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Affordable Cozy Beachfront! Free Beach Chair Service!

Family-friendly beachfront location with water park

Photo gallery for Affordable Cozy Beachfront! Free Beach Chair Service!

Cozy beachfront studio with stunning view overlooking the Gulf
View from communal balcony of sparkling pools
Updated spacious studio ~ perfect for couples and small families
Sitting area by large bay window
Bathroom

Reviews

9.6 out of 10
Exceptional
1 bathroomSleeps 4

Popular amenities

  • Ocean view
  • Kitchen
  • Free WiFi
  • Air conditioning
  • Gym

Explore the area

View in a map
Panama City Beach, FL
  • Place, Thomas Drive
    ‪2 min walk‬
  • Place, Panama City Beaches
    ‪11 min walk‬
  • Place, Ripley's Believe It or Not
    ‪14 min walk‬
  • Airport, Panama City, FL (ECP-Northwest Florida Beaches Intl.)
    ‪28 min drive‬

Rooms & beds

0 bedrooms (sleeps 4)

Main room

2 Queen Beds

1 bathroom

Bathroom

Bathtub or shower · Toilet

Spaces

Kitchen
Dining area

About this property

Affordable Cozy Beachfront! Free Beach Chair Service!

Located on the 7th floor of the quiet, clean, and family-friendly Top of the Gulf Resort, Salty Turtles® Beachfront studio condo is remodeled and has a stunning view of the Gulf and resort pools. The resort features a large gulf front pool + kids pool, poolside snack bar, beach showers with private beach access, newly updated fitness center, sundry store, lobby lounge, book exchange, laundry facilities, vending machines, shuffleboard/cornhole, BBQ picnic area, and game room with arcade and ping pong table. It is the perfect affordable getaway for friends, couples, and small families!

Overlooking the breathtaking view of the Gulf of Mexico, you'll find custom pine shiplap walls throughout, marble-like countertops, and updated décor. It sleeps 4, has two comfortable queen beds, a full kitchen, ice maker, full bathroom, Keurig coffee bar, wireless internet with multiple USB charging ports throughout condo for work, school or study, smart TV, walk-in closet for hanging/storage, luggage racks, and iron/ironing board. If your desired dates aren't available, please check our other two Salty Turtles® Beachfront listings. Read our guest reviews, book today, and you won't be disappointed!

As a special "thanks" for booking Salty Turtles® Beachfront, a daily set of beach lounge chairs with umbrella (available March-October ~ $50/day value) is included during your stay at no additional charge! Top of the Gulf is conveniently located in walking distance to restaurants, shopping, and entertainment including Hershey's Beach Ice Cream Shop, Beach Pizza, Hammerhead Fred's, Pineapple Willy's, Alvin's Island, and Signal Hill Golf Course.

The primary renter must be at least 21 years old, sign a rental agreement within 48 hours of booking, and be present for the duration of the stay. The resort charges a one-time $30 fee upon arrival for one parking pass plus wristbands. Maximum occupancy is FOUR (regardless of age) and will be strictly enforced; any attempt to bring in more people is cause for cancellation/eviction without refund . No pets, smoking, visitors, or parties allowed. We recommend purchasing travelers insurance upon booking.
Our prices include all fees. No hidden fees.

Add dates for prices

Amenities

Pool
Kitchen
Free WiFi
Air conditioning
Gym
Ocean view

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House Rules

Check in after 3:00 PM
Minimum age to rent: 21
Check out before 10:00 AM
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Children

Children allowed: ages 0-17
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Events

No events allowed
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Pets

No pets allowed
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Smoking

Smoking is not permitted
Primary renter must be 21 years old and present for the duration of the stay. MAX OCCUPANCY is (4) people. No pets/ESA/visitors.
Primary renter must sign a digital rental agreement within 48 hours of booking. $30 resort fee to be paid upon arrival.
Travel insurance is recommended upon booking in case of needed cancellation and/or changes in travel plans.

