Welcome to Ocean Reef 1904 Featuring: * New Ownership & Newly Remodeled for 2026 * 2 Seasonal Beach Setups (4 chairs, 2 umbrellas) * New Balcony Furnishings, New Walk-in Shower, and More! * Penthouse feature of 10’ ceilings and 8’ doors * Convenient Ground Floor Dedicated Parking Space * Recent Ocean Reef Elevator Updates * If Unavailable, Checkout my Listings for Tropic Winds 1901 & 1903 (same ownership and quality)
Welcome to the completely revitalized Ocean Reef 1904 beach condo! Under new ownership, this stunning property has undergone an exceptional transformation, ready to deliver the ultimate luxury coastal experience for 2026. Considerable upgrades have transformed the condo into a highly desirable, beach-inspired sanctuary for your upcoming stay. As an additional and highly coveted bonus, this property includes, not one, but two beach chaise lounger setups! This provides you and your guests with four free chaise loungers and two umbrellas, setup each day of your stay (seasonally from March thru October).
From the moment you step inside, you’ll be captivated by the seamless, expansive water views visible through the main living areas. Elevated 10’ ceilings paired with striking 8’ interior doors create a sense of bright, airy, and roomy luxury. Newly painted walls, new furnishings, and coastal decor showcase a luxurious design promoting a deeply relaxing and cozy beach experience.
The outdoor balcony is truly an enjoyable living space where you’ll want to spend an abundance of time. Listen to the soothing sound of the waves, enjoy sweeping views of the coastline, or be utterly spellbound by the unforgettable gulf sunsets. Unlike smaller resort patios, Ocean Reef features oversized 10x28 (280 sq. ft.) balconies with room for everyone. Enjoy all new stylish balcony furnishings including: a comfortable conversational set (sofa, arm chairs, and coffee table); a relaxing chaise lounger for tanning, reading a great book, or an afternoon nap; and gorgeous table and chairs for enjoying sunset dinners.
The view-centric living area features gulf-views, a new sleeper sofa, two plush, comfortable recliners, and a massive 75” wall-mounted Smart-TV. Relax and soak up the scenery, recline and take a peaceful nap, or stream your favorite entertainment or sporting event with high resolution clarity.
The fully stocked kitchen boasts a new, spacious, side-by-side refrigerator with filtered ice and water dispenser. Start your mornings right with a traditional or k-cup coffee maker. You'll find all you need for preparing delicious meals, including a microwave, electric range, dishwasher, and full cookware set. The kitchen features a breakfast bar with nickel-gapped wall surrounds and seating for four. The adjacent dining area offers seating for six.
The master bedroom suite includes separate balcony access, with gulf-views, and features a king-size bed. The 50” wall-mounted Vizio TV is perfect for late-night entertainment or the morning news. The private ensuite master bath offers a beautiful tile walk-in shower, a convenient double vanity, a wall-mounted hair dryer, and an abundance of light.
A spacious guest bedroom comfortably sleeps four and features two newly furnished queen beds and chest of drawers with plenty of storage. Enjoy a 43-inch wall-mounted Smart-TV for your on-screen entertainment. The bedroom includes private access to the guest bath, which offers a combination shower/tub, a wall-mounted hair dryer, and excellent lighting.
A dedicated laundry room with a combination washer/dryer is provided for your utmost convenience.
Ocean Reef offers the perfect combination of stunning beachfront living and convenient access to Panama City Beach’s best entertainment venues and shopping. The resort is situated directly on the beach boasting over 330 feet of pristine, quartz-white, sandy beach complemented by seasonal beach-chair service. Your stay includes access to two sparkling pools. Enjoy the beautiful beach-front pool with a large, adjacent hot tub, or relax in the second indoor, seasonally heated pool featuring a steam room. Other amenities for fitness and wellness include an exercise room equipped with cardio equipment or unwind, after your workout, in the sauna.
Perfectly located and only a short stroll away you'll find the Runaway Island beachfront restaurant with outdoor seating and bar. Just across the street enjoy a coffee and donut shop, snack bar, the large Alvin's Island gift store, and family fun at Hidden Lagoon Go-Carts and Mini-Golf.
Ocean Reef is conveniently located within a very short drive (~1.5 miles) from the famous Pier Park entertainment, dining, and shopping district with over 1 million square feet of enjoyment. Visit Dolly Parton's Pirate's Voyage Dinner Show, enjoy a breathtaking sunset view from the PCB Wheel, or enjoy golf games and challenges at TopGolf. Stroll and shop in unique boutiques and gift stores, or indulge in a variety of delicious seafood restaurants, ice cream shops, and candy stores. Don’t forget to catch a movie at The Grand 16 movie theater!
