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Lazy Coconut | Private Beach Access Retreat

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Modern beachfront rental with private pool, multiple decks, and bright yellow accents in a coastal community.
Your stunning open-concept kitchen awaits with sleek white cabinetry, gleaming quartz counters, and premium stainless appliances perfect for memorable meals together.
Your private game room awaits with foosball, arcade fun, and ocean views through expansive windows—perfect for family entertainment.
Private pool deck with stunning ocean views and direct beach access creates the perfect coastal retreat.
Your spacious living and dining area flows seamlessly together, with stunning ocean views through every window and coastal-inspired décor creating the perfect beach house atmosphere.

Reviews

10 out of 10
Exceptional
8 bedrooms8+ bathroomsSleeps 246538 sq ft

Popular amenities

  • On beach
  • Private pool
  • Onsite parking available
  • Kitchen
  • Washer
  • Air conditioning

Explore the area

View in a map
Panama City Beach, FL
  • Place, Thomas Drive
    ‪2 min walk‬
  • Place, Emerald Falls Family Recreation Center
    ‪6 min walk‬
  • Place, Panama City Beaches
    ‪8 min walk‬
  • Airport, Panama City, FL (ECP-Northwest Florida Beaches Intl.)
    ‪28 min drive‬

Rooms & beds

8 bedrooms (sleeps 24)

Bedroom #2 - Third Floor

1 King Bed

Bedroom #3 - Third Floor

1 King Bed

Bedroom #4 - Third Floor

1 King Bed

Bedroom #5 - Fourth Floor

1 King Bed

Bedroom #6 - Fourth Floor

1 King Bed

Bunk Room #1 - Fourth Floor

2 Twin Bunk Beds

Bunk Room #2 - Fourth Floor

2 Twin Bunk Beds

Primary Suite - 2nd floor

1 King Bed

8 bathrooms, 2 half bathrooms

Bathroom #2 - Third Floor

Bathroom #3 - Third Floor

Bathroom #4 - Third Floor

Bathroom #5 - Fourth Floor

Bathroom #6 - Fourth Floor

Bunk Bathroom #1 - Fourth Floor

Bunk Room #2 Bathroom - Fourth Floor

Half Bath

Half Bath - Second Floor

Primary Bathroom - 2nd floor

Spaces

Deck or patio
Porch or lanai
Kitchen
Balcony

About this property

Lazy Coconut | Private Beach Access Retreat

Welcome to The Lazy Coconut, the newest, custom-designed beachfront home in Panama City Beach. Engineered from the ground up for the ultimate family vacation, this luxurious home offers unmatched amenities, ample space, and direct access to the sugar-white sands of PCB. With 8 bedrooms, 8 ensuite bathrooms, 2 half-baths, and room for up to 24 guests, The Lazy Coconut is perfect for multi-family gatherings or special celebrations, with 4 bedrooms directly facing the Gulf.

Inside the Home

First Floor – Family Fun Central
The first floor is all about fun and connection:
Recreation hall with 65” TV, foosball, 2 arcade games, and a 4-person game table
Multiple seating areas for relaxing or group activities
Direct access to covered porch AND private beach boardwalk
Outdoor games: Cornhole, ladder golf, ring/hook
Parking for up to 8 to 10 vehicles depending on size

Second Floor – Living and Entertainment
Huge living room with 75” TV, seating for 13, Gulf views
Elevated pool + 30x25 deck (12’ covered; can be heated for a fee)
Gourmet kitchen with 2 refrigerators, island seating for 8
Dining table seating 16
King Primary Suite with private balcony and ensuite
Half bath AND laundry area

Third Floor – Additional Living Space; Bedrooms
Second living area with seating, game tables, 65” TV
2 Gulf-front King Primary Suites with private balconies
1 North-facing King bedroom with ensuite

Fourth Floor – Penthouse and Rooms
2 Gulf-front King Primary Suites with balcony with views
2 Bunk Rooms: twin over queen and twin over twin + full over king
All bedrooms have flat-screen TVs and brand-new bedding

