Verified
10/10 Excellent
Janna s.
14 Jan, 2026
Liked: Cleanliness, check-in, communication, location, listing accuracy
Janna s.
Stayed 4 nights in Dec 2025
Entire home
Spring Break Openings! St Andrews Gem-Pet Friendly, 1.5 blocks to the beach!
Photo gallery for Spring Break Openings! St Andrews Gem-Pet Friendly, 1.5 blocks to the beach!
Reviews
9.6 out of 10
Exceptional
3 bedrooms1 bathroomSleeps 81399 sq ft
Popular amenities
Rooms & beds
3 bedrooms (sleeps 8)
Bedroom 1
1 Queen Bed
Bedroom 2
1 Queen Bed
Bedroom 3
1 Queen Bed
Living Room 2
1 Queen Sofa Bed
1 bathroom
Bathroom 1
Soap · Towels provided · Bathtub or shower · Bathtub · Toilet · Shampoo · Hair dryer
Spaces
Deck or patio
Porch or lanai
Kitchen
Outdoor play area
Dining area
About this property
Spring Break Openings! St Andrews Gem-Pet Friendly, 1.5 blocks to the beach!
Restored Charming Florida Cottage
Fantastic Location!
All you need is your flip flops and bathing suit!
Walking distance to the beach, downtown St. Andrews and downtown Panama City. Quiet neighborhood but still in the middle of all there is to love about Panama City and the St. Andrews area.
THE SPACE:
As you enter this beautifully restored 1942 Florida Cottage, you are greeted first by the charming Florida room where you can enjoy your coffee in the morning, a cocktail in the evening or both! From there you are welcomed into the living room and dining room spaces, both offering a stunning backdrop of exposed brick and charm galore!
The tastefully decorated living room offers plenty of comfortable seating, television and cozy spaces to curl up with a good book. Next up, the beautiful kitchen is truly at the heart of this home! It is nestled between the dining room and the enclosed back porch so you are still part of the conversation while whipping up a gourmet meal! The enclosed porch comes complete with a pull out sleep sofa, comfy seating, electric fireplace, television, coffee station and plenty of games and reading for all ages.
Step down into the attached game room and you’ll find a foosball table, card table, more games and the laundry facilities.
The back yard is fully fenced with tons of space for corn hole, frisbee, or just relaxing under the covered seating area. Additional amenities include a fire-pit, BBQ grill, beach wagon, beach chairs and toys to make your day on the beach perfect!
3 full bedrooms each with queen beds, closets and dressers. Each is also equipped with room darkening shades. Full bath with tub and shower, start up shampoo, conditioner and soap included! Additional pull out sofa with queen bed.
The house is located 1.5 blocks from St. Andrews Bay to the south with a public beach access and 2 blocks to Lake Caroline to the east. You are 1 mile to downtown St. Andrews where you will find tons of great restaurants, shopping and the St. Andrews Marina! Also only 2 miles from downtown Panama City which is undergoing a wonderful revitalization!
Guest access
The entire house is at your disposal. The only restrictions are the outdoor shed and the locker in bedroom #1
Other things to note
Smoking is not allowed in the house, If you smoke outside, please do not leave butts in the yard.
If you have a pet, please clean up behind them.
Absolutely no parties without prior approval from management.
Beach equipment in the back yard is here for to use, we just ask that you return it to it's spot before you check out.
Fantastic Location!
All you need is your flip flops and bathing suit!
Walking distance to the beach, downtown St. Andrews and downtown Panama City. Quiet neighborhood but still in the middle of all there is to love about Panama City and the St. Andrews area.
THE SPACE:
As you enter this beautifully restored 1942 Florida Cottage, you are greeted first by the charming Florida room where you can enjoy your coffee in the morning, a cocktail in the evening or both! From there you are welcomed into the living room and dining room spaces, both offering a stunning backdrop of exposed brick and charm galore!
The tastefully decorated living room offers plenty of comfortable seating, television and cozy spaces to curl up with a good book. Next up, the beautiful kitchen is truly at the heart of this home! It is nestled between the dining room and the enclosed back porch so you are still part of the conversation while whipping up a gourmet meal! The enclosed porch comes complete with a pull out sleep sofa, comfy seating, electric fireplace, television, coffee station and plenty of games and reading for all ages.
Step down into the attached game room and you’ll find a foosball table, card table, more games and the laundry facilities.
The back yard is fully fenced with tons of space for corn hole, frisbee, or just relaxing under the covered seating area. Additional amenities include a fire-pit, BBQ grill, beach wagon, beach chairs and toys to make your day on the beach perfect!
3 full bedrooms each with queen beds, closets and dressers. Each is also equipped with room darkening shades. Full bath with tub and shower, start up shampoo, conditioner and soap included! Additional pull out sofa with queen bed.
The house is located 1.5 blocks from St. Andrews Bay to the south with a public beach access and 2 blocks to Lake Caroline to the east. You are 1 mile to downtown St. Andrews where you will find tons of great restaurants, shopping and the St. Andrews Marina! Also only 2 miles from downtown Panama City which is undergoing a wonderful revitalization!
Guest access
The entire house is at your disposal. The only restrictions are the outdoor shed and the locker in bedroom #1
Other things to note
Smoking is not allowed in the house, If you smoke outside, please do not leave butts in the yard.
If you have a pet, please clean up behind them.
Absolutely no parties without prior approval from management.
Beach equipment in the back yard is here for to use, we just ask that you return it to it's spot before you check out.
