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Cozy Ranch Home 1 Mile from CUMBERLAND POINT Boat Ramp. Owner Managed Property.

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Hilltop Haven Retreat, Lake Cumberland, Ky
Hilltop Haven Retreat, Lake Cumberland
Automatic Lights at night for safety.
Morning/evening CALM
Outdoor dining

Reviews

10 out of 10, Loved by Guests
Top 10% of guest reviews in this area
3 bedrooms2 bathroomsSleeps 61200 sq ft

Popular amenities

  • Kitchen
  • Washer
  • Dryer
  • Free WiFi
  • Air conditioning
  • Outdoor Space

Explore the area

View in a map
Nancy, KY
  • Place, Cumberland Point Recreation Area
    ‪4 min drive‬
  • Place, Mill Springs National Battlefield Visitor Center
    ‪21 min drive‬
  • Place, Mill Springs Battlefield National Monument
    ‪21 min drive‬

Rooms & beds

3 bedrooms (sleeps 6)

2nd bedroom

1 Queen Bed

3rd bedroom

2 Twin Beds

Master bedroom

1 King Bed

2 bathrooms

Master bath

Soap · Towels provided · Toilet · Shower only · Shampoo · Hair dryer

Shared bathroom with bedrooms 2 & 3

Soap · Towels provided · Bathtub or shower · Toilet · Shampoo · Hair dryer

Spaces

Deck or patio
Porch or lanai
Kitchen
Outdoor play area
Garden
Dining area

About this property

Cozy Ranch Home 1 Mile from CUMBERLAND POINT Boat Ramp. Owner Managed Property.

⚓️ Hilltop Haven sits atop a hill overlooking the beautiful rolling hills. From the porches—front or back—you can enjoy nature’s show:
🦌 Deer grazing in the fields or stepping out of the woods
🐦 Hummingbirds zipping past and feeding
💜 Purple martins nesting and playing (May–August)
🦅 Hawks hunting and eagles soaring overhead
🌿 Plus plenty of other wildlife surprises.

In the evening, gather around the fire pit—it’s ready for you. 🔥

📍 Location Highlights:
• 30 min from Somerset, KY
• 15 min from Nancy
• 20 min from Lees Ford Marina & Restaurant
• 20 min from Pulaski County State Park
• 15 min from Mill Springs Battlefield & Museum
• Just 1 mile from Cumberland Point Boat Ramp & Campground 🚤🏕

🚤 Boat Rentals:
We’re directly across the lake from Conley Bottom Marina. They can rent you a boat and, for a small fee, pick you up and drop you off daily at the Cumberland Point Boat Dock—saving you both driving time and more time for lake fun. There are several private Boat rental companies as well available
Nancy has small town feel, is the home of the Mills Spring Battle field and Museum
🍎🍑Haney’s famous Appledale Farm & Restaurant. A small IGA grocery🛒 store is located at Shell gas station with a great deli in the back of the store. Henderson gas station has Boat gas and a deli inside. Other dining options are plentiful from🍕 Pizza to 🌮Mexican Restaurant and it’s very own ☕️🍦Coffee/Ice cream shop. located 1 mile from Cumberland Point Boat Ramp.

🌟This location is perfect for year round FAMILY VACATIONS as it is set up for FAMILY FUN, is FISHERMAN FRIENDLY 🎣 with a covered carport with electric hook up. Great central location for BIKERS 🏍 who like riding the backroads. If you enjoy hiking 🥾🦯or Riding your mountain bikes🚵‍♀️ you will love the bike/walking trails located in Pulaski County State Park just 20 minutes away.🌟
We also have another rental up the road which is great for family reunions.
The Cabin in the Woods http://www.vrbo.com/2340416

🏡HOUSE IS * 1200 square feet, ONE LEVEL RANCH HOME with wrap around front porch and back covered deck.

👨🏻‍🦽Patio, Deck & Doors are HANDICAP ACCESSIBLE👩‍🦽
3 Bedroom 2 Full baths
Have plenty of parking for car/ boats/trailers.
🚫 No🐶pets due to bad experiencesm.
🚫 No large parties
🚫 No Smoking Indoors, you will be charged clean up fee.

✅VERY CLEAN. NEWER HOME ranch floor plan, with on site Homedics sanitizer.
✅MASTER BEDROOM : King Bed with sleep number bed mattress with adjoining en suite with walk in shower with small lip.
✅2nd BEDROOM : Queen bed with cooling pillow top mattress topper
✅3rd BEDROOM : 2 twin beds each has cooling pillow top mattress topper
✅ ALL BEDS/PILLOWS ARE WRAPPED IN ALLERGY COVERS for extra cleanliness.
🛁 2nd FULL Bath
Family Friendly Quite Area to just kick back and RELAX and Enjoy. GREAT set-up for Families get togethers and Fisherman.

