Condo

Lower Rate! Beachfront, Low Level, Across the Street from Shipwreck!

Photo gallery for Lower Rate! Beachfront, Low Level, Across the Street from Shipwreck!

A balcony with wicker furniture overlooking a beach with umbrellas.
A beach with a pier extending into the ocean, a sandy beach, and a cityscape in the background.
A spacious living area with a kitchen, a balcony with a view, and a dining area.
A swimming pool with lounge chairs and palm trees, overlooking a beach.
A hallway with a large mirror, a blue dresser, a shelf with towels, and a chair.

Reviews

9.0 out of 10
Wonderful

Highlights

  • Top-rated comfy beds
    Guests liked the comfy beds here.
  • Garage parking available
    Enjoy the convenience of garage parking - a rare offering in the area.
  • Discover nearby landmarks
    Near Panama City Beaches

Popular amenities

  • On beach
  • Balcony
  • Hot tub on site
  • Swimming pool
  • Waterpark access
  • Barbecue grill

Explore the area

View in a map
Panama City Beach, FL
  • Place, Edgewater Gulf Beach
    ‪2 min walk‬
  • Place, Panama City Beaches
    ‪5 min walk‬
  • Place, Shipwreck Island Waterpark
    ‪6 min walk‬
  • Airport, Panama City, FL (ECP-Northwest Florida Beaches Intl.)
    ‪25 min drive‬

Rooms & beds

2 bedrooms (sleeps 6)

Common Space

1 Double Sofa Bed

Guest Bedroom

1 Queen Bed

Master Bedroom

1 King Bed

2 bathrooms

Hallway Bathroom

Bathtub or shower · Toilet

Master Ensuite

Bathtub or shower · Toilet

Spaces

Kitchen
Balcony
Dining area

Add dates for prices

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About the area

Panama City Beach

Located in Panama City Beach, this condo is in the city centre and on the beach. Pier Park and Thomas Drive are worth checking out if shopping is on the agenda, while those wishing to experience the area's popular attractions can visit Shipwreck Island Waterpark and Frank Brown Park. Looking to enjoy an event or a game while in town? See what's going on at Publix Sports Park, or consider a night out at Breakfast Point Academy. Discover the area's water adventures with jet skiing and kayaking nearby, or enjoy the great outdoors with hiking and ecotours.
Map
Panama City Beach, FL

What's nearby

  • Edgewater Gulf Beach - 2 min walk - 0.2 km
  • Panama City Beaches - 5 min walk - 0.4 km
  • M.B. Miller County Pier - 5 min walk - 0.4 km
  • Shipwreck Island Waterpark - 6 min walk - 0.6 km
  • Golf Course at Edgewater - 13 min walk - 1.1 km

Getting around

  • Panama City, FL (ECP-Northwest Florida Beaches Intl.) - 23 min drive

Restaurants

  • ‪Whataburger - ‬3 min drive
  • ‪Ocean's Bar & Grill (Edgewater Beach Resort) - ‬9 min walk
  • ‪Another Broken Egg Cafe - ‬12 min walk
  • ‪Taco Bell - ‬15 min walk
  • ‪Harpoon Harry's - ‬12 min walk

Frequently asked questions

Does Lower Rate! Beachfront, Low Level, Across the Street from Shipwreck! have a pool?

Yes, this property has a pool. Pool types include heated pools.

How much does it cost to stay at Lower Rate! Beachfront, Low Level, Across the Street from Shipwreck!?

As of 4 Nov 2026, prices found for a 1-night stay for 2 adults at Lower Rate! Beachfront, Low Level, Across the Street from Shipwreck! on 9 Nov 2026 start from £484, including taxes and fees. This price is based on the lowest nightly price found in the last 24 hours for stays in the next 30 days. Prices are subject to change. Choose your dates for more accurate prices.

Is Lower Rate! Beachfront, Low Level, Across the Street from Shipwreck! pet-friendly?

No, pets are not allowed at this property.

How much is parking at Lower Rate! Beachfront, Low Level, Across the Street from Shipwreck!?

On-site parking is available at the property.

