Neptune's Reef, Watercrest 1004 is beachfront in beautiful Panama City Beach Florida and it's fit for a king! This elegant 10th floor 3 bedroom, 3 bath beachfront condominium comfortably accommodates up to 10 guests with 2 king beds, one queen bed, a set of bunk beds for the youngsters and a queen sleeper sofa. Amazing ocean views of Panama City Beach, FL from this condo. TWO Gulf Front Main Suites make this the best vacation rental condo you'll find in PCB! Smart TVs in every room and Roku Streaming! If you need even more space, ask us about our other condos in the same building. We know you'll enjoy your days at the beach as much as we do. Book NOW, you are gonna love this place!
2/3 Night Minimum Rental. Min Rental Age is 25. No Pets. No smoking or vaping inside the condo, please.
The topical and nautical decor is elegant yet comfortable. This fabulous tenth floor unit has two large ocean front main suites and a large third bedroom. With 1442 square feet of living space and a spacious 248 square foot gulf-front balcony overlooking the pool and the beach, you'll have plenty of room to stretch out and relax. Yes, this IS the much sought after 'D' floor plan with two Gulf front main suites, one of the best floor plans on the beach! And, yes, these photos do show the actual unit you are renting from us. No surprises at check in!
Watercrest is an elegant eighteen-story high-rise with only ten condos per floor. The Watercrest building was completely renovated in 2016 with a new roof, new windows, new exterior and deck painting, pool renovation and much more. It's well maintained and is like a new building! The building has four elevators so, you won't have to wait long for an elevator. Park in your very own reserved private covered parking space adjacent to the building. Parking for additional vehicles is also available. Watercrest has a large oceanfront pool, a large hot tub and a kiddie pool. Our Tiki Bar is pool side and offers quick snacks, drinks and beach goods. The beach service has beach chairs and all the beach toys you might want for rent by the day or week. The fitness center is available for all guests to enjoy. Tennis, shuffleboard and indoor racquet ball courts are also available on property. If you are having a big family get together or need meeting space, there is a large community room that is available for rental, too. Onsite security with cameras strategically placed around the property keeps an eye out to help keep everyone safe and secure. WaterCrest is conveniently located on the 'quiet' end of the beach near St. Andrews State Park, there's almost never a traffic jam here. Many great restaurants, recreational activities and golf courses are located nearby.
Bring along your whole family or vacation with your friends in this well equipped condo! All of our beds have quality high thread count linens. All king and queen beds also have 'memory foam' mattress toppers for added comfort. You'll feel like you're sleeping on a cloud.
Neptune's Reef provides complimentary Fire Dog High Speed Wi-Fi access throughout the property and Roku Streaming on all 4 Smart TVs so you can stay connected while you are here.
The private balcony faces west for relaxing in the shade during the day and for enjoying stunning sunset views every evening. You'll love the chaise lounge and outdoor dining table with plenty of chairs. Morning, noon and night, this is the place to be! The emerald waters of the Gulf will captivate you and the soft sugar white sand is so inviting. The view is incredible. Watching the sunset from the balcony is the perfect way to end every day in paradise!
The beach, pools and sun-deck are just steps away. You'll have fun swimming, building sandcastles, walking on the beach, looking for shells, sunbathing, and much more. On-site beach rental service offers jet ski rentals, banana boat rides, parasailing and beach chair rentals right at your door step. After a day at the beach, the beachfront pool complex is a cool oasis. The huge main pool is simply stunning. It's heated during the winter, too. The hot tub is away from the action of the pool for maximum relaxation. The kiddie pool is perfect for the little ones and their parents to splash and play.
The open floor plan great room is decorated with nautical accents, a queen sleeper sofa, loveseat, leather recliner, teak accent tables and a 'man-sized' wide screen Smart TV. Enjoy the ocean view from the comfort of the living room or step out onto your own private balcony for a wide-angle view of the majestic Gulf. Relax and enjoy the big game, your favorite TV show. Listen to music or stretch out with a 'beach novel' from our collection of books. If you are not finished with your book when you are ready to go, take it home with you to remember us by! Relax, relax, relax, enjoy!