🛝There is a PLAYGROUND located at Cumberland point Campground/ boat ramp with bathrooms and picnic areas.

Extra Family activities are just 30 minutes away in Somerset, Ky
🌊 Somersplash waterpark the family
🍿 Drive in theater
🏎Somerset Cruise
🛼 Rollerskating
⛳️ Golf
🏍 Wonderful back roads for riding Motorcycles, ride or drive The Rattlesnake Trail or just drive around the lake on the backroads.
🚑 Hospital, Urgent Care Centers.
🍷Wineries and many other fun activities.

SAFETY FEATURES
* First aid kits 1 in kitchen 1 in master bedroom
* Smoke detectors
* Fire Extinguisher
* Flashlights
* Exterior lights that come on automatically.

GENERAL INFORMATION
* Central air and heating
* Fully Furnished inside and outside
* Dish Network
* Smart TVs for use with personal hotspot
* Washer/dryer
* Hair dryer in each bathroom
* Linens
* Towels ( no beach towels )
* Games / cards / books / movies
* 🔥Fire pit with complementary fire wood 🪵
* Boat/car Parking
* Homedics Sanitizer on site
*✅Brand new Blackstone Flat Top Grill
*✅ Family games/ books
* DVD player
* Selection of movie DVDs
* Dishwasher
* Stove /oven/fridge
* Blender
* Crockpot
* Air fryer
* Microwave
* Kerug Coffee Maker
* Regular coffee maker
* Toaster
* Griddle / electric Fry pan /pots and pans
* Dishes /Utensiles / fully stocked
* Storage bowls
* 1 role of paper towels / 1 salt & pepper / seasoning / olive oil / spray Pam / sugar / flour
* Dining area seats 6
* Patio area seats 10
*✅ Complementary roll of toilet paper in each bathroom
*✅ Complementary roll of paper towels
✅ Complementary Bag of Ice. $ 1.00 per bag there after available.
*Dawn dish soap
* Shampoo/Conditioner/ Bodywash for men and women
* Blow dryer
Our prices include all fees. No hidden fees.

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House Rules

Check in after 3:00 PM
Minimum age to rent: 29
Check out before 10:30 AM
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Children

Children allowed: ages 0-17
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Events

No events allowed
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Pets

No pets allowed
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Smoking

Smoking is not permitted

Check-out instructions

The host requires you complete the following before checking out:
Load and start the dishwasher
Remove personal items and take out the trash
Turn off the lights, lock the doors, and return the keys
Check out 10:30 am Cleaner will arrive soon after.
Failure to complete these may result in a negative review from the host.
❇️ This is a NO pet rental. 🚫No smoking $500 clean up fee for unauthorized PETS/SMOKING on premises.
$50 per ADULT $25 per CHILD charged for additional PERSONS over limit of 6 ✅
We strive to keep a clean rental for your use, hence the rules. Please observe them or contact us to work out a solution. Thank you! Enjoy you Stay!

Important information

You need to know

Extra-person charges may apply and vary depending on property policy
Government-issued photo identification and a credit card, debit card, or cash deposit may be required at check-in for incidental charges
Special requests are subject to availability upon check-in and may incur additional charges; special requests cannot be guaranteed
Onsite parties or group events are strictly prohibited
Host has indicated there is a carbon monoxide detector on the property
Host has indicated there is a smoke detector on the property
Safety features at this property include a fire extinguisher, a first aid kit, and a deadbolt lock

We should mention

This property does not have elevators

About the neighborhood

Nancy

Located in Nancy, this vacation home is in a rural area and on a lake. The area's natural beauty can be seen at Cumberland Point Recreation Area and Zollicoffer Park, while Mill Springs National Battlefield Visitor Center and Wayne County Historical Museum are cultural highlights. Be sure to check out the area's animals with activities such as game walks and birdwatching.
View more Vacation Homes in NancyOpens in a new window
Map
Nancy, KY

What's nearby

  • Cumberland Point Recreation Area - 4 min drive - 3.8 km
  • Zollicoffer Park - 19 min drive - 19.1 km
  • Mill Springs National Battlefield Visitor Center - 21 min drive - 21.1 km
  • Mill Springs Battlefield National Monument - 21 min drive - 21.1 km
  • Lee's Ford Marina - 27 min drive - 28.6 km

Getting around

  • Blue Grass Airport (LEX) - 111 min drive

Restaurants

  • ‪The boathouse - ‬63 min drive
  • ‪Dunagan’s Store - ‬55 min drive
  • ‪The Lighthouse Cafe - ‬63 min drive
  • ‪Lake Cumberland Winery - ‬64 min drive
  • ‪Krispy Krunchy Chicken - ‬58 min drive

Frequently asked questions

Is Cozy Ranch Home 1 Mile from CUMBERLAND POINT Boat Ramp. Owner Managed Property. pet-friendly?