What time is check-in at Lower Rate! Beachfront, Low Level, Across the Street from Shipwreck!?

Check-in begins at 4:00 PM.

What time is check-out at Lower Rate! Beachfront, Low Level, Across the Street from Shipwreck!?

Checkout is at 10:00 AM.

Where is Lower Rate! Beachfront, Low Level, Across the Street from Shipwreck! located?

Located in Panama City Beach, this beachfront condo building is in the city centre and within a 10-minute walk of Edgewater Gulf Beach, Panama City Beaches and Shipwreck Island Waterpark. Goofy Golf and M.B. Miller County Pier are also within 5 minutes.

Reviews

9.0

Wonderful

Reviews are presented in chronological order, subject to a moderation process, and verified unless otherwise labelled.
Learn moreOpens in a new window
Rating 10 - Excellent. 45 out of 65 reviews
Rating 8 - Good. 12 out of 65 reviews
Rating 6 - Okay. 3 out of 65 reviews
Rating 4 - Poor. 3 out of 65 reviews
Rating 2 - Terrible. 2 out of 65 reviews

8.8/10

Cleanliness

9.6/10

Check-in

9.2/10

Communication

9.4/10

Location

9.2/10

Listing accuracy

Reviews

Verified review

10/10 Excellent

Liked: Cleanliness, check-in, communication, location, listing accuracy

Enjoyed our stay!

Already planning our next visit!
Stayed 4 nights in Sep 2021
Response from VrboOwner on 6 Sept 2023
Thank you Denise! We loved having you! See you soon!
Verified review

8/10 Good

Liked: Check-in, communication, location, listing accuracy
Disliked: Cleanliness

Good Location and Great View

We stayed here before and again had a great time.
Stayed 7 nights in May 2021
Response from VrboOwner on 6 Sept 2023
Thanks Katina! Looking forward to having you back again soon!!
Verified review

10/10 Excellent

Liked: Cleanliness, check-in, communication, location, listing accuracy

Great location and condo as pictured

The condo is exactly as pictured, clean, parking is great, location is great, would highly recommend
Stayed 5 nights in May 2024
Response from VrboOwner on 24 May 2024
Thank you so much Doug! Such a pleasure hosting you and we look forward to your next visit!!
Verified review

10/10 Excellent

Liked: Cleanliness, check-in, communication, location, listing accuracy

Very comfortable.

Great place
Stayed 5 nights in Dec 2020
Response from VrboOwner on 6 Sept 2023
Thanks Brooke! Loved having you! Come back soon!
Verified review

10/10 Excellent

Liked: Cleanliness, check-in, communication, location, listing accuracy

Great getaway

We really enjoyed our stay in this awesome condo!!! It was very clean and super nice. We loved it and had a great vacation!!
Stayed 5 nights in Mar 2020
Response from VrboOwner on 6 Sept 2023
Thank you Lisa! It was such a pleasure to have you! We can't wait to have you back!
Verified review

8/10 Good

Liked: Cleanliness, check-in, communication, location, listing accuracy

Anniversary vacation

It was a wonderful and amazing experience staying in your condo. We had an enjoyable time and it was great.
Stayed 7 nights in Aug 2021
Response from VrboOwner on 6 Sept 2023
Thank you for staying with us! It was a pleasure assisting you!
Verified review

10/10 Excellent

Liked: Cleanliness, check-in, communication, location, listing accuracy

Nice condo

Condo was very nice and resort was quiet. We enjoyed it
Stayed 14 nights in Jul 2023
Response from VrboOwner on 6 Sept 2023
We loved having you! Thank you Sanela! See you next time!
Verified review

10/10 Excellent

Liked: Cleanliness, check-in, communication, location, listing accuracy

Review

Awesome vacay!
Stayed 4 nights in Sep 2021
Response from VrboOwner on 6 Sept 2023
Thank you!! Loved having you! Come back soon!!
Verified review

10/10 Excellent

Liked: Cleanliness, check-in, communication, location, listing accuracy

Very nice!