Features AND Highlights

Direct Gulf access via private boardwalk
Largest elevated pool in NW Florida
Multiple living areas for comfort
Recreation hall for endless family fun
Sleeps up to 24 guests
Parking for 8 to 10 vehicles depending on size
Custom interiors with modern appliances

Rules and Info

Minimum age: 30+
No parties, smoking, vaping, pets, or illicit drugs
Check-in: 4 PM | Check-out: 10 AM
Quiet hours: 10 PM – 7 AM
Summer stays (June and July): 7-night minimum
Security deposit: $1,000 refundable
Pool heating available for extra fee

Why Guests Love Lazy Coconut

Spacious layout – everyone stays together without feeling cramped
Entertainment galore – arcade, game tables, outdoor fun
Prime beachfront location – Gulf views from 4 bedrooms
Perfect for family vacations – designed for connection AND fun

Do not wait—book The Lazy Coconut today for the ultimate beachfront vacation and make memories that will last a lifetime.

The Warren Beach Rentals Advantage
When you book with Warren Beach Rentals, you are getting more than a condo—you are getting peace of mind. We are a locally owned company that specializes in luxury beachfront rentals across PCB, 30A, and Destin. Every home is hand-picked and maintained to the highest standards.

We provide:
Keyless check-in – no lines, no hassle
Pre-arrival inspections – what you see is what you get
Our prices include all fees. No hidden fees.

Add dates for prices

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House Rules

Check in after 4:00 PM
Minimum age to rent: 25
Check out before 10:00 AM
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Children

Children allowed: ages 0-17
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Events

No events allowed
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Pets

No pets allowed
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Smoking

Smoking is not permitted
Note: All Primary Guests will be required to complete the WBR rental agreement. This includes a photo ID to match the name of the Primary Renter
NO SPRING BREAK, HIGH SCHOOL OR COLLEGE GROUPS NO TAKEOVER GROUPS TOLERATED, EVER.
No smoking, vaping, or illicit drug use in the home 4pm check in 10 am checkout Central Standard Time.

Important information

You need to know

Extra-person charges may apply and vary depending on property policy
Government-issued photo identification and a credit card, debit card, or cash deposit may be required at check-in for incidental charges
Special requests are subject to availability upon check-in and may incur additional charges; special requests cannot be guaranteed
Onsite parties or group events are strictly prohibited
Host has indicated there is a carbon monoxide detector on the property
Host has indicated there is a smoke detector on the property
Safety features at this property include a fire extinguisher
This property has outdoor spaces, such as balconies, patios, terraces which may not be suitable for children; if you have concerns, we recommend contacting the property prior to your arrival to confirm they can accommodate you in a suitable room

About the neighborhood

Panama City Beach

Located in Lower Grand Lagoon, a neighborhood in Panama City Beach, this vacation home is near theme parks and on the beach. Thomas Drive and Pier Park are worth checking out if shopping is on the agenda, while those wishing to experience the area's natural beauty can explore Panama City Beaches and St. Andrews State Park. Traveling with kids? Don't miss Shipwreck Island Waterpark and Frank Brown Park. Discover the area's water adventures with jet skiing and snorkeling nearby, or enjoy the great outdoors with hiking/biking trails and ecotours.
View more Vacation Homes in Panama City BeachOpens in a new window
Map
Panama City Beach, FL

What's nearby

  • Thomas Drive - 2 min walk - 0.2 km
  • St. Andrews Bay - 5 min walk - 0.4 km
  • Emerald Falls Family Recreation Center - 6 min walk - 0.6 km
  • Panama City Beaches - 8 min walk - 0.7 km
  • Ripley's Believe It or Not - 3 min drive - 2.5 km

Getting around

  • Northwest Florida Beaches Intl. Airport (ECP) - 28 min drive

Restaurants

  • ‪Sue Thai Cafe - ‬16 min walk
  • ‪Dat Cajun Place Cafe - ‬5 min walk
  • ‪Ms. Newby's - ‬8 min walk
  • ‪Hammerhead Fred's - ‬12 min walk
  • ‪Wendy's - ‬10 min walk

Frequently asked questions

Does Lazy Coconut | Private Beach Access Retreat have a pool?

Yes, this property has a pool. Pool types include heated pools.