No, pets are not allowed at this property.

How much does it cost to stay at Cozy Ranch Home 1 Mile from CUMBERLAND POINT Boat Ramp. Owner Managed Property.?

As of Mar 31, 2026, prices found for a 1-night stay for 2 adults at Cozy Ranch Home 1 Mile from CUMBERLAND POINT Boat Ramp. Owner Managed Property. on Apr 12, 2026 start from $159, including taxes and fees. This price is based on the lowest nightly price found in the last 24 hours for stays in the next 30 days. Prices are subject to change. Choose your dates for more accurate prices.

How much is parking?

Onsite parking is available at the property.

What time is check-in at Cozy Ranch Home 1 Mile from CUMBERLAND POINT Boat Ramp. Owner Managed Property.?

Check-in begins at 3:00 PM.

What time is check-out at Cozy Ranch Home 1 Mile from CUMBERLAND POINT Boat Ramp. Owner Managed Property.?

Check-out is at 10:30 AM.

Where is Cozy Ranch Home 1 Mile from CUMBERLAND POINT Boat Ramp. Owner Managed Property. located?

Situated on a lake, this vacation home is 1.6 mi (2.5 km) from Cumberland Point Recreation Area and within 12 mi (20 km) of Zollicoffer Park and Mill Springs National Battlefield Visitor Center. Mill Springs Battlefield National Monument is 10.1 mi (16.3 km) away.

Reviews

10

Exceptional

Reviews are presented in chronological order, subject to a moderation process, and verified unless otherwise labeled.
Learn moreOpens in a new window
Rating 10 - Excellent. 22 out of 22 reviews
Rating 8 - Good. 0 out of 22 reviews
Rating 6 - Okay. 0 out of 22 reviews
Rating 4 - Poor. 0 out of 22 reviews
Rating 2 - Terrible. 0 out of 22 reviews

10/10

Cleanliness

10/10

Check-in

10/10

Communication

10/10

Location

10/10

Listing accuracy

Reviews

Verified

10/10 Excellent

Shawnee S.

Liked: Cleanliness, check-in, communication, location, listing accuracy
We loved our stay! We are still talking about how cool the hummingbirds were to watch. Everything was so well organized and clean.
Stayed 4 nights in Jul 2025
Verified

10/10 Excellent

Gene B.

Liked: Cleanliness, check-in, communication, location, listing accuracy

Great visit, super nice place. Owner was so nice! Really enjoyed our stay. Recommend this house.

Amazing place, loved it!!
Stayed 2 nights in Oct 2024
Verified

10/10 Excellent

Jeffrey K.

Liked: Cleanliness, check-in, communication, location, listing accuracy

Great stay

Owner was very polite and easy to communicate with, house was very clean and tidy. Will definitely visit again.
Stayed 2 nights in Aug 2021
Verified

10/10 Excellent

Michael M.

Liked: Cleanliness, check-in, communication, location, listing accuracy

Great Stay

Super clean extremely friendly host. Had great parking for the boat and only minutes from the ramp. Will definitely come back.
Stayed 2 nights in Mar 2024
Verified

10/10 Excellent

eric o.

Liked: Cleanliness, check-in, communication, location, listing accuracy

Great 'taste' of the 'lake life' experience !!!

well advertised smartly laid out property lovely view off the deck proximate to boat launch & town amenities
Stayed 3 nights in Aug 2024
Verified

10/10 Excellent

Darla B.

Liked: Cleanliness, check-in, communication, location, listing accuracy

Cleanest place ever in the most beautiful location

This place was beautiful, clean, and very homey. The view is amazing. It is easy to get to, conveniently located for lake fun, and parking and amenities are phenomenal. We will absolutely stay here again.
Stayed 4 nights in Sep 2023
Verified

10/10 Excellent

nathan g.

Liked: Cleanliness, check-in, communication, location, listing accuracy

Getaway with wife

Very clean amd tidy/organized. Very nice amd polite owners. Best stay I have had at the lake.
Stayed 2 nights in May 2024
Verified

10/10 Excellent

Brian S.