The condo was very nice and clean!
Stayed 3 nights in Oct 2020
Response from VrboOwner on 6 Sept 2023
Can’t wait to have you back!
Verified review

10/10 Excellent

Liked: Cleanliness, check-in, location, listing accuracy
Disliked: Communication

Great place!

Cozy, clean, has everything you need. Could benefit from beach chairs and umbrella. Too expensive to rent - bench is $ 40 per day if you rent on the beach.
Stayed 7 nights in Sep 2022
Response from VrboOwner on 6 Sept 2023
Thank you Stella! We enjoyed having you and we loo forward to having you back. Thanks for the suggestion. We will look into that. Thanks again!
Verified review

10/10 Excellent

Liked: Cleanliness, check-in, communication, location, listing accuracy

Love it!

We have stayed in PCB several times, Love the Sterling Reef! This condo was decorated beautifully, everything was clean, fully stocked, master bedroom mattress was the most comfortable we have slept on….even better than home!
Stayed 5 nights in Apr 2022
Response from VrboOwner on 6 Sept 2023
Thank you so much Misty!! Such a pleasure having you and we look forward to having you back every time you visit the area! See you again soon!
Verified review

10/10 Excellent

Liked: Cleanliness, check-in, communication, location, listing accuracy

Great vacation!

The property was located close to a lot of restaurants and the water park was within walking distance. We enjoyed our visit. The master bedroom bed was a little too high to get in especially for a 5’5” person. It was very comfortable!
Stayed 7 nights in Jun 2023
Response from VrboOwner on 6 Sept 2023
Thank you Audrey! It was a pleasure assisting you! See you next time!
Verified review

8/10 Good

Liked: Cleanliness, check-in, communication, location, listing accuracy

Condo was clean

Great location & clean condo. Great view from balcony. Only complaint is not enough towels for six people.
Stayed 5 nights in Mar 2021
Response from VrboOwner on 6 Sept 2023
Thank you for your review! We look forward to your next visit. We will ensure there and enough towels. I will reach out to our housekeeping team. Thank you for bringing that to our attention.
Verified review

10/10 Excellent

Liked: Cleanliness, check-in, communication, location, listing accuracy

Great stay

Wonderful condo. Beds were very comfortable. Location is great. Only downfall was the elevators were very slow. And we were not able to use the pool the whole stay. He was down for maintenance
Stayed 4 nights in Apr 2024
Response from VrboOwner on 8 Apr 2024
Thank you so much for staying with us! We loved having you! Come back soon!
Verified review

10/10 Excellent

Liked: Cleanliness, check-in, communication, location, listing accuracy

Rest

Had a great stay, Unit was excellent and all we could ask for. Parking deck was an great plus. never more than 25 to 30 steps from elevator.
Stayed 5 nights in Oct 2024
Response from VrboOwner on 23 Oct 2024
Loved having you! See you soon!!
Verified review

10/10 Excellent

Liked: Cleanliness, check-in, communication, location, listing accuracy

Beautiful!

We had a wonderful week!!! The condo is beautiful and clean The views were gorgeous! Book it! You won’t be disappointed! :)
Stayed 7 nights in Jul 2023
Response from VrboOwner on 6 Sept 2023
Thank you Jennifer! We enjoyed having you! We can't wait to have you back!! Come soon!
Verified review

10/10 Excellent

Liked: Cleanliness, check-in, communication, location, listing accuracy

Exceptional!

My family had a wonderful time and enjoyed the Sterling Reef 403 immensely. I loved not having to waste one minute checking in, the key pad on the door was awesome! It is a great location and the beach was beautiful!! Parking and the elevator was easy, too. No long waits or walks. We will definitely stay in 403 again!
Stayed 7 nights in Jun 2019
Response from VrboOwner on 6 Sept 2023
Thank you so much Mark!! Such a pleasure to assist you and we look forward to having you back!
Verified review

10/10 Excellent

Liked: Cleanliness, check-in, communication, location, listing accuracy

Unit 403

This place was very nice! It was clean and had a beautiful view from the balcony of the ocean. They had everything we needed in the kitchen. We had a problem with the sliding glass door and a repair man was there the next morning and fixed it. He was very polite and pleasant. I would definitely go back.
Stayed 3 nights in Sep 2020
Response from VrboOwner on 6 Sept 2023
Can’t wait to have you!!
Verified review

4/10 Poor

Liked: Check-in, communication, listing accuracy
Disliked: Cleanliness

Cleanliness was poor.