How much does it cost to stay at Lazy Coconut | Private Beach Access Retreat?

As of Apr 12, 2026, prices found for a 1-night stay for 2 adults at Lazy Coconut | Private Beach Access Retreat on Apr 29, 2026 start from $1,972, including taxes and fees. This price is based on the lowest nightly price found in the last 24 hours for stays in the next 30 days. Prices are subject to change. Choose your dates for more accurate prices.

Is Lazy Coconut | Private Beach Access Retreat pet-friendly?

No, pets are not allowed at this property.

How much is parking?

Onsite parking is available at the property.

What time is check-in at Lazy Coconut | Private Beach Access Retreat?

Check-in begins at 4:00 PM.

What time is check-out at Lazy Coconut | Private Beach Access Retreat?

Check-out is at 10:00 AM.

Where is Lazy Coconut | Private Beach Access Retreat located?

Nestled on the beach, this Lower Grand Lagoon vacation home is within a 10-minute walk of Thomas Drive and Panama City Beaches. St. Andrews Bay and Emerald Falls Family Recreation Center are also within 10 minutes.

Reviews

10

Exceptional

Reviews are presented in chronological order, subject to a moderation process, and verified unless otherwise labeled.
Learn moreOpens in a new window
Rating 10 - Excellent. 31 out of 32 reviews
Rating 8 - Good. 1 out of 32 reviews
Rating 6 - Okay. 0 out of 32 reviews
Rating 4 - Poor. 0 out of 32 reviews
Rating 2 - Terrible. 0 out of 32 reviews

10/10

Cleanliness

10/10

Check-in

9.6/10

Communication

10/10

Location

10/10

Listing accuracy

Reviews

From a partner site

10/10 Excellent

Lisa M.

Amazing Property for Friends & Families

We had a great time at the Lazy Coconut! It was very clean when we arrived, and we had more than enough for our guests. Warren Beach Rentals was very communicative and easy to reach for any issues we had. The location was also amazing as it was on the beach and close to many restaurants. Would highly recommend not only this property, but also Warren Beach Rentals to everyone!
From a partner site

10/10 Excellent

Kevin W.

Beautiful home

We loved this house! Beautiful, well appointed and right on the beach! We will definitely rent again if we get the chance!
From a partner site

10/10 Excellent

Paula B.

Amazing week with our family in an amazing house in PC

We loved Lazy Coconut! It was beautifully decorated and comfortable, with a spectacular view of the Gulf. Our family has already made plans to return!!
From a partner site

10/10 Excellent

dan j.

A great location and very good accommodation

Being directly on the beach in a stand alone house is as good as you can get.
From a partner site

10/10 Excellent

Janice H.

Pleased with communication,cleanliness, location.

As a family of 8 visiting we very much enjoyed staying in the rental…. All was in fine working order, everything was clean, location was fantastic. Elevator was much appreciated. Check in and out was a quick and easy process. Highly recommend working with Warren Beach Rentals on future vacation rentals.
From a partner site

10/10 Excellent

debbie t.

Extended Famiky Vacation

The Lazy Coconut was a perfect fit for our group of 20 people. We had ages from 2 to 84 and everyone had a space. The pool was used every day as well as the easy access to the beach.
Verified

10/10 Excellent

Terry G.

Liked: Cleanliness, check-in, communication, location, listing accuracy

Friends getaway

Great friends - great house
Stayed 3 nights in Jan 2025
From a partner site

10/10 Excellent

Buddy H.

Great Pool and Great House

The Lazy Coconut was exactly as advertised- great. House was clean and we had no problems while we were there. The layout was very comfortable for our large group of 17 people (11 adults and 6 children). The pool was a much better benefit than expected- kids spent a lot of time in the pool in between trips to the beach. We also found that the A/C unit(s) in the house worked great, much better than some beach homes we have rented in the past, the house was always nice and cool. The only think that would have made it better was if it had a private beach; however, there was not too much beach pressure, and we were always able to get a spot close to the water every day. Location was convenient to PCB restaurants, grocery stores, and Wal-Mart because what trip to the beach is complete without a few trips to Wal-Mart. We had a great week at the beach and the Lazy Coconut was problem free making our vacation even more stress free.
From a partner site

10/10 Excellent

Loren O.

