Condo

🏝️Gulf Front Balcony | Beach Front Pool | Sterling Reef 104🏝️

Photo gallery for 🏝️Gulf Front Balcony | Beach Front Pool | Sterling Reef 104🏝️

A room with a sofa, a table with a decorative bowl, a lamp, and a view of the balcony with chairs and a table.
A pool area with lounge chairs and palm trees, overlooking the sea.
A modern kitchen with white cabinetry, a central island, and a dining area with a sofa and table.
A modern kitchen with white cabinets, a central island with stools, and a stainless steel refrigerator.
A tall, multi-story hotel with a flat roof and balconies on each floor, located near a sandy beach with palm trees.

Reviews

9.4 out of 10
Exceptional

Highlights

  • Made for relaxation
    Top-rated for comfort — guests feel right at home here.
  • Garage parking available
    Enjoy the convenience of garage parking - a rare offering in the area.
  • Steps from the shore
    Top-rated for its nearby beach, ideal for sunbathing and swimming.
  • Discover nearby landmarks
    Close to Panama City Beaches
2 bedrooms2 bathroomsSleeps 6

Popular amenities

  • On beach
  • Heated pool
  • Garage parking available
  • Kitchen
  • Washing machine
  • Air-conditioning

Explore the area

View in a map
Panama City Beach, FL
  • Place, Panama City Beaches
    ‪3 min walk‬
  • Place, M.B. Miller County Pier
    ‪3 min walk‬
  • Place, Shipwreck Island Waterpark
    ‪6 min walk‬
  • Airport, Panama City, FL (ECP-Northwest Florida Beaches Intl.)
    ‪23 min drive‬

Rooms & beds

2 bedrooms (sleeps 6)

Guest Bedroom

1 Queen Bed

Living Room

1 Double Sofa Bed

Master Bedroom

1 King Bed

2 bathrooms

Guest Bathroom

Bathtub or shower

Master En Suite

Shower only

Spaces

Kitchen
Balcony

About this property

🏝️Gulf Front Balcony | Beach Front Pool | Sterling Reef 104🏝️

Top Reasons to Book this Fabulous Condo:

* Stunning Gulf Views from the Balcony, Living Room and Master

* Beachfront Pool (Seasonally Heated), Grilling Area

* Fitness Center w/ Gulf Views, Activity Room, Onsite Watersport Rentals

* Walk to the fishing Pier

* Only .5 miles to Shipwreck Island

* Professionally Managed; 24/7 Service

*This property is not available to adults Under the age of 25. No Exceptions.*

Sterling Reef 104 is a beautifully decorated 2-bedroom, 2-bath beachfront condo offering stunning Gulf views of sugar-white sands and emerald waters. Take in the scenery from your large private covered balcony or enjoy the view from the living room, kitchen, and master bedroom. The master suite features a king bed with direct balcony access, while the guest bedroom offers a comfortable queen bed, and a sleeper sofa in the living area allows the condo to comfortably accommodate up to six guests. With breathtaking views and a prime location, Sterling Reef 104 is sure to become your family’s favorite vacation getaway.

Each vehicle must be registered from the link provided prior to arrival. Parking Fee Registration is $50 per vehicle - limit 2 vehicles.

*We LOVE Snowbirds! Low Monthly Winter Rates*
Snowbird Season for this unit is the Month of November only. To prepare a qualified quote, select your arrival date (must be the 1st day of the month) and the departure date (must be the 1st day of the month). Alternate dates must be pre-approved. All monthly rentals are subject to an additional $150 cleaning fee. Please contact us with your interest and to further assist!

*No smoking on property, which includes the balcony*

Built in 2005, Sterling Reef is in a fantastic location on Panama City Beach, only .5 miles from Shipwreck Island and within walking distance of the fishing pier. Vacation rentals at this lovely resort have a seasonally heated 4000sqft bi-level pool with waterfall at their disposal, a fitness center overlooking the pool and beach area, an activity room w/ flatscreen TV, and grills on the sky terrace. Watersport rentals are also available.

The Bed Setup:

Master Bedroom: King Bed

Guest Bedroom: Queen Bed

Living Room: Sleeper sofa

Area Attractions: 

If you're looking for more adventure, the following water sports and activities you can arrange:  Dolphin encounters, Banana Boat rides, Sailboat Rides/Rentals, Jet Ski Rentals, Boogie Board Rentals, Kayak Rentals, Eco-Tours and Surf Lessons.

If you're looking for great shopping and fabulous eateries, nearby Pier Park will fit the bill! With more than 125 retail, dining and entertainment choices, Pier Park is a one-of-a-kind beachfront family-friendly attraction featuring island-inspired architecture and popular stores. Dillard’s, JCPenney, Ron Jon Surf Shop, Target, Forever 21 are a but a few. Dine at numerous eateries like Jimmy Buffett’s Margaritaville, Dick’s Last Resort, and Five Guys Burgers or catch a show at the Grand IMAX Theater.

