Vacations made easy with Affirm

Finally, you don’t have to pay for your whole trip all at once. Happy days! Affirm makes it easy to find a payment plan that suits you and your family so you can focus on letting the good times roll.  

Paying with Affirm is as easy as 1, 2, 3! 

  1. Search on Vrbo using the Affirm filter to find your dream vacation home. When you’re ready to book, select Affirm at checkout to see if you qualify*. 

  2. Choose a monthly payment plan that suits you. Don’t worry, you’ll never pay more than you agreed to upfront. 

  3. Pay in your chosen installments on the Affirm website or app. Affirm will send you reminders so you never forget a payment. 

3 reasons to pay for your vacation home with Affirm 

  1. Transparency: you’ll be told the total cost upfront and will never be charged any more than agreed. 

  2. Flexibility: there’s plenty of options to choose from, so you can decide a payment schedule that suits you. 

  3. Fair policies: you will never be charged any late fees or penalties of any kind. 


Ready to find a family vacation now and pay later?

Start searching with Affirm.


Terms & Conditions 

  • Requirements to apply for Affirm: 

    • You must be aged 18 years or older (19 in Alabama or if you’re a ward of the state of Nebraska) 

    • Provide a valid U.S or APO/FPO/DPO home address. Not currently available to Iowa and West Virginia residents. 

    • Provide a valid U.S. mobile or VoIP number and agree to receive SMS texts. 

    • Have access to a mobile phone with web browser. 

    • Provide full name, email address, date of birth, and the last 4 digits of your social security number to help verify your identity. 

    • Affirm performs a ‘soft’ credit check to help verify your identity and determine eligibility for financing. This ‘soft’ credit check will not affect your credit score. 

  • Cancelled bookings:

    • The property's cancellation policy will still apply. Affirm will either issue a refund or reduce the balance of your remaining payments. Contact Affirm for additional details on refund amounts and timing. 

  • Booking and payment confirmation: 

    • If you choose to use Affirm, you will still receive a booking confirmation from Vrbo indicating that your reservation has been confirmed. You will also receive an email from Affirm with your loan confirmation and payment schedule. In most cases, your monthly payments with Affirm will start one month later. 

    • Affirm will contact you directly via email regarding your payment terms and schedule.


*Your rate will be 10–30% APR based on credit and is subject to an eligibility check. Payment options through Affirm are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required.