BOOKING POLICIES AND RULES: To ensure a safe and enjoyable stay, Ocean Reef maintains and enforces the following policies. Our On-Site Property Manager or Ocean Reef Security team are present daily to ensure compliance. Rental Property Manager will require a signed rental agreement, indicating your agreement to the rental terms, conditions, and rules. An ID may be required for guest verification, local, legal, or building security reasons. - MINIMUM AGE: The primary renter must be 25 years of age or older to book this condo. - OCCUPANCY LIMIT: The maximum occupancy limit is 6 guests. - NO-SMOKING/VAPING: This is a NON-SMOKING/VAPING resort, including on the balcony. If you plan to smoke or vape during your vacation, please book a different property. Violation may result in immediate eviction and forfeiture of your damage deposit. - NO PETS: Pets are strictly prohibited and will result in immediate removal from the property. - QUIET HOURS & RESPECT: Quiet hours must be strictly observed. Loud music, parties, and large gatherings are not permitted. Please respect the peaceful enjoyment of your neighbors and their balconies.
PARKING: A reserved, exclusive use, parking space (located under the building and close to your condo) makes parking a breeze! During spring break and the busy summer season, please travel in one vehicle if at all possible. All vehicles must display a parking pass on the dash or mirror. The first vehicle parking pass is free. An additional vehicle parking pass costs $20. The additional vehicle parks in a, first come first serve, overflow parking lot across the street.
City of PCB Tax Receipt #71438
Our prices include all fees. No hidden fees.
Add dates for prices
Have a question?
AI iconBetaBeta
Get instant answers with AI powered search of property information and reviews.
Extra-person charges may apply and vary depending on property policy
Government-issued photo identification and a credit card, debit card, or cash deposit may be required at check-in for incidental charges
Special requests are subject to availability upon check-in and may incur additional charges; special requests cannot be guaranteed
Onsite parties or group events are strictly prohibited
Host has not indicated whether there is a carbon monoxide detector on the property; consider bringing a portable detector with you on the trip
Host has indicated there is a smoke detector on the property
Safety features at this property include a fire extinguisher
About the neighborhood
Panama City Beach
Panama City Beach is home to this condo. Pier Park and Thomas Drive are worth checking out if shopping is on the agenda, while those wishing to experience the area's popular attractions can visit Shipwreck Island Waterpark and Frank Brown Park. Hidden Lagoon Golf and Racetrack and Swampy Jack's Wongo Adventure are also worth visiting.
Panama City Beach, FL
What's nearby
Hidden Lagoon Golf and Racetrack - 1 min walk - 0.0 km
Panama City Beaches - 5 min walk - 0.4 km
Holiday Golf Club - 2 min drive - 2.1 km
Topgolf Panama City Beach - 2 min drive - 2.1 km
Pier Park - 3 min drive - 2.8 km
Getting around
Northwest Florida Beaches Intl. Airport (ECP) - 26 min drive
Restaurants
Sharky's Beachfront Restaurant - 12 min walk
Starbucks - 7 min walk
Shuckums Oyster Pub & Grill - 2 min drive
Runaway Island - 2 min walk
Salty Goat Saloon - 2 min drive
Frequently asked questions
Does 4 Free Beach Chairs, New 2026 Ownership, Updated, & Remodeled! Beach-Front have a pool?
Yes, this property has an indoor pool. Pool types include heated pools.
How much does it cost to stay at 4 Free Beach Chairs, New 2026 Ownership, Updated, & Remodeled! Beach-Front?
As of May 9, 2026, prices found for a 1-night stay for 2 adults at 4 Free Beach Chairs, New 2026 Ownership, Updated, & Remodeled! Beach-Front on Aug 27, 2026 start from $250, including taxes and fees. This price is based on the lowest nightly price found in the last 24 hours for stays in the next 30 days. Prices are subject to change. Choose your dates for more accurate prices.
Is 4 Free Beach Chairs, New 2026 Ownership, Updated, & Remodeled! Beach-Front pet-friendly?
No, pets are not allowed at this property.
How much is parking?
Onsite parking is available at the property.
What time is check-in at 4 Free Beach Chairs, New 2026 Ownership, Updated, & Remodeled! Beach-Front?
Check-in begins at 4:00 PM.
What time is check-out at 4 Free Beach Chairs, New 2026 Ownership, Updated, & Remodeled! Beach-Front?
Check-out is at 10:00 AM.