Liked: Cleanliness, check-in, communication, location, listing accuracy

Loved are stay

They thought of everything you might need. Clean and owners are so nice. Hope to go back again.
Stayed 2 nights in Jun 2021
Verified

10/10 Excellent

Eric M.

Liked: Cleanliness, check-in, communication, location, listing accuracy

Fantastic Getaway

Loved the whole set up including covered driveway for boat, Cumberland point ramp is literally 5 minutes away. Very clean and labeled.
Stayed 3 nights in Sep 2024
Verified

10/10 Excellent

Christina H.

Liked: Cleanliness, check-in, communication, location, listing accuracy

Lake Trip

This location was very convenient to the boat ramp. The house was very clean, and had everything you could need while on vacation. The carport for the boat was also a plus!
Stayed 3 nights in May 2022
Verified

10/10 Excellent

Katrina G.

Liked: Cleanliness, check-in, communication, location, listing accuracy

We will be back!

Wonderful, kind owners who made our stay feel as if we were home! VERY clean house and well stocked, just as described! Fire pit and grill were also stocked and ready to go. Owners were awesome and so friendly, we will be back! Thank you Steve and Shari for sharing your peaceful property!
Stayed 2 nights in Aug 2024
Verified

10/10 Excellent

Justyna D.

Liked: Cleanliness, check-in, communication, location, listing accuracy

Amazing property :)

We loved our stay at his beautiful property. The house was clean and had everything you need. Convenient location. The owner was super nice and informative. We will be returning. Thank you 😊
Stayed 3 nights in Aug 2021
Verified

10/10 Excellent

Jameson H.

Liked: Cleanliness, check-in, communication, location, listing accuracy

Excellent trip!

Steve was a great host and very attentive. We experienced some bad storms which resulted in a power outage and a tree blocking the road. He offered to take one of us into town to get more food if we needed and brought over a propane powered deep fryer as we had planned on using an electric one to fry some fish. Property was very nice and the environment was relaxing. Great neighborhood. Would rent again.
Stayed 4 nights in May 2024
Verified

10/10 Excellent

Verified traveler

Liked: Cleanliness, check-in, communication, location, listing accuracy

Lake and Bird lover’s retreat

The host, Steve and his home(s) are amazing! There are so many thing to mention. Steve was great, very hospitable, we loved your homes! The house was very clean, spacious, and comfortable after long days on the lake. No detail was missed- this house was very well stocked! And the birds, specifically the hummingbirds- I lovingly named one Oscar.. counting down the days until we return. Thanks for sharing your home - we’ll be back!
Stayed 3 nights in Jul 2021
Verified

10/10 Excellent

Matt J.

Liked: Cleanliness, check-in, communication, location, listing accuracy

Immaculate home with a great location and awesome owner!

The cleanest VRBO we've ever stayed at! Home was perfect for our family of 5's weekend trip to Lake Cumberland. Well stocked with dishes, cook ware, cleaning supplies, games, movies, towels, etc. We didn't spend much time at the house because the weather was great so we were on the lake all day, but there would have been plenty to do at the house to keep us busy if needed or wanted. House is a little over a mile from the nearest boat ramp, so great location as well. Just make sure to launch by 10 a.m. on the weekends if you want a parking spot at the launch. Beds were comfortable and owner was awesome. We even had a front row seat to the fireworks show that the owner and his neighbors put on. Easy 5 star rating!
Stayed 3 nights in Jul 2021
Verified

10/10 Excellent

Lesley J.

Liked: Cleanliness, check-in, communication, location, listing accuracy

Very Clean and well kept great location! Lots of deer around!!!!

We absolutely fell in love with this place as soon as we arrived! Very very clean place! They have thought of everything you could need! Blackstone grill was awesome! Love the master bath! Washer and dryer being available was a huge plus! Yard games available even ones you can play in the dark! Fire pit was amazing and a huge plus they provide wood and fire matches and starter paper! The sunset and sunrise views are breath taking! Just a short walk up the gravel drive in front of their other rental location is the best sunset view!! My 13 year old did make the hike further down the gravel driveway to the wooded trail that leads to the small beach but like the owners say it is not for the faint of heart!he does not recommend it! Lol If you like to see a lot of deer or animal watch this is a great place! My son and i got up every morning and seen deer in the front and side yards and again in the evening! Also loved listening to the windchimes out back! Great fishing spots near by everywhere and i highly recommend checking out the facebook page prior to your arrival for great info to plan your trip but the welcome book that is at the house has tons of great information as well!! I also highly recommend the food place "The cookout" it is a great place and not too expensive! Lots of great places nearby for veiwing waterfalls and walking trails! We can not wait to book another stay either at this location or the cabin in the woods!! We absolutely loved our stay!
Stayed 3 nights in Oct 2023
Verified

10/10 Excellent

Colleen S.