The well-equipped gourmet kitchen has plenty of cookware, cooking utensils, dishes, glasses and flatware so you can prepare breakfast, lunch, or dinner right at your fingertips. The modern kitchen features granite counter tops and high end honey oak cabinetry. Both Keurig and drip coffee makers are provided. Dine inside or outside, it's up to you! Best of all there's no waiting in line and no reservations required when you vacation in your own condo instead of staying in a hotel room!
The dining room has a beautiful tray ceiling and is elegantly appointed with a glass topped Bali style dining table with six matching chairs and three swivel bar stools at the breakfast bar. You'll love the pineapple themed chandelier over the dining table and the majestic artwork depicting sailing ships of old. If you don't feel like cooking, it's just a short trip to the World Famous Captain Anderson's and Scampi's. Other great restaurants nearby include Hammerhead Fred's, Schooner's, Firefly, Sisters of the Sea and many more. If you just want a quick snack, don't forget the pool side tiki bar downstairs!
Sleep to the gentle sounds of the ocean in King Neptune's Main Suite. There's nothing quite like sleeping in a bedroom on the beach! The comfy king-sized poster bed will make you feel like the King of the Sea. King Neptune keeps watch over your perfect place in paradise! The nautical decor with a tropical twist is truly unique. This bedroom has a floor to ceiling window overlooking the sea and a sliding door that opens onto the balcony. The view is spectacular. Enjoy the Smart TV with Roku streaming. The large private en suite bathroom has a tub/shower combination with beautiful granite counter tops and maple cabinetry. This suite has his and hers closets and a linen closet for plenty of storage.
You'll feel like the Captain of the Ship in the second ocean front main bedroom in this condo! This is one of the few floor plans on Panama City Beach with two oceanfront main suites. We call this the Captain's Jade Stateroom Suite because of the jade carving above the luxurious king sized sleigh bed. The floor to ceiling windows and sliding door open directly on to the balcony. The view from your bed is amazing. There's plenty of storage in the walk-in closet. The private en suite bathroom has a tub/shower combo with a shower massage. You'll love having your own Smart TV with Roku streaming for watching all you favorite shows.
The Crew's Quarters third bedroom is decorated in the style of an island cottage with bright tropical colors. It has one queen bed and a set of bunk beds for the kids. Persons weighing over 100 pounds should not use the bunk beds. Perfect for a couple and two children or for all the children in your party. Kick back and enjoy your own TV, play a game or read a book.
The third full bathroom is conveniently located across the hall from the Crew's Quarters Bedroom. This bathroom has a maple vanity and granite counter top, a tub/shower combination with shower massage and a hair dryer, too.
The laundry closet is adjacent to the third bathroom and has a large stack washer and dryer. Really nice for keeping up with all the wet bathing suits and beach towels! An iron and ironing board are also available for you to use. Parking permits are purchased through the resort either in advance or upon arrival. You must have your tag info to register. o register in advance please follow the instructions in your check in instructions and use provided passcode to register. There is a limit of 2 permits per rental. No Trailer or Motor Home parking is available on property. Property bands will be on a ring on the backside of the entry door upon arrival. Please return the armbands upon departure. Lost/Stolen armbands result in a $25 charge.
All condos are not the same. When you rent a condo from Emerald Beach Properties, you can be sure of exactly where you will be staying. What you see in this listing is where you will stay. Yes, the unit is as nice as the photos, guaranteed!
Why choose a luxury property managed by Emerald Beach Properties on behalf of the owner? We offer the advantages of a full service management company and vacation rental from an owner who takes pride in their property. We're here in Panama City Beach, with a local front desk and local staff on call 24 hours a day, 7 days a week! You vacation rental is professionally managed from start to finish. We are licensed, bonded and insured and all of our employees wear company ID badges for added security. We use state of the art technology to deliver secure booking and payments and quick responses to all your inquiries. Management, maintenance, rental services and housekeeping are all just a phone call or email away.
Delivering the very best vacation experience to you is our number one priority! With Emerald Beach Properties, you can book Neptune's Reef, Watercrest 1004 with confidence knowing we'll make Panama City Beach your Perfect Place in Paradise.
See you in Panama City Beach, FL!
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Washing machine
Dryer
Free WiFi
Air conditioning
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Relax in this spacious 3-bedroom beachfront condo in Panama City Beach!
Relax in this spacious 3-bedroom beachfront condo in Panama City Beach!