Great house

Beautiful, well designed home in the perfect location. Our large group had plenty of room to spread out and easy access to the beach. We would definitely recommend
Verified

10/10 Excellent

Estefani Z.

Liked: Cleanliness, check-in, communication, location, listing accuracy

A piece of Paradise

This place is just amazing in all ways. Very spacious, comfortable, perfect views and location. I would give more stars if I could and for sure we will be back again!!
Stayed 4 nights in May 2023
From a partner site

10/10 Excellent

Vicki S.

Amazing vacation rental in Panama City Beach, FL

Just spent one week in Panama City Beach, FL at the Lazy Coconut vacation home rental. It is an amazing rental that was home to our 21 family members. The home had everything we needed or wanted in a vacation home. Right on the beach and had a great private pool that was nice to have because of the double red flags a few days. We all can't wait to go back here again.
Verified

10/10 Excellent

Jay P.

Liked: Cleanliness, check-in, communication, location, listing accuracy

Perfect getaway

The house was, as advertised. The pool was heated and lovely, and even though it rained, it was still nice having the beach right outside the back door. We will definitely be back.
Stayed 3 nights in Dec 2023
Verified

10/10 Excellent

Kelly F.

Liked: Cleanliness, check-in, communication, location, listing accuracy

60th birthday celebration

16 adults celebrating a few friends 60th birthday. Perfect location, beautiful clean house with all amenities and slept 16 adults very comfortably
Stayed 3 nights in Sep 2023
Verified

10/10 Excellent

Deborah L.

Liked: Cleanliness, check-in, communication, location, listing accuracy

Lyle’s surprise birthday

Wonderful
Stayed 7 nights in Mar 2024
From a partner site

10/10 Excellent

Linda S.

Great House

The Lazy Cocunut did not disappoint. 11 ladies stayed and all were pleased. Parking accommodations and location were amazing. Elevator was a must for a few and made this house perfect for then. View of beach is unmatched. Thanks for meeting all of our needs. We have already booked our next visit.
Stayed 3 nights in Sep 2024
From a partner site

10/10 Excellent

MARK B.

Great House To Be Lazy

Although we couldn't check in until 445 due to a house that needed extra cleaning, Mitch & Christina were a pleasure to deal with. Not sure what happened to the all the dinnerware but they delivered more, so that we had enough for our party of 18. They were also very quick to fix the problem when we had an issue with one of the water heaters. Just a perfect house to visit and great staff to help us w/ minor problems. Two of our kids had to work a bit and found the 3rd floor sitting room perfect for privacy . Plenty of seating in the dining room for our gang. Bunk rooms were a hit for the grandkids. Nice to have an elevator also. The pool is elevated so you can see down to the Gulf of America when on the pool deck. All the houses nearby were below the dunes, so they couldn't see. Great to have the game area on the first floor for the rainy weather we had the first 2 days Would definitely stay here again ..
Verified

10/10 Excellent

Carmella T.

Liked: Cleanliness, check-in, communication, location, listing accuracy

Awesome

A few little hiccups as this was a new property but the group of 19 had a wonderful time. Truly a memorable experience.
Stayed 7 nights in Apr 2023
From a partner site

10/10 Excellent

Paula M.

Fabulous stay!!

Every year, Mimi and Grandad find a big beach house to accommodate our growing family. Ourselves, six grown and married children, and 10 grandchildren under the age of six fully enjoyed the use of the lazy coconut! The location was perfect, the pool was a great size and the deck area had chairs in the shade and in the sun to accommodate anyone who wanted to enjoy that area. Large gathering area, large kitchen, nice bedrooms with comfortable beds, and easy beach access right in front of us. We loved every second!
From a partner site

10/10 Excellent

Ellie J.

This house was so perfect for our family of 17!