Where is 4 Free Beach Chairs, New 2026 Ownership, Updated, & Remodeled! Beach-Front located?
Situated in Panama City Beach, this condo building is within a 5-minute walk of Hidden Lagoon Golf and Racetrack and Panama City Beaches. Pier Park is 1.6 mi (2.6 km) away.
Reviews
9.6
Exceptional
Reviews are presented in chronological order, subject to a moderation process, and verified unless otherwise labeled.
Beautiful place with a huge balcony. Great amenities, easy access to pools and beach. Having the beach chairs included was great. Parking was easy. Would definitely stay again.
The place was clean and spacious. It had everything we needed. The Greta staff was friendly and helpful! We would efinitely stay again.
Kimberly M.
Stayed 4 nights in Mar 2023
Verified
10/10 Excellent
Rachel
Jul 31, 2023
Liked: Cleanliness, amenities, property conditions & facilities, communication
Quick access to beach
Rachel
Stayed 3 nights in Jul 2023
From a partner site
10/10 Excellent
Diane W.
Jul 1, 2025
Great
Rating Details:
The property manager was very helpful.
The vacation rental was spotless.
I was more than happy with the location.
I was very satisfied with the condition of the vacation rental.
Overall, I recommend this vacation rental.
Reviewer Comments:
Everything was great except the front bedroom bed was very squeaky. The place was very nice. Location was good. The tv in the bedroom never worked all in all it was nice.
Diane W.
From a partner site
10/10 Excellent
Rakita S.
May 18, 2022
Great Get Away
Rating Details:
The property manager was very helpful.
The vacation rental was spotless.
I was very happy with the location.
I was very satisfied with the condition of the vacation rental.
Overall, I recommend this vacation rental.
Reviewer Comments:
My stay at the Ocean Reef was WONDERFUL can't wait to visit again!
Rakita S.
From a partner site
10/10 Excellent
May 18, 2022
Ron Judy and Joan's 2 week vacation
Rating Details:
The property manager was very helpful.
The vacation rental was spotless.
I was very happy with the location.
I was very satisfied with the condition of the vacation rental.
Overall, I recommend this vacation rental.
Reviewer Comments:
Condo was excellent and clean. I will stay there again. Beds were great and you just can not believe the view.
From a partner site
10/10 Excellent
SHARON P.
May 18, 2022
Ocean Reef 1904
Rating Details:
The property manager was more than helpful.
The vacation rental was very clean.
I was very happy with the location.
I was satisfied with the condition of the vacation rental.
Overall, I recommend this vacation rental.
Reviewer Comments:
Enjoyed our stay here because it was the former Georgia Terrace property that brought back a lot of memories.
SHARON P.
Response from VrboOwner on May 20, 2022
Michael, Thank you so much for this review. We are so glad you enjoyed your stay! Please stay with us again in the future. Sincerely, Greta's Beach Rentals
From a partner site
10/10 Excellent
Glenn H.
May 18, 2022
Glenn & Susan
Rating Details:
The property manager was very helpful.
The vacation rental was spotless.
I was very happy with the location.
I was very satisfied with the condition of the vacation rental.
Overall, I recommend this vacation rental.
Reviewer Comments:
Very good vacation, condo was exactly like the brochure, met our expectations, grounds were well manicured and all outside areas maintained and very clean.
Glenn H.
From a partner site
10/10 Excellent
Kathy C.
May 18, 2022
Great Condo!
Rating Details:
The property manager was very helpful.
The vacation rental was spotless.
I was very happy with the location.
I was very satisfied with the condition of the vacation rental.
Overall, I recommend this vacation rental.
Reviewer Comments:
We have stayed in several units at Ocean Reef over the years and this condo was one of the best we have had. It was clean, beautifully decorated and met all of our expectations. We hope to return again!
Kathy C.
Response from VrboOwner on May 30, 2022
Dear Guest, Thank you very much for the perfect scores and for your compliments. We are so glad you enjoyed your accommodations and look forward to seeing you again! Sincerely, Greta's Beach Rentals
From a partner site
10/10 Excellent
May 18, 2022
Ocean Reef 1904
Rating Details:
The property manager was very helpful.
The vacation rental was spotless.
I was very happy with the location.
I was very satisfied with the condition of the vacation rental.
Overall, I recommend this vacation rental.
Reviewer Comments:
Very pleased with our condo!!! This is my 4th time using Greta's Beach Rentals to book our annual girl's trip. Always a good experience!!! Can't wait till next year!!
Archival
10/10 Excellent
David A.
Apr 10, 2017
Spring Break Family
Rating Details:
The property manager was very helpful.