Extra-person charges may apply and vary depending on property policy
Government-issued photo identification and a credit card, debit card or cash deposit may be required at check-in for incidental charges
Special requests are subject to availability upon check-in and may incur additional charges; special requests cannot be guaranteed
On-site parties or group events are strictly prohibited
Host has not indicated whether there is a carbon monoxide detector on the property; consider bringing a portable detector with you on the trip
Host has indicated that there is a smoke detector on the property
Safety features at this property include a fire extinguisher and a deadlock
About the area
Panama City Beach
Located in Lower Grand Lagoon, a neighbourhood in Panama City Beach, this condo is near theme parks and on the beach. Thomas Drive and Pier Park are worth checking out if shopping is on the agenda, while those wishing to experience the area's popular attractions can visit Shipwreck Island Waterpark and Frank Brown Park. Water Planet and Emerald Falls Family Recreation Center are also worth visiting. Jet skiing and kayaking offer great chances to get out on the surrounding water, or you can seek out an adventure with cycling and cave exploring nearby.
Panama City Beach, FL
What's nearby
Panama City Beaches - 1 min walk - 0.0 km
St. Andrews Bay - 11 min walk - 0.9 km
Capt. Anderson's Marina - 2 min drive - 1.8 km
Thomas Drive - 3 min drive - 1.8 km
Naval Support Activity Panama City - 3 min drive - 2.8 km
Getting around
Panama City, FL (ECP-Northwest Florida Beaches Intl.) - 32 min drive
Restaurants
Schooners - 1 min walk
Patches Pub - 9 min walk
McDonald's - 4 min drive
Capt Anderson's Marina - 4 min drive
Deckhand Social - 13 min walk
Frequently asked questions
Is Neptune's Reef PCB, FL-Beachfront-Family Getaway-3/3-Private Balcony-Reserved Covered Parking pet-friendly?
No, pets are not allowed at this property.
How much does it cost to stay at Neptune's Reef PCB, FL-Beachfront-Family Getaway-3/3-Private Balcony-Reserved Covered Parking?
As of 26 Mar, 2026, prices found for a 1-night stay for 2 adults at Neptune's Reef PCB, FL-Beachfront-Family Getaway-3/3-Private Balcony-Reserved Covered Parking on 26 May, 2026 start from S$534, including taxes and fees. This price is based on the lowest nightly price found in the last 24 hours for stays in the next 30 days. Prices are subject to change. Choose your dates for more accurate prices.
How much is parking at Neptune's Reef PCB, FL-Beachfront-Family Getaway-3/3-Private Balcony-Reserved Covered Parking?
On-site parking is available at the property.
What time is check-in at Neptune's Reef PCB, FL-Beachfront-Family Getaway-3/3-Private Balcony-Reserved Covered Parking?
Check-in begins at 5:00 PM.
What time is check-out at Neptune's Reef PCB, FL-Beachfront-Family Getaway-3/3-Private Balcony-Reserved Covered Parking?
Checkout is at 10:00 AM.
Where is Neptune's Reef PCB, FL-Beachfront-Family Getaway-3/3-Private Balcony-Reserved Covered Parking located?
Nestled on the beach, this Lower Grand Lagoon condo building is within 1 mi (2 km) of Panama City Beaches and Thomas Drive. The Sea Dragon and Adventures at Sea are also within 1 mile (2 km).
Reviews
9.4
Exceptional
Reviews are presented in chronological order, subject to a moderation process, and verified unless otherwise labelled.
We love staying in this condo every year! Our family trip every year is great due to this place. Beds are completely perfect, staff is very helpful and security on premises all make this a perfect family vacation!!
This place is Beautiful! Checkin and checkout were seamless. The top floor has a beautiful view, steps from the beach and restaurants. There is also extra parking just across from the house. 10/10 stars!
Lori C.
Stayed 2 nights in Aug 2025
Response from VrboOwner on 9 Sept, 2025
Thank you so much for your review and allowing us to host your stay. We hope to see you again soon!
Beautiful condo. Beautiful view. I just didn't realize I would have to pay for parking. I thought the spaces were included in the price. Otherwise, great place!
Gail L.
Stayed 3 nights in Oct 2025
Response from VrboOwner on 23 Oct, 2025
Thank you so much for your review. We are so happy to hear you enjoyed your stay. Watercrest recently changed their parking registration system so guests do have to pay for parking-we do have this information included in the listing.
