Condo

🏖️ Affordable Cozy Beachfront | FREE Beach Chairs | Early 3PM Check-In

Photo gallery for 🏖️ Affordable Cozy Beachfront | FREE Beach Chairs | Early 3PM Check-In

A hotel room with two beds, a ceiling fan, and a view of the ocean.
Two beach chairs under a blue umbrella on a sandy beach with the ocean in the background.
A beach view from a window with a clear sky, sandy beach, and umbrellas.
A hotel with a pool surrounded by lounge chairs and a view of the ocean.
A beach with waves, a pier, and people.

Reviews

9.6 out of 10
Exceptional

Highlights

  • Beach, waves and sand
    Guests enjoy the stunning beach views at this property.
  • Arcade/game room
    A rare find - fun for all ages with on-site arcade/game room.
  • Centrally-located
    You're never far from where you need to be with this convenient location.
  • Discover nearby landmarks
    Close to Panama City Beaches
1 bathroomSleeps 4

Popular amenities

  • On beach
  • Swimming pool
  • Onsite parking available
  • Kitchen
  • Washing machine
  • Air-conditioning

Explore the area

View in a map
Panama City Beach, FL
  • Place, Thomas Drive
    ‪2 min walk‬
  • Place, St. Andrews Bay
    ‪9 min walk‬
  • Place, Panama City Beaches
    ‪9 min walk‬
  • Airport, Panama City, FL (ECP-Northwest Florida Beaches Intl.)
    ‪29 min drive‬

Rooms & beds

0 bedrooms (sleeps 4)

Main room

2 Queen Beds

1 bathroom

Bathroom

Bathtub or shower · Toilet

Spaces

Deck or patio
Kitchen
Balcony
Outdoor play area
Dining area

About this property

🏖️ Affordable Cozy Beachfront | FREE Beach Chairs | Early 3PM Check-In

True Beachfront Gulf Views
Salty Turtles® Beachfront is a true Gulf-front studio condo located directly on the beach on the 7th floor at the quiet Top of the Gulf resort. Enjoy stunning Gulf views, private beach access, and the sound of the waves right outside your door—no roads to cross. Perfect for couples or small families seeking an affordable, relaxing Panama City Beach getaway.

Early 3:00 PM Check-In
Start your vacation sooner with a 3:00 PM early check-in, earlier than most rentals. Drop your bags and head straight to the beach.

FREE Beach Chairs + Umbrella (March–October)
Your stay includes a set of complimentary daily beach lounge chairs with umbrella—a $50/day value, included at no extra cost. No hauling gear. No daily rental fees. Just relax.

Remodeled, Comfortable Studio
This clean and cozy beachfront studio is thoughtfully updated and designed for comfort after a day in the sun.
Features include:
• Gulf-front views
• Sleeps up to 4
• Full kitchen & full bathroom
• Smart TV & Wi-Fi
• Bright, modern coastal décor

Top of the Gulf Resort Amenities
Guests enjoy access to:
• Large Gulf-front pool + kids pool
• Poolside snack bar
• Private beach access & showers
• Fitness center
• Game room & BBQ picnic area
• Laundry facilities & on-site conveniences

Owner-Managed & Highly Rated
Salty Turtles® Vacation Rentals is owner-managed, offering personal service, direct communication, and exceptional cleanliness. Guests consistently praise our cleanliness, responsiveness, and relaxing beachfront experience.

More Options Available
If your dates aren’t available, check out our other two Salty Turtles® Beachfront condos on VRBO—same great location and owner-managed care.

Book with Confidence
Beachfront views, early check-in, free beach chairs, and glowing reviews—everything you want for the perfect beach escape. Book Salty Turtles® Beachfront today.

The primary renter must be at least 21 years old, sign a rental agreement within 48 hours of booking, and be present for the duration of the stay. The resort charges a one-time $30 fee upon arrival for one parking pass plus wristbands. Maximum occupancy is FOUR (regardless of age) and will be strictly enforced; any attempt to bring in more people is cause for cancellation/eviction without refund . No pets, smoking, visitors, or parties allowed. We recommend purchasing travelers insurance upon booking.

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House Rules

Check in after 3:00 PM
Minimum age to rent: 21
Check out before 10:00 AM
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Children

Children allowed: ages 0–17
Maximum occupancy is FOUR guests (including childr
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Events

No events allowed
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Pets

No pets allowed
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Smoking

Smoking is not permitted
Primary renter must be 21 years old and present for the duration of the stay. MAX OCCUPANCY is (4) people. No pets/ESA/visitors.
Primary renter must sign a digital rental agreement within 48 hours of booking. $30 resort fee to be paid upon arrival.
Travel insurance is recommended upon booking in case of needed cancellation and/or changes in travel plans.