Important information

You need to know

Extra-person charges may apply and vary depending on property policy
Government-issued photo identification and a credit card, debit card, or cash deposit may be required at check-in for incidental charges
Special requests are subject to availability upon check-in and may incur additional charges; special requests cannot be guaranteed
Onsite parties or group events are strictly prohibited
Host has not indicated whether there is a carbon monoxide detector on the property; consider bringing a portable detector with you on the trip
Host has indicated there is a smoke detector on the property
Safety features at this property include a fire extinguisher
Property Registration Number 52280

We should mention

A car is recommended for transportation to and from this property

About the neighborhood

Panama City Beach

Located in Panama City Beach, this condo is near theme parks and on the beach. Shoppers can check out Pier Park, while everyone can enjoy the natural beauty of Panama City Beaches and St. Andrews State Park. Traveling with kids? Consider Frank Brown Park, or check out an event or a game at Publix Sports Park. With jet skiing, scuba diving, and snorkeling nearby, you'll find plenty of adventures in the water.
Map
Panama City Beach, FL

What's nearby

  • Thomas Drive - 2 min walk - 0.2 km
  • St. Andrews Bay - 9 min walk - 0.8 km
  • Panama City Beaches - 11 min walk - 1.0 km
  • Ripley's Believe It or Not - 14 min walk - 1.2 km
  • WonderWorks - 16 min walk - 1.4 km

Getting around

  • Northwest Florida Beaches Intl. Airport (ECP) - 26 min drive

Restaurants

  • ‪The Rusty Anchor - ‬8 min walk
  • ‪Ms. Newby's - ‬10 min walk
  • ‪The Wharf Local Seafood Buffet - ‬15 min walk
  • ‪Wendy's - ‬10 min walk
  • ‪Hammerhead Fred's - ‬7 min walk

Frequently asked questions

Does Affordable Cozy Beachfront! Free Beach Chair Service! have a pool?

Yes, this property has a pool.

Is Affordable Cozy Beachfront! Free Beach Chair Service! pet-friendly?

No, pets are not allowed at this property.

How much is parking?

Onsite parking is available at the property.

What time is check-in at Affordable Cozy Beachfront! Free Beach Chair Service!?

Check-in begins at 3:00 PM.

What time is check-out at Affordable Cozy Beachfront! Free Beach Chair Service!?

Check-out is at 10:00 AM.

Where is Affordable Cozy Beachfront! Free Beach Chair Service! located?

Nestled on the beach, this Panama City Beach condo building is within a 15-minute walk of Thomas Drive and Panama City Beaches. Signal Hill Country Club and Signal Hill Golf Course are also within 10 minutes.

Reviews

9.6

Exceptional

Reviews are presented in chronological order, subject to a moderation process, and verified unless otherwise labeled.
Learn moreOpens in a new window
Rating 10 - Excellent. 181 out of 214 reviews
Rating 8 - Good. 25 out of 214 reviews
Rating 6 - Okay. 5 out of 214 reviews
Rating 4 - Poor. 1 out of 214 reviews
Rating 2 - Terrible. 2 out of 214 reviews

9.6/10

Cleanliness

10/10

Amenities

9.2/10

Property conditions & facilities

10/10

Eco-friendliness

9.4/10

Check-in

9.8/10

Communication

9.8/10

Location

9.8/10

Listing accuracy

Reviews

10/10 Excellent

joseph d.

Liked: Cleanliness, check-in, communication, location, listing accuracy
Love this place. Great accommodations. Right on the beach.
Stayed 5 nights in Nov 2025

10/10 Excellent

Gail B.

Liked: Cleanliness, check-in, communication, location, listing accuracy
Waking up to the beach view every morning was spectacular.
Stayed 5 nights in Dec 2025

10/10 Excellent

Ashley T.