The cleaning company can do a much better job in cleaning the condo and preparing the unit for guests.
Stayed 5 nights in Mar 2023
Response from VrboOwner on 6 Sept 2023
Brandon - Thank you for your review. We are quite surprised to see this. We get great feedback on this property and we didn't hear from you at all during your stay. We would have liked the opportunity to address your concerns when you checked in. When we don't hear from our guests, we assume that they are very happy. We will pass your review onto our team to look into further.
Verified review

6/10 Okay

Liked: Check-in, communication, location, listing accuracy

Nice condo

Condo is beautiful. I didn’t much care for the pests inside but. The alarms kept going off . It was just a lot of money on a room that we couldn’t fully enjoy ..This condo has a beautiful view of the pier .
Stayed 7 nights in Jun 2023
Response from VrboOwner on 6 Sept 2023
Thank you for the review Marsha - Unfortunately, in a Resort setting with multiple guests in and out during the summer, this happens anywhere. Resort HOA was contacted immediately and they were able to address it. Thank you for staying with us.
Verified review

10/10 Excellent

Liked: Cleanliness, check-in, communication, location, listing accuracy

Just as described!!

Had TV issue. They promptly fixed it!
Stayed 4 nights in Dec 2019
Response from VrboOwner on 6 Sept 2023
Thank you for the review Traci! We trust you thoroughly enjoyed your stay and we can't wait to have you back!
Verified review

10/10 Excellent

Liked: Cleanliness, check-in, communication, location, listing accuracy

Improvements

The master bedroom needs an updated bed frame as it doesn't even fit the mattress. The unit needs ceiling fans. Overall we had a great time.
Stayed 5 nights in Oct 2023
Response from VrboOwner on 16 Oct 2023
Thank you. We enjoyed having you!
Verified review

8/10 Good

Liked: Cleanliness, check-in, location, listing accuracy
Disliked: Communication

Lovely Condo

Great location, wonderful condo, clean and nicely furnished. Only problem was getting repairs for balcony door and TV. The management did not follow up with us and we did not know for days what was going on. Poor communications, otherwise great time.
Stayed 16 nights in Jan 2020
Response from VrboOwner on 6 Sept 2023
Thank you Kenneth! We are so glad you enjoyed your stay. We apologize that the cable issue was a COA maintenance issue. They did not follow up with us on a time frame and left our management not knowing when they could come. In regard to the balcony door, we did notify you and inform you that the balcony door could be opened but needed additional maintenance that would be extensive and we did not want to hinder your stay and suggested we come back at your departure. We never heard back from you. We do everything we can to reach out to our guests. We are sorry you did not receive any of our voicemails or emails. We would love to have you back. Thanks again!
Verified review

10/10 Excellent

Liked: Cleanliness, check-in, communication, location, listing accuracy

Great view and clean rooms

Everything the listing stated! Great view and wonderful weather, even though hurricane Ian was hitting lower FL. Great stay and will plan to be back! Only thing I ask if you have children please please reach them about balconies and how dangerous they can be and keep an eye on them and do not leave them unattended. An 11 year old lost his life falling from the 19th floor during our stay! Many prayers for the family and everyone that witnessed this tragic incident!
Stayed 6 nights in Sep 2022
Response from VrboOwner on 6 Sept 2023
Laura, thank you so much for the review! We loved having you and your group and we look forward to your next visit. We really hated to hear about the news of the child during your visit. Prayers for the family!
Verified review

10/10 Excellent

Liked: Cleanliness, check-in, communication, location, listing accuracy

Good condo / bad weather

Condo was nice and had plenty of space. Weather was poor due to the recent passing of Hurricane Sally. PCB isnt the same with cloudy weather and brown water. :(
Stayed 3 nights in Sep 2020
Response from VrboOwner on 6 Sept 2023
Hope you come back soon when the weather is nicer.
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