Everything about the Lazy Coconut was perfect for our family of 17 people from the ages of 9 to 78! We loved that our pool was right off the living area, the 8 bedrooms provided large quiet spaces, the kids loved the game room, the dining room table was perfect for all of us to sit around to eat and to break apart for games, the living room also provided space for all to sit, the porch had enough of an overhang to watch the rain and the neighborhood was so quiet! Everything was clean when we arrived and it was easy to keep clean. We loved every minute of our stay.
Stayed 7 nights in Jul 2024
From a partner site

10/10 Excellent

Chelsea I.

A perfect beach week!

We (18 people ranging from 3 to 72 years old) had a wonderful week at the Lazy Coconut! The house was in great condition and accommodated everyone perfectly. The pool was greatly enjoyed by all and a highlight for the younger kids. The house is located in a quiet area, but close enough to anything you could need or want to do in PCB. We had an issue with the hot water heater going out one night, but we were back in business by the end of the next day. A great week and we hope to come back again at some point!
From a partner site

10/10 Excellent

Lisa W.

Fabulous Family Time!

This is the second year we have rented the Lazy Coconut because it’s big enough to house us all! We love this property. It is open and spacious and each bedroom has its own bathroom. The walk down to the beach is short and sunsets on the back patio are amazing. The home is well equipped for cooking in which we did a good bit since we had so many with us. We had one maintenance issue and someone was there within a hour to fix it. Thanks for another awesome stay. We will definitely be back!
From a partner site

10/10 Excellent

Ray B.

Exceptional

This home is absolutely gorgeous! Warren Beach Rentals communicated with us throughout and gave the quoted price as promised. The home was very clean and nice upon arrival with all amenities that their website lists. Checkout was a breeze! We loved the entire stay and experience so much that we have already recommended it to some friends and family. We will most definitely be using Warren Beach Rentals again! Thanks for making our stay in PCB amazing!
From a partner site

10/10 Excellent

Sherry C.

Great house for our family vacation!

This is our 5th year of renting a house directly on the beach and Lazy Coconut is our favorite! We have a large family and there are certain must have's for us and this house has it all. Larger pool on the same level as living and kitchen. 2 Refrigerators and large family dining table. Game room for kiddos and easy walk to beach. Elevator was a plus for my parents. Very clean and spacious. We had a great week at the beach making family memories at Lazy Coconut.
Verified

10/10 Excellent

Cari P.

Liked: Cleanliness, check-in, communication, location, listing accuracy

Expect the extraordinary

This home is as comfortable as it is large! I've stayed in dozens of rentals and have not experienced any to be as accommodating as this one. It checked all the boxes; right on the beach, pool, comfortable furniture, roomy, modern, covered parking, convenient to everywhere you'd want to go in PCB. The game room was an added extra bit of fun, too! This is a great house if you have a group of friends or family that want all the best of everything in one place. And the management team at Warren Beach Rentals was great; responsive, caring, and helpful.
Stayed 7 nights in Aug 2023
From a partner site

10/10 Excellent

John H.

The Perfect Fit!!!!

Our group was rather big but the Lazy Coconut was the perfect fit for us!!! Everyone had their own room and bathroom! Two living rooms and a game room provided enough area to spread out. The most spectacular thing though was the VIEW!! The sunsets from the pool deck were breathtaking! The property management was very helpful and accommodating, The home was very clean and fully stocked with everything needed to allow us to prepare meals. Checkout was easy and very clear to understand! We definitely recommend the Lazy Coconut!!
Stayed 6 nights in Sep 2023

About the host

Hosted by Warren Beach Rentals

Host profile image
For over 28 years, Warren Beach Rentals has been a trusted, family-owned company helping guests create unforgettable beach vacations. With more than 10,000 five-star reviews, we’re proud of our reputation for personal service, attention to detail, and exceptional properties along Florida’s Gulf Coast. When you book with us, you’re not just renting a beach property—you’re joining our family of happy guests who return year after year. So, C'mon, let our family treat your family, as if it were our own!

Why they chose this property

Unique, 8 bedroom home with the largest elevated pool in PCB!
Tons of room, fun for a large family.

What makes this property unique

Sleeping for 24
• 7 kings
• 2 queens
• 1 full
• 4 twins
• Includes 8 ensuite bedrooms with TV's and 2 half baths
• Parking for 10 vehicles

Languages:

English

Premier Host

They consistently provide great experiences for their guests
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