Add dates for prices
Amenities
Kitchen
Washing machine
Dryer
Pet-friendly
Free WiFi
Air conditioning
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House Rules
Check in after 4:00 PM
Minimum age to rent: 25
Check out before 10:00 AM
Children
Children allowed: ages 0–17
Events
No events allowed
Pets
Pets allowed: dogs less than 23 kg per pet (limit 2 pets total)
Smoking
Smoking is not permitted
Check-out instructions
The host requires you to complete the following before checking out:
Load the dishwasher
Gather used towels
Take out the rubbish
Turn off the lights and lock the doors
Please be sure that the blue trash bin is at the curb before leaving- trash pick up is Tuesday and Friday
Please set the thermostat to 74 degrees before leaving
Failure to complete these may result in a negative review from the host.
Important information
You need to know
Extra-person charges may apply and vary depending on property policy
Government-issued photo identification and a credit card, debit card or cash deposit may be required at check-in for incidental charges
Special requests are subject to availability upon check-in and may incur additional charges; special requests cannot be guaranteed
On-site parties or group events are strictly prohibited
Long-term renters welcome
Host has indicated that there is a carbon monoxide detector on the property
Host has indicated that there is a smoke detector on the property
Safety features at this property include a fire extinguisher and a deadlock
We should mention
This property does not have any lifts
About the area
Panama City
Panama City is home to this holiday home. Thomas Drive and Pier Park are worth checking out if shopping is on the agenda, while those wishing to experience the area's popular attractions can visit Shipwreck Island Waterpark and Frank Brown Park. Travelling with kids? Consider Visual Arts Center of Northwest Florida and Panama City Center for the Arts.
Panama City, FL
What's nearby
- St. Andrews Bay - 3 min walk - 0.3 km
- Oakland Terrace Park - 6 min walk - 0.6 km
- Al Helms Dog Park - 14 min walk - 1.2 km
- Truesdell Park - 18 min walk - 1.6 km
- Eleventh Street Shopping Center - 19 min walk - 1.6 km
Getting around
Restaurants
- Burger King - 15 min walk
- Buddy Gandy Seafood Inc - 3 min drive
- Oasis Liquors - 19 min walk
- Uncle Ernie's - 3 min drive
- Popeyes Louisiana Kitchen - 17 min walk
Frequently asked questions
Reviews
9.6
Exceptional
Reviews are presented in chronological order, subject to a moderation process, and verified unless otherwise labelled.
Learn moreOpens in a new window9.8/10
Cleanliness
9.8/10
Check-in
10/10
Communication
9.4/10
Location
9.8/10
Listing accuracy
Reviews
Verified
10/10 Excellent
Cliff L.
23 Oct, 2025
Liked: Cleanliness, check-in, communication, location, listing accuracy
Cliff L.
Stayed 6 nights in Oct 2025
Verified
10/10 Excellent
Chastity W.
15 Oct, 2025
Liked: Cleanliness, check-in, communication, location, listing accuracy
Chastity W.
Stayed 3 nights in Oct 2025
Verified
10/10 Excellent
Jodi B.
10 Sept, 2025
Liked: Cleanliness, check-in, communication, location, listing accuracy
Jodi B.
Stayed 3 nights in Sep 2025
Verified
10/10 Excellent
dennis h.
19 Mar, 2026
Liked: Cleanliness, check-in, communication, location, listing accuracy
dennis h.
Stayed 14 nights in Mar 2026
Verified
10/10 Excellent
Shannon C.
27 Oct, 2025
Liked: Cleanliness, check-in, communication, location, listing accuracy
Shannon C.
Stayed 3 nights in Oct 2025
Verified
8/10 Good
Susyn K.
20 Dec, 2025
Susyn K.
Stayed 3 nights in Nov 2025
Verified
10/10 Excellent
John D.
29 Sept, 2025
Liked: Cleanliness, check-in, communication, location, listing accuracy
John D.
Stayed 2 nights in Sep 2025
Verified
10/10 Excellent
stacey w.
14 Sept, 2025
Liked: Cleanliness, check-in, communication, location, listing accuracy
stacey w.
Stayed 3 nights in Sep 2025
Verified
8/10 Good
april l.
19 Mar, 2026
Liked: Cleanliness, check-in, communication, location, listing accuracy
april l.
Stayed 2 nights in Mar 2026
Verified
8/10 Good
MItch H.
28 Dec, 2025
Liked: Cleanliness, check-in, communication, location, listing accuracy
MItch H.
Stayed 3 nights in Dec 2025
About the host
Hosted by Kathryn E Matkosky
Property Manager is less than a mile away and available right away in case of emergency.
Why they chose this property
Beautiful, quiet neighborhood only 1.5 blocks to St. Andrews Bay to the south and 1.5 blocks to lovely Lake Caroline to the east.
Walking distance to downtown St. Andrews and short (under 2 miles) to the revitalized downtown Panama City.
Tons of restaurants, shopping, bars, play grounds and WATER to enjoy!
Dog friendly beach !
Walking distance to downtown St. Andrews and short (under 2 miles) to the revitalized downtown Panama City.
Tons of restaurants, shopping, bars, play grounds and WATER to enjoy!
Dog friendly beach !
What makes this property unique
This home is the quintessential Florida Cottage. So much charm and so much space to gather ! Recently updated kitchen with everything you need to create your perfect meal if choosing to stay in for the night.
Welcome basket included in your stay with start up necessities.
Very child friendly too, so many amenities added to make your children comfortable while vacationing. Peaceful, very large back yard with plenty of room for the dog to run, the kids to play or just for relaxing.
With three private bedrooms and a queen pull out sofa, there is room for up to 8!
Welcome basket included in your stay with start up necessities.
Very child friendly too, so many amenities added to make your children comfortable while vacationing. Peaceful, very large back yard with plenty of room for the dog to run, the kids to play or just for relaxing.
With three private bedrooms and a queen pull out sofa, there is room for up to 8!
Premier Host
They consistently provide great experiences for their guests
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