The condo was clean and comfortable. Even though there was only 2 of us it could comfortably accommodate 2, maybe even 3 families. The balcony provided a beautiful view. The kitchen had all the appliances and cookware needed. We would definitely stay here again.
Patti J.
Stayed 3 nights in May 2021
Response from VrboOwner on 12 Aug, 2023
Thank you so much for taking time to review our property.
We are thrilled to hear you enjoyed your stay.
We hope you will return soon!
Can’t beat the location. One tub was slow to drain. Some of the walls were patched poorly and then just painted over. But we had a tv issue that was resolved quickly, and the condo was spacious.
Jamie B.
Stayed 4 nights in Jul 2025
Response from VrboOwner on 9 Sept, 2025
Thank you so much for your review and allowing us to host your stay. Maintenance has been advised of the tub draining slowly and the patch feedback. We hope to see you again soon!
Verified
10/10 Excellent
Terri F.
2 Sept, 2018
Awesome!!
We had a great time. The condo was as beautiful as the pictures showed. The views were amazing! The condo was clean and well stocked. We already are planning on booking again next year!!!
Terri F.
Stayed 7 nights in Aug 2018
Response from VrboOwner on 12 Aug, 2023
Thank you for the 5 star review and staying with Emerald Beach Properties! Glad you had a amazing time. We will see you next year 😊
Verified
8/10 Good
Gina B.
10 Jul, 2022
Liked: Check-in, communication, location
Close to beach. Good balcony views. Tiny tiny washer and dryer. Very Limited pots and pans.
Easy to work with and easy to contact someone. Overall we had a great time.
Gina B.
Stayed 7 nights in Jul 2022
Response from VrboOwner on 12 Aug, 2023
Thank you so much for your review and letting us know about your stay. We appreciate your feedback and look forward to working with you again soon. We have inventoried the kitchen and replaced any low quantity or missing houseware items.
Great weather, great stay. Room was very clean and comfortable. Only wished refrigerator had ice maker or at least ice trays.. we did go out and purchased a few( which we left for the next renters). I would definitely recommend and would stay again
Kellie W.
Stayed 4 nights in Jun 2024
Response from VrboOwner on 27 Jun, 2024
Thank you for your review and we are happy to hear you enjoyed your stay.
Our group had an amazing time in Panama City Beach because of this condo and the complex! Beds were comfortable. Kitchen was well stocked. We couldn’t have asked for better views. It was convenient to rent chairs directly in front of the condo. Security made sure that only authorized visitors could access the pool. We would definitely return!
Lindy H.
Stayed 6 nights in Aug 2019
Response from VrboOwner on 12 Aug, 2023
Lindy,
Thank you for booking with Emerald Beach Properties. We are thrilled to hear you enjoyed your stay and found the condo well stocked and the beds comfortable. Watercrest is a great complex to stay at with miraculous views! We look forward to your return.
Layout of the rooms was great. Plenty of room. The TVs are old and out dated. Water and ice in fridge door was nice. Overall an older condo but still nice.
Brooke W.
Stayed 7 nights in May 2022
Response from VrboOwner on 12 Aug, 2023
Thanks for your great review. We are working on getting all the TVs updated so they will be more modern the next time you come.
The room was great and clean with plenty of space for everyone to have their own areas. Beds were comfortable. The property has recently changed the parking policy and every vehicle MUST pay 57 to park. Even if the condo comes with the residents parking, still must pay and the condo security is a bit ruthless. The payment process is extremely confusing and when you ask for clarity, everyone seems to have a different answer. After talking to other guests, this is a new policy and has been a headache for many!!!
Amy W.
Stayed 4 nights in Oct 2025
Response from VrboOwner on 15 Dec, 2025
Thank you so much for allowing us to host your stay and the review! Watercrest has adopted new parking procedures but we do try to make you aware in advance of any fees/procedures!
Renting this unit was very easy through VRBO and communication was excellent. Property was as it was described however I recommend owner have a plumber come and clean out drains as they all were very slow to drain. Mattresses in both master suites were very uncomfortable and owners should look at replacing. Overall our experience was great!
Carla C.