Liked: Cleanliness, check-in, communication, location, listing accuracy
We really enjoyed our stay. Would definitely stay here again. Great communication. Room was very clean and cozy. Beautiful view of the ocean. Front desk staff was very friendly.
Stayed 2 nights in Nov 2025

10/10 Excellent

ILVMy4K

Liked: Cleanliness, check-in, communication, location, listing accuracy
We will definitely stay here again!! The staff were so friendly & helpful. Clean and we felt very safe.
Stayed 4 nights in Sep 2025

10/10 Excellent

Lynn S.

Liked: Cleanliness, check-in, communication, location, listing accuracy
We had everything we needed in the condo. Beautiful beach!!
Stayed 5 nights in Oct 2025

10/10 Excellent

Kathryn M.

Liked: Cleanliness, check-in, communication, location, listing accuracy

Wonderful stay!!

Perfect for our two-night trip to the beach!
Stayed 2 nights in Jun 2025

10/10 Excellent

Angelica E.

Liked: Cleanliness, check-in, communication, location, listing accuracy
My husband and I rented this place for our honeymoon and it was great! Such beautiful views of the ocean and even though it was colder in Panama when we went and didn’t get to swim in the pool or anything it still looked nice and we plan to come down again during summer! I would definitely recommend this condo!
Stayed 5 nights in Nov 2025

10/10 Excellent

Amanda R.

Liked: Cleanliness, check-in, communication, location, listing accuracy
We had such an amazing relaxing weekend getaway. The room itself was gorgeous and had every thing we needed. The communication with the owner was great. Customer service was above and beyond. We will definitely be coming back next year. 10/10!
Stayed 3 nights in Nov 2025

10/10 Excellent

Rebecca L.

Liked: Cleanliness, check-in, communication, location, listing accuracy
The property is in an ideal location with everything you need within walking distance. The room was quiet and incredibly well maintained. The beach was pristine and was exactly what my husband and I needed for a very relaxing vacation. 10 out of 10!
Stayed 3 nights in Sep 2025

10/10 Excellent

Ansleigh G.

Liked: Cleanliness, check-in, communication, location, listing accuracy
This condo is an excellent place to stay for a trip. It was very clean, and the owners were very easy to contact about any questions I had, and they are very friendly. I will definitely be staying again!
Stayed 5 nights in Jun 2025

10/10 Excellent

Frances P.

Liked: Cleanliness, check-in, communication, location, listing accuracy

Great place!

We loved that the beach chairs were included, huge plus! The view from the room was beautiful and the location was great. We would stay here again for sure!
Stayed 3 nights in Apr 2025

10/10 Excellent

Mark T.

Liked: Cleanliness, check-in, communication, location, listing accuracy
The place was clean and cozy. Kitchen was well stocked with everything described in the listing. Onsite staff was helpful, check in was easy. The pool was nice and never crowded. We loved to sit on the top deck by the pool overlooking the beach for some amazing sunsets. The location was perfect and convenient. Made use of the included beach chair and umbrella service. Excellent communication from Kirsti.
Stayed 7 nights in Sep 2025

8/10 Good

Verified traveler

Liked: Cleanliness, check-in, communication, location, listing accuracy

Ocean view

Enjoy the location and staff were friendly .small but stylish resort . Great ocean views.
Stayed 4 nights in Apr 2025

10/10 Excellent

Samantha H.

Liked: Cleanliness, check-in, communication, location, listing accuracy
Property was exactly as pictured. We loved the room. Very clean. Conveniently located. Awesome view and great beach.
Stayed 6 nights in Jul 2025

8/10 Good

Anita G.

Liked: Cleanliness, check-in, communication, location, listing accuracy
This property was pretty clean, and the 2 beds were very comfortable. The kitchen area is very small, but was doable for preparing small meals for my granddaughter and myself.
Stayed 3 nights in Jul 2025

10/10 Excellent

Angie F.