The vacation rental was spotless.
I was very happy with the location.
I was very satisfied with the condition of the vacation rental.
Overall, I recommend this vacation rental.
Reviewer Comments:
We enjoyed our stay at Ocean Reef. The beach service included in the rental is a nice compliment. The unit is nicely decorated and spacious. We enjoyed the large balcony. 19 floors is really high up but the view is worth it.
David A.
Stayed 4 nights in Apr 2017
Response from VrboOwner on Mar 22, 2020
Dear Guest, Thank you for this perfect score review! We are so glad you enjoyed your stay at Ocean Reef and loved the condo. The balconies are some of the largest in Panama City Beach and you are absolutely correct about the views! From the upper floors you can easily view a 25 mile coastline on sunny days. We hope you stay with us again in the future! Sincerely, Greta's Beach Rentals, Inc.
From a partner site
8/10 Good
A guest from Lebanon, TN
Aug 19, 2022
Unsatisfied cleaning service
Rating Details:
The property manager was adequately helpful.
The vacation rental was very dirty.
I was happy with the location.
I was satisfied with the condition of the vacation rental.
Overall, I do not recommend this vacation rental.
Reviewer Comments:
The place was nice and location and apartment was very nice and comfortable, but for the services and cleaning they charge a lot more than they do.
A guest from Lebanon, TN
Response from VrboOwner on Aug 23, 2022
Dear Guest, Thank you for your review. We are so glad you found the condo to be nice, comfortable, and in a great location. The condo was professionally cleaned and inspected prior to your arrival. We sure wish you would have contacted us regarding any issues you had. We are on-site and pride ourselves in providing fabulous customer service. In fact our office is just a few floors below the condo you stayed in. We could have easily taken care of everything. As evidenced by our reviews, we provide A+ condos and are one of the highest rated management companies in Panama City Beach. We are sorry that you had those issues and will discuss with the housekeeper to insure fabulous future stays. We hope you and your family enjoyed the beach, ate at some wonderful restaurants, and made memories to last a lifetime. Sincerely, Greta's Beach Rentals
From a partner site
8/10 Good
Sameer M.
May 18, 2022
Location, Location, Location !!!
Rating Details:
The property manager was very helpful.
The vacation rental was spotless.
I was very happy with the location.
I was more than satisfied with the condition of the vacation rental.
Overall, I recommend this vacation rental.
Reviewer Comments:
The best part about our vacation here was the vicinity to most of the things we wanted to do. Except for a short trip to the Pier Park, you would not need to step in your vehicle. Everything is within 5 mins walk - great restaurants, 'not so mini' golf, go-carting, grocery store, souvenir shops. The condo is on the beach and views from the 19 floor are awesome. The sunset is great to watch from the huge balcony....overall wonderful property to stay in.
Sameer M.
From a partner site
10/10 Excellent
Meredith L.
Jul 11, 2018
Wonderful Last Minute Get Away!!
Rating Details:
The property manager was very helpful.
The vacation rental was spotless.
I was more than happy with the location.
I was very satisfied with the condition of the vacation rental.
Overall, I recommend this vacation rental.
Reviewer Comments:
We booked our room on Friday night and showed up on Saturday for a wonderful stay. The room was beautiful and very clean! It was an unbelievable view.. Our only small complaint if you will was the parking spot. We drove a large Pick Up truck and we were parked between a wall and the exit. We were extremely worried that we were going to get hit. Overall wonderful experience and will absolutly book again!
Meredith L.
Stayed 3 nights in Jun 2018
Response from VrboOwner on Mar 22, 2020
Meredith, Thank you so much for this wonderful review. We are so glad you found your condo to be beautiful and clean. This parking space is one of the more spacious to park in (great for trucks) considering there are no vehicles or walls on the right side of the truck/car. While we understand your concern, we have not, in 7 years, had a vehicle in this space to be hit as there is ample room for vehicles to exit the building. In fact, we use this space often to park our truck if the unit is not occupied. We are glad you had a wonderful time and hope you stay with us again on your next beach trip! Sincerely, Greta's Beach Rentals
From a partner site
10/10 Excellent
Mary L.
May 18, 2022
Great family stay!
Rating Details:
The property manager was very helpful.
The vacation rental was spotless.
I was very happy with the location.
I was very satisfied with the condition of the vacation rental.
Overall, I recommend this vacation rental.