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House Rules

Check in after 4:00 PM
Minimum age to rent: 25
Check out before 10:00 AM
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Children

Children allowed: ages 0–17
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Events

No events allowed
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Pets

No pets allowed
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Smoking

Smoking is not permitted

Important information

You need to know

Property Registration Number 71882
Property # 5086613vb
Extra-person charges may apply and vary depending on property policy
Government-issued photo identification and a credit card, debit card or cash deposit may be required at check-in for incidental charges
Special requests are subject to availability upon check-in and may incur additional charges; special requests cannot be guaranteed
On-site parties or group events are strictly prohibited
Host has indicated that there is a carbon monoxide detector on the property
Host has indicated that there is a smoke detector on the property
Safety features at this property include a fire extinguisher
This property has outdoor spaces, such as balconies, patios and terraces, which may not be suitable for children; if you have any concerns, we recommend contacting the property prior to your arrival to confirm that they can accommodate you in a suitable room

About the area

Panama City Beach

Located in Panama City Beach, this condo is near a water park and on the beach. Pier Park and Thomas Drive are worth checking out if shopping is on the agenda, while those wishing to experience the area's popular attractions can visit Shipwreck Island Waterpark and Frank Brown Park. Ready for a night out? Consider Breakfast Point Academy and Aaron Bessant Park Amphitheater. Jet skiing, kayaking and scuba diving offer great chances to get out on the surrounding water, or you can seek out an adventure with cycling nearby.
Map
Panama City Beach, FL

What's nearby

  • Edgewater Gulf Beach - 1 min walk - 0.1 km
  • Panama City Beaches - 3 min walk - 0.3 km
  • M.B. Miller County Pier - 3 min walk - 0.3 km
  • Shipwreck Island Waterpark - 6 min walk - 0.6 km
  • Golf Course at Edgewater - 14 min walk - 1.2 km

Getting around

  • Panama City, FL (ECP-Northwest Florida Beaches Intl.) - 23 min drive

Restaurants

  • ‪Ocean's Bar & Grill (Edgewater Beach Resort) - ‬9 min walk
  • ‪Another Broken Egg Cafe - ‬12 min walk
  • ‪Taco Bell - ‬15 min walk
  • ‪Salty Goat Saloon - ‬18 min walk
  • ‪Harpoon Harry's - ‬12 min walk

Frequently asked questions

Does 🏝️Gulf Front Balcony | Beach Front Pool | Sterling Reef 104🏝️ have a pool?

Yes, this property has a pool. Pool types include heated pools.

Is 🏝️Gulf Front Balcony | Beach Front Pool | Sterling Reef 104🏝️ pet-friendly?

No, pets are not allowed at this property.

How much is parking at 🏝️Gulf Front Balcony | Beach Front Pool | Sterling Reef 104🏝️?

On-site parking is available at the property.

What time is check-in at 🏝️Gulf Front Balcony | Beach Front Pool | Sterling Reef 104🏝️?

Check-in begins at 4:00 PM.

What time is check-out at 🏝️Gulf Front Balcony | Beach Front Pool | Sterling Reef 104🏝️?

Checkout is at 10:00 AM.

Where is 🏝️Gulf Front Balcony | Beach Front Pool | Sterling Reef 104🏝️ located?

Nestled on the beach, this Panama City Beach condo building is within a 10-minute walk of Edgewater Gulf Beach, Panama City Beaches and Shipwreck Island Waterpark. Thomas Drive is 1.9 mi (3.1 km) away.

Reviews

9.4

Exceptional

Reviews are presented in chronological order, subject to a moderation process, and verified unless otherwise labelled.
Learn moreOpens in a new window
Rating 10 - Excellent. 4 out of 6 reviews
Rating 8 - Good. 2 out of 6 reviews
Rating 6 - Okay. 0 out of 6 reviews
Rating 4 - Poor. 0 out of 6 reviews
Rating 2 - Terrible. 0 out of 6 reviews

9.0/10

Cleanliness

8.6/10

Check-in

8.6/10

Communication

9.0/10

Location

9.6/10

Listing accuracy

Reviews

Verified

10/10 Excellent

MT K.

Liked: Cleanliness, check-in, communication, location, listing accuracy
Great location right on the beach. Loved the over-sized patio in this unit. Highly recommend.
Stayed 4 nights in Oct 2025
Response from VrboOwner on 7 Nov, 2025
Thank you for the great review! Glad you enjoyed the beachfront location and oversized patio. We appreciate the recommendation and would love to host you again.
Verified

8/10 Good

Nan S.

Liked: Check-in, communication, location, listing accuracy
The balcony area was great. The condo was as described and comfortable. Kitchen had all you need to prepare meals The elevators weee efficient.
Stayed 5 nights in Oct 2025
Response from VrboOwner on 15 Oct, 2025
Thank you so much for your kind review! We're thrilled to hear the condo was comfortable, just as described, and that you enjoyed the balcony area. It’s great to know the kitchen had everything you needed and that the elevators were running efficiently during your stay. We truly appreciate you choosing to stay with us and hope to welcome you back again soon!
Verified

10/10 Excellent

Tamala H.

Liked: Cleanliness, location, listing accuracy
The Condo was beautiful and clean. The balcony was huge. The view was excellent! The beds were comfortable. Overall a great place to stay. We would definitely stay there again!
Stayed 3 nights in Jun 2026
Verified

8/10 Good

Its me J.

Liked: Location
The size of the condo was good for our family of four. We really enjoyed the large balcony and the cozy outdoor furniture. The master bed and bath was very comfortable. However, the unit could use a good deep cleaning (there were places throughout that had clearly not been cleaned in a very long time and some very basic things, like sweeping the balcony, that were left undone). Also, there were no extra blankets for the sofa bed, so we were glad our youngest had brought her own from home. Being on a low floor was also nice, since the elevators were often congested and had long wait times. During peak times, wait times for the elevator could be 20 to 30 minutes. Overall, we enjoyed the location, the beach access, and pool.
Stayed 6 nights in May 2026
Verified

10/10 Excellent

Hasibe C.

Stayed 8 nights in Jul 2025

About the host

Hosted by RealJoy Vacations

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Languages:

English
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