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One Key Cards

The most flexible way to earn OneKeyCash Trademark

One Key Trademark Card

No annual fee
Limited time offer. Earn 300 instead of 250 dollars in OneKeyCash after you spend 1000 dollars on purchases in the first 3 months. Offer ends Apr 28, 2026.
after you spend $1,000 on purchases in the first 3 months. *
Limited time offer
Ends Apr 28, 2026.

One Key Plus Trademark Card

$99 annual fee
Earn 350 dollars in one key cash after you spend 3000 dollars on purchases in the first 3 months
after you spend $3,000 on purchases in the first 3 months. **
+ $100 in OneKeyCash anniversary bonus. **
Check if you’re approved withno impact to your credit
Offers may differ from time to time and depend on the marketing channel, such as phone, email, online, direct mail, or in branch. You must select check now to take advantage of these offers.

Earn OneKeyCash on everyday purchases

$1 in OneKeyCash is $1 to use on eligible vacation rentals on Vrbo. * , **
OneKeyCash is not redeemable for cash.

Meet our One Key Cards

One Key Card

No annual fee
Limited time offer
Earn $250
$300
in OneKeyCash after you spend $1,000 on purchases in the first 3 months. * Offer ends Apr 28, 2026.
Up to 5%
in OneKeyCash on Vrbo. † , *
3%
in OneKeyCash at gas stations, grocery stores, and dining. *
1.5%
in OneKeyCash on other purchases. *
Silver
You’ll get automatic Silver tier in the One Key rewards program. *
Important credit terms
Rewards & benefit terms
Check now
Check if you’re approved withno impact to your credit

One Key+ Card

$99 annual fee
Earn $350
in OneKeyCash after you spend $3,000 on purchases in the first 3 months. **
Up to 5%
in OneKeyCash on Vrbo. † , **
3%
in OneKeyCash at gas stations, grocery stores, and dining. **
2%
in OneKeyCash on other purchases. **
Gold
You’ll get automatic Gold tier in the One Key rewards program. **
$100
in OneKeyCash each year on your cardholder anniversary. **
Important credit terms
Rewards & benefit terms
Check now
Check if you’re approved withno impact to your credit

Compare our One Key Cards

One Key Card

No annual fee

One Key+ Card

$99 annual fee
Check if you’re approved with no impact to your credit.

Intro offer

Limited time offer. With the One Key Card earn 300 dollars instead of 250 dollars in OneKeyCash after you spend 1000 dollars on purchases in the first 3 months. Offer ends Apr 28, 2026
With the One Key Plus Card earn 350 dollars in One Key Cash after you spend 3000 dollars on purchases in the first 3 months

Earn OneKeyCash on purchases

With the One Key Card earn up to 5 percent in OneKeyCash on Vrbo.
With the One Key Plus Card earn up to 5 percent in OneKeyCash on Vrbo.
With the One Key Card earn 3 percent in OneKeyCash at gas stations, grocery stores, and dining.
With the One Key Plus Card earn 3 percent in OneKeyCash at gas stations, grocery stores, and dining.
With the One Key Card earn 1.5 percent in OneKeyCash on other purchases.
With the One Key Plus Card earn 2 percent in OneKeyCash on other purchases.

Automatic One Key tier

Get automatic Silver tier in the One Key rewards program.
Get automatic Gold tier in the One Key rewards program.

Anniversary bonus

removeNo anniversary bonus with the One Key Card
Get 100 dollars in One Key Cash as an anniversary bonus with the One Key Plus Card.

Next tier

With the One Key Card, unlock Gold when you spend 15,000 dollars per calendar year
With the One Key Plus Card, unlock Platinum when you spend 30,000 dollars per calendar year.

Trusted Traveler Program

removeGlobal Entry or TSA Precheck not included with the One Key Card
With the One Key Plus Card, receive one statement credit up to 120 dollars for a Trusted Traveler Program, such as Global Entry Registered Trademark or TSA Precheck Registered Trademark

No foreign transaction fees

checkNo foreign transaction fees included with the One Key Card
checkNo foreign transaction fees included with the One Key Plus Card

Cell Phone Protection

checkCell Phone Protection included with the One Key Card
checkCell Phone Protection included with the One Key Plus Card

Trip Cancellation and Interruption Protection

checkTrip Cancellation and Interruption Protection included with the One Key Card
checkTrip Cancellation and Interruption Protection included with the One Key Plus Card

Auto Rental Collision Damage Waiver

checkAuto Rental Collision Damage Waiver included with the One Key Card
checkAuto Rental Collision Damage Waiver included with the One Key Plus Card

Travel Accident Insurance

checkTravel Accident Insurance included with the One Key Card
checkTravel Accident Insurance included with the One Key Plus Card

Explore even more about One Key credit cards

Will my application be reported to the credit bureaus?

When you check if you’re approved for the One Key Cards , we perform an initial soft check. This will be reported to the credit bureaus but it will not impact your credit score.
If you’re approved and you choose to accept the card offer, there will be a hard inquiry to the credit bureaus which may impact your credit score.

When will I know my APR?

If you’re approved for a card, you can review your Purchase APR before deciding to accept the card offer.

When will I get my card?

Once you’re approved and you accept the offer, you should receive your card within 5–7 business days.

When will I get my introductory offer?

The OneKeyCash earned through the introductory offer will post to your account within 1–2 billing periods after it’s earned.

Where can I manage my credit card account?

You can manage your credit card account on the Wells Fargo app or at www.wellsfargo.com.
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