Liked: Cleanliness, check-in, communication, location, listing accuracy

Anniversary

Steve and Sheri were perfect hosts - even shared fresh vegetables from their garden with us. We were visiting here to celebrate my sister’s 40th wedding anniversary. My sister is wheelchair bound and the house worked well for her.
Stayed 4 nights in Jul 2022
Verified

10/10 Excellent

Todd S.

Liked: Cleanliness, check-in, communication, location, listing accuracy

Great place to stay!

We had an awesome stay! The house was so clean and accommodating! Steve was great and answered our texts immediately! We will definitely be back!
Stayed 3 nights in Jul 2022
Verified

10/10 Excellent

David P.

Liked: Cleanliness, check-in, communication, location, listing accuracy

Great place to relax!

The house is well cared for with tasteful decor. The outdoor lighting is creative, and was on for us when we arrived. The kitchen, bathrooms and bedrooms are very nice and the elevated deck is awesome. And, our host was the best!
Stayed 4 nights in Sep 2021
Verified

10/10 Excellent

John F.

Liked: Cleanliness, check-in, communication, location, listing accuracy

Great Labor Day Weekend Trip

This property is nice!! The owners have thought of everything you would need or want in the home. Beautiful location, views and Steve and Shari were very helpful. Just down the street is a boat ramp with access to Lake Cumberland. We have already started telling our friends about this place - lots of games and outside stuff to do. You will enjoy your stay!
Stayed 4 nights in Sep 2021
Verified

10/10 Excellent

Linda J.

Liked: Cleanliness, check-in, communication, location, listing accuracy

Beautiful place

When my daughter arrived we were blown away at how beautiful it was. Then we decided to cook on the grill and the owner brought us some fresh veggies from his garden. We will most definitely return and just loved this place
Stayed 2 nights in Jul 2021
Verified

10/10 Excellent

Matt K.

Liked: Cleanliness, check-in, communication, location, listing accuracy

Best experIence yet!!!

Me and the wife travel a good amount. We rent probably 2-4 different rentals per year. And this one takes the cake! From the beautiful location to every detail of a great stay Steve really has gone above and beyond. The home is basically brand new and spotless. From every kitchen and bath item being provided to the outside deck and fire place you will not be disappointed. The beds are amazing as well which is great cause so many owners cheap out here. Not Steve, we had a sleep number bed and some of the best sleep you could ask for on vacation. They even have a community garden with some neighbors and we were surprised with some fresh picked cucumbers and squash one day. If you get a chance to book don't pass it up. Steve is one of the better renters out there and will happily help or answer any questions about the area. Treat his place right so this gem stays available for all to enjoy for years to come!
Stayed 4 nights in Jul 2021

About the host

Hosted by Steve

Host profile image
Our family has owned the lot Since 2009 to grow our footprint. We placed this home on the hill to help our aging parents. Already having our own place nearby & not wanting to sell, Hilltop needed to be shared so others could also ENJOY the beautiful setting and the lake.

Also now available is Cabin in the Woods. Year round Lake view.

Sleeps 4 1 bath. just around the corner (property #2546319). We hope to add one more rental late Spring early Summer, The BOAT HOUSE. Which is a Garage with living quarters 2 bedrooms 1 full bath, sleeps

Why they chose this property

✅✅✅LOCATION, LOCATION, LOCATION.✅✅✅
& SET UP
1 Mile from CUMBERLAND POINT BOAT RAMP and CAMPGROUND. Directly across from CONLEY BOTTOM MARINA.
🤩Thank you for thinking about coming for a visit to enjoy all that Lake Cumberland has to offer, you won’t be disappointed.
🌟If you need ANYTHING please ask and we will do our very best to accommodate you.
✅ Do you need or want additional rental for family or friends? We have just the place for them. We also have a 2 bedroom Cabin just a hop skip and a jump away with a year round view of the lake. Check out this rental and see if it meets your needs.
The Cabin in the Woods
https://vrbo.com/2546319

What makes this property unique

Views and Location.

located in Middle of Lake. Great home base for local travels to Tennessee attractions. Great Day trips.

Languages:

English

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