Stayed 7 nights in Jun 2022
Response from VrboOwner on 12 Aug, 2023
Thank you so much for allowing us to host your stay in PCB and we are so happy to hear you enjoyed your stay at Watercrest. Please know a work order has been submitted to maintenance for the plumbing to be addressed and we've spoke with the owner about replacing the mattresses this fall.
We were 2 families of 4. Kids slept in the bunk room which was perfect! TVs were a bit dated, had cable, but we brought fire sticks and a ps4 for the living room tv. Beds were comfy (top bunk only holds 100lbs tho!!) and kitchen was stocked. Pretty spacious overall, even had room for a couple of bikes in the closets. Location was great, about 7mi to pier park, away from the hustle and bustle of PCB. Just a mile or 2 from St Andrews Park which is a nice state park with calm water beaches, good snorkling, and ferry rides to shell island.
Lisa S.
Stayed 7 nights in May 2021
Response from VrboOwner on 12 Aug, 2023
Thank you so much for your review. We are thrilled to hear that you enjoyed your stay and we hope you return soon.
Verified
8/10 Good
Lynn M.
7 May, 2019
Good stay
The views were absolutely stunning and having two master on the ocean front is awesome!! A few things could’ve been better(broom - no dustpan, master bedroom tv has no hdmi inputs, had to call for housekeeping as both master beds were sandy but they were there within an hour and super nice.) Beyond the view the next best thing was the beds- everyone single one of us loved how well we all slept. Tons of towels were available! We had perfect weather. Loved that we were beach front but farther down Thomas Dr so it wasn’t anywhere near as busy. Quick elevators too!!
Lynn M.
Stayed 7 nights in Apr 2019
Response from VrboOwner on 12 Aug, 2023
Thank you for your wonderful review of Watercrest 1004 and your stay with Emerald Beach Properties. We've taken your input and put it to good use and replaced the master TV with a new updated one and replenished the house ware items inside the condo. There's nothing better than a relaxing stay in the comfy beds and beautiful views. We look forward to your return!
Condo layout and location was great. Condo could use some touch up painting in areas. Bathroom door in master bedroom needs to be replaced. There was also a sewer smell at times coming up through bathroom and kitchen sinks. Overall, nice place to stay on quieter end of the beach.
The view from the balcony was amazing! Very clean complex. This condo looks as pictured on line. Only complaint is the wi-fi connection. Informed they will be going with a new provider in January 2023.
The fridge leaked water. So no ice or water from it the whole week. Had to buy ice. The dryer’s lint trap was broken and seemed unsafe to use. The call button on the elevator was broken on our floor.
Connie R.
Stayed 7 nights in Jul 2021
Response from VrboOwner on 12 Aug, 2023
Thank you for your feedback.
About the host
Hosted by Emerald Beach Properties
Emerald Beach Properties specializes in representing our owner's properties individually and managing them like they are our own. You can choose from many different properties located in many different resorts. Let us help you find your prefect place in Panama City Beach, Florida.
Why choose a luxury property managed by Emerald Beach Properties on behalf of the owner? We offer the advantages of a full service management company and vacation rental from an owner who takes pride in their property. We're here in Panama City Beach, with a local front desk and local staff on call 24 hours a day, 7 days a week! You vacation rental is professionally managed from start to finish. We are licensed, bonded and insured and all of our employees wear company ID badges for added security. We use state of the art technology to deliver secure booking and payments and quick responses to all your inquiries. Management, maintenance, rental services and housekeeping are all just a phone call or email away.
Your vacation rental is professionally cleaned and maintained to our Emerald Quality Certified Vacation Rental Standards. Housekeeping is managed by our staff, all properties are double-inspected for quality assurance. Linens are professionally laundered and ironed, we use quality cleaning supplies and high temperature steam mops. We use eco-friendly cleaning practices that help preserve the earth's precious resources while providing our guests the cleanest properties around! Our maintenance crew keeps all the properties we manage in top shape.
Emerald Beach Properties gives you peace of mind with our state of the art door lock system. Lock codes change with each rental. You can choose your personal door code, too. All units are equipped with deadbolts in addition to the entry locksets. No more worrying about who else has access to your vacation rental!
Delivering the very best vacation experience to you is our number one priority! With Emerald Beach Properties, you can book with confidence knowing we'll make Panama City Beach your Perfect Place in Paradise.
See you at THE BEACH!
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