Liked: Cleanliness, check-in, communication, location, listing accuracy

Great stay

This place was perfect! Would stay and recommend again!
Stayed 5 nights in Aug 2024

10/10 Excellent

Lauren B.

Liked: Cleanliness, check-in, communication, location, listing accuracy

Perfect Beach Getaway

This place was perfect for our weekend getaway. Great location and beautiful beach view. Had everything we need in this quaint condo.
Stayed 2 nights in Apr 2025

10/10 Excellent

Michelle B.

Liked: Cleanliness, check-in, communication, location, listing accuracy

Grandparents Day/Adootion

Very nice place. Would definitely stay here again.
Stayed 3 nights in Feb 2025

8/10 Good

Bobbie H.

Liked: Cleanliness, check-in, communication, location, listing accuracy

Great vacation spot

We had a wonderful vacation and would stay here again.
Stayed 5 nights in Jul 2023

10/10 Excellent

Kristin A.

Liked: Cleanliness, check-in, communication, location, listing accuracy
This beach condo is amazing. Great location, very clean, no dampness at all, and plenty of amenities. Having two chairs and an umbrella came in very handy since we flew in from the west coast. We loved the gameroom. Pool looked nice and clean and there were plenty of places to sit and take in the beautiful view all over the property. Communication was top notch. Beach was super clean and there were plenty of places to eat within walking distance (under a mile). We would not hesitate to stay here again! Thank you again for a wonderful stay!
Stayed 5 nights in Sep 2025

10/10 Excellent

Carrie R.

Liked: Cleanliness, check-in, communication, location, listing accuracy
The condo was exactly as described! Perfect for a long weekend with a couple of friends. Only suggestion would be mattress toppers. Communication was great, condo was clean and updated, beach service was great, and loved the book with menus and suggestions for local restaurants.
Stayed 5 nights in Aug 2025

10/10 Excellent

Richard J.

Liked: Cleanliness, check-in, communication, location, listing accuracy
Nice room.Awesome view of the beach and pool.Room would be a little small for 4 people.
Stayed 4 nights in Jun 2025

10/10 Excellent

NITA H.

Liked: Cleanliness, check-in, communication, location, listing accuracy

Beautiful room and view!

We stayed in February and are thinking of coming back this summer to stay again!
Stayed 3 nights in Feb 2025

10/10 Excellent

Cheryl D.

Liked: Cleanliness, check-in, communication, location, listing accuracy

Great location

Loved it was right on the beach. Perfect views! Just the right size for 2 of us!
Stayed 10 nights in Dec 2024

10/10 Excellent

Hannah H., Georgia

Liked: Cleanliness, check-in, communication, location, listing accuracy

Perfect birthday getaway

Place was super clean and it was easy to check in, and we loved it
Stayed 4 nights in May 2023

About the host

Hosted by Salty Turtles, LLC

Host profile image
Kirsti is the manager/owner of Salty Turtles, LLC. She is a Georgia native, vacationed in Panama City Beach, FL for many years, and eventually relocated to Panama City Beach, FL. She and her husband manage and oversee the day-to-day operations of her three Salty Turtles® beachfront vacation rental condos. She is easily accessible to her guests and committed to ensuring that all guests staying in Salty Turtles® condos have the most relaxing and best vacation experience possible with a desire to return! Salty Turtles® is a registered trademark of Salty Turtles, LLC.

Why they chose this property

Top of the Gulf is a clean, quiet, family-friendly, and well maintained 8 floor resort that has all the amenities folks look for in a beach vacation destination--great pools, a great location directly on the beach, private beach access, laundry facilities, fitness center, grills to use, sundry store, and a Surf Shack with snacks and drinks. It is the perfect affordable getaway for friends, couples, and small families!

What makes this property unique

As a special "thanks" for booking Salty Turtles® Beachfront, a daily set of beach lounge chairs with umbrella (available March-October ~ $50/day value) is included during your stay at no additional charge.

Languages:

English

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