Reef."
Greater Marathon Chamber of Commerce
"Good Information about our area."
Key Largo Chamber of Commerce
"Good Information about our area."
Islamorada Chamber of Commerce & Visitors Center
"Great Information about the local area. Many brochures and friendly help."
Lorelei Restaurant & Cabana Bar
"Good outdoor sunset beach restaurant. Sit at a beachside tables and watch the sunset."
Islamorada Fish Company
"Great very casual dining over the water on the bay side. Very fresh fish. Good for sunset."
Islamorada Fishing Club
"Perhaps the best restaurant in Islamorada. Small and on the water. Club for members and th..."
Anne's Beach
"A short bicycle ride south from our vacation rental."
"Robbie's Marina is an absolute MUST see and do. Feed the Tarpon."
Morada Bay
"Excellent dining on the bayside in downtown Islamorada. 5.7 miles north of Sunset Reef."
Lazy Days
"Nice restaurant and seafood market on the oceanside in Islamorada. 4.1 miles north of Sunse..."
Hungry Tarpon
"Good casual restaurant for breakfasat and lunch at Robbie's Marina. An easy bicycle ride fr..."
Nearest Airport
85 Miles
Miami International Airport
Nearest Barpub
2 Miles
Safari Lounge and Robbie's Marina
Nearest Golf
26 Miles
Florida Keys Country Club
Nearest Restaurant
2 Miles
Hungry Tarpon at Robbie's Marina
Nearest Beach
2 Miles
Anne's Beach
Car: necessary

Mariners Hospital and Medical Center is located at MM 91.5 bayside.

You may not want to leave the Sunset Reef property but there are a number of very good restaurants and other fun activities in the Islamorada area. The full moon party at Morada Bay is very nice. Back country fishing guides will pick you up in the cut in boat slip for fishing in the back country of the Everglades and Flamingo area. Great offshore fishing is also available from marinas in Islamorada. We can provide references for all of your fishing and/or scuba diving wishes. We provide a Welcome Packet and an in-house binder with all the information you need to have a fabulous vacation in the Florida Keys. There is a basket of area brochures in Sunset Reef. Key West is a great day trip. The Marathon Turtle Hospital is an incredibly fun educational experience, we highly recommend it. There is a new Aquarium Encounter in Marathon. In Islamorada or Marathon, you can swim with dolphins or just stand in knee deep water to touch and “kiss,” it is great fun. The bicycle/walking path outside the Sunset Reef Estate easily leads south to Anne’s Beach or north to the Islamorada Tennis Club and to Robbie’s Marina where you MUST feed the tarpon. There you can also rent boats, jet skis, kayaks, SUPs and/or book a charter boat. You can also reserve a kayaking excursion to Indian Key State Park or transportation to Lignumvitae Key State Park.


Rates & Availability

Taxes and fees are additional

Additional information about rental rates

Departure Cleaning Fee $350 + Tax
Property Damage Protection $99
Refundable damage deposit $1,000
Pet Fee $100 + Tax
Tax Rate 12.5%

Rates are subject to change until reservation is confirmed.

A percentage of our guests return yearly. Current vacation guests have the first right of refusal for the same rental period in the following year.

Cancellations more than 60 days from arrival date receive a full refund. Cancellations less than 60 days from arrival date receive no refund unless property can be rented for the same dates and rental fee less a $250 cancellation fee.

If guests desire to use the boat lift on the dock there is a $100 per week fee.

Wedding/event fee is $1,250 or $1,500 including cost of dumpster

Host/Event/Wedding Liability insurance policy naming owners as additional insureds is required for event rentals.

Weddings and events will require rental of portable restroom trailer. Wedding planner, caterer and all vendors must be disclosed owner and provide proof of liability insurance. All wedding and/or event meals/parties must be catered and must be held outside of the home. No bachelor or bachelorette parties allowed.

Rentals of 6 months or longer do NOT pay tax.

50% deposit to reserve; Total payment is due 90 days before arrival date.

Refundable Security Deposit will be automatically refunded 14 days after departure date unless there is unusual damage or breakage not covered by Property Damage Protection policy.

Owner's Cancellation Policy

  • 100% refund if canceled at least 60 days before arrival date.
  • Service Fee fully refunded on cancellations that qualify for 100% refund.

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