Reviewer Comments:
We had a wonderful stay! Our family of 4 (2 kids under 5 yrs old) loved everything about this condo and its location. We had plenty of room and a wonderful spacious balcony where we ate almost every single meal. The pool and hot tub were perfect and the beach service was amazing, especially when we didn't have to lug even MORE stuff for our kids! Ha! With Runaway Island and an ice cream shoppe in walking distance, we had some great nightly ventures without hanging out in any traffic. All in all, wonderful time. Thank you!
Condo was very nice and comfortable. Two stars for the horrible elevator situation and lack of communication with the owners. For two of our five days we were significantly delayed trying to go to and from the beach because only one elevator was running for the entire building. There were 20-30 minute wait times each way especially during busy times. Talking with other residents this seems to be common with this building. When we tried contacting Greta’s several times during our stay we never got one response from them. We got the standard automatic responses like welcome and departure messages but not one response to our specific questions. We enjoyed the actual condo, but the other issues would definitely keep us from renting there again.
Richard N.
Stayed 5 nights in May 2025
From a partner site
6/10 Okay
Joe P.
Jul 24, 2023
All Good Until......
Rating Details:
The property manager was somewhat unhelpful.
The vacation rental was spotless.
I was very happy with the location.
I was very dissatisfied with the condition of the vacation rental.
Overall, I recommend this vacation rental.
Reviewer Comments:
It was great... leaving not so good. Elevators inop at departure. Had to haul all luggage 19 floors 3 trips up and down with two toddlers. Thought I was gonna have a heat stroke in stairwell. Was told they were coming to fix but never showed up before we had to leave. Killed the whole trip. Nightmare. Other small children screaming in stairwell didn't help. Expect some sort of compensation if I would ever return.
Joe P.
Stayed 4 nights in Jul 2023
Response from VrboOwner on Jul 24, 2023
Dear Guest, Thank you for your review and for scoring our cleanliness a perfect 5. We sure wish you realized that you are reviewing our rental services and the actual condo you stayed in that we had ready for your stay. We would have loved to hear about your awesome stay for 4 days and the wonderful time you had. We hope you made some great vacation memories, took lots of pictures, and enjoyed all that PCB has to offer including its wonderful restaurants. As you may know, as a property manager, we have no control over a building's association, it's elevators, or amenities. We are sorry that as you checked-out that there was an elevator issue and that it ruined our review. This is the lowest review anyone has given us this year. We want future guests to know that the elevator issues were repaired by Otis Elevator, in a timely manner, and that Ocean Reef Unit 1904 is a fabulous condo for your vacation. We wish you wonderful, future, beach vacations. Sincerely, Greta's Beach Rentals.
From a partner site
8/10 Good
Sonya D.
May 18, 2022
Nice Condo!
Rating Details:
The property manager was more than helpful.
The vacation rental was spotless.
I was very happy with the location.
I was more than satisfied with the condition of the vacation rental.
Overall, I recommend this vacation rental.
Reviewer Comments:
Great Condo! Spacious, clean, high roomy ceilings. Very large balcony as well. Fast elevators. We did have an issue with the fact that their are no carts to carry luggage up and back down. With 3 kids and two adults for a full week's worth of stuff, that's an issue. We did find out at the end of our start that maintenance has some grocery carts that people use that remain locked up pretty much. The trips carrying things took two hour alone when we arrive because we were on the 19th floor and had to wait on elevators coming and going. That was two hours wasted. Also, a hassle to leave because of the many trips and no grocery cart available. Beach was beautiful as always though.
Sonya D.
From a partner site
8/10 Good
May 18, 2022
Three people that had a great time at Ocean Reef Condo's
Rating Details:
The property manager was very helpful.
The vacation rental was somewhat dirty.
I was very happy with the location.
I was very dissatisfied with the condition of the vacation rental.
Overall, I recommend this vacation rental.
Reviewer Comments:
Such a great place to take a vacation. My wife, our friend Joan Williams and myself have been taking our vacation for the past three years at Ocean Reef Condos . Joe Willoby, and I have been friends for a few years and I would not try to have hard feeling for anything. I have been a Hotel National sales manager and inspector for several years as well as Large Condo manages. I never minced words about things that needed to be fixed, get it done and move on with no hard feelings. You as asked for my openIon so here it is about thing that need to be repaired or replaced in unit 1904. The mattresses in both bedrooms need to be replaced, Troster does work and screens in bedroom need to be repaired. You might check the couch pillows in the living room, these are thing that over time needs addressed. The property itself was in exceptional, clean, orderly and friend. Hopefully we will be back next year to enjoy another vacation at Ocean Reef, and Greta's Beach rental, you are very nice people. I sure know property Managment is not easy. Thank you for the opportunity give my openIon and to stay with you. God bless, Ron Sharpe