Important information

You need to know

Property Registration Number 52280
Property # 1491360vb
Extra-person charges may apply and vary depending on property policy
Government-issued photo identification and a credit card, debit card or cash deposit may be required at check-in for incidental charges
Special requests are subject to availability upon check-in and may incur additional charges; special requests cannot be guaranteed
On-site parties or group events are strictly prohibited
Host has not indicated whether there is a carbon monoxide detector on the property; consider bringing a portable detector with you on the trip
Host has indicated that there is a smoke detector on the property
Safety features at this property include a fire extinguisher
This property has outdoor spaces, such as balconies, patios and terraces, which may not be suitable for children; if you have any concerns, we recommend contacting the property prior to your arrival to confirm that they can accommodate you in a suitable room

About the area

Panama City Beach

Located in Panama City Beach, this condo is near theme parks and on the beach. Thomas Drive and Pier Park are worth checking out if shopping is on the agenda, while those wishing to experience the area's popular attractions can visit Shipwreck Island Waterpark and Frank Brown Park. Consider Breakfast Point Academy for a night out or Emerald Falls Family Recreation Center if you're travelling with kids. With jet skiing, kayaking and scuba diving nearby, you'll find plenty of adventures in the water.
Map
Panama City Beach, FL

What's nearby

  • Thomas Drive - 2 min walk - 0.2 km
  • St. Andrews Bay - 9 min walk - 0.8 km
  • Panama City Beaches - 9 min walk - 0.8 km
  • Emerald Falls Family Recreation Center - 11 min walk - 1.0 km
  • Ripley's Believe It or Not - 14 min walk - 1.2 km

Getting around

  • Panama City, FL (ECP-Northwest Florida Beaches Intl.) - 26 min drive

Restaurants

  • ‪Pineapple Willy's - ‬16 min walk
  • ‪Circle K - ‬17 min walk
  • ‪McDonald's - ‬2 min drive
  • ‪Whataburger - ‬6 min drive
  • ‪Starbucks - ‬5 min drive

Frequently asked questions

Does 🏖️ Affordable Cozy Beachfront | FREE Beach Chairs | Early 3PM Check-In have a pool?

Yes, this property has a pool.

How much does it cost to stay at 🏖️ Affordable Cozy Beachfront | FREE Beach Chairs | Early 3PM Check-In?

As of 23 Aug, 2026, prices found for a 1-night stay for 2 adults at 🏖️ Affordable Cozy Beachfront | FREE Beach Chairs | Early 3PM Check-In on 4 Nov, 2026 start from S$422, including taxes and fees. This price is based on the lowest nightly price found in the last 24 hours for stays in the next 30 days. Prices are subject to change. Choose your dates for more accurate prices.

Is 🏖️ Affordable Cozy Beachfront | FREE Beach Chairs | Early 3PM Check-In pet-friendly?

No, pets are not allowed at this property.

How much is parking at 🏖️ Affordable Cozy Beachfront | FREE Beach Chairs | Early 3PM Check-In?

On-site parking is available at the property.

What time is check-in at 🏖️ Affordable Cozy Beachfront | FREE Beach Chairs | Early 3PM Check-In?

Check-in begins at 3:00 PM.

What time is check-out at 🏖️ Affordable Cozy Beachfront | FREE Beach Chairs | Early 3PM Check-In?

Checkout is at 10:00 AM.

Where is 🏖️ Affordable Cozy Beachfront | FREE Beach Chairs | Early 3PM Check-In located?

Nestled on the beach, this Panama City Beach condo building is within a 15-minute walk of Thomas Drive and Panama City Beaches. Signal Hill Country Club and Signal Hill Golf Course are also within 10 minutes.

About the host

Hosted by Salty Turtles, LLC

Host profile image
Kirsti is the owner and manager of Salty Turtles, LLC. Along with her husband, she personally manages and oversees the daily operations of their three Salty Turtles® beachfront vacation rental condos. Kirsti is readily accessible to guests and is dedicated to providing a seamless, relaxing stay—ensuring every guest enjoys an exceptional vacation and looks forward to returning. Salty Turtles® is a registered trademark of Salty Turtles, LLC.

Why they chose this property

Top of the Gulf is a quiet eight-story beachfront resort offering all the amenities guests want in a beach vacation—gulf-front pools, prime beachfront location, private beach access with showers, communal balconies throughout, laundry facilities, fitness center, outdoor grills, sundry store, and a Surf Shack with snacks and drinks. Ideal for couples and small families looking for a comfortable and affordable getaway.

What makes this property unique

Early 3PM check-in + free daily beach chair service (Mar–Oct, $50/day value). Owner-managed, highly rated beachfront condo.

Languages:

English

Premier Host

They consistently provide great experiences for their guests
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