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Cottage on Lake in a Gated Resort Property Near Beaches & Entertainment

Photo gallery for Cottage on Lake in a Gated Resort Property Near Beaches & Entertainment

An aerial view of a coastal area with clear blue waters, sandy beaches, and a pier extending into the sea.
A waterfront property with a wooden bridge, a reflective water body, and several buildings with visible windows and doors.
A sign for Emerald Pointe Resort with a flag and trees in the background.
A sunroom with a ceiling fan, a glass table, a floral armchair, and a view of the backyard.
A spacious kitchen with modern appliances, a dining area with a table and chairs, and a TV displaying an advertisement.

Reviews

9.6 out of 10
Exceptional

Highlights

  • Outdoor pool
    The outdoor pool is a refreshing retreat under the open sky - a rare gem in this area.
  • Discover nearby landmarks
    Near St. Andrews Bay
1 bedroom1 bathroomSleeps 4

Popular amenities

  • Heated pool
  • Hot tub on site
  • Onsite parking available
  • Kitchen
  • Washing machine
  • Air-conditioning

Explore the area

View in a map
Panama City Beach, FL
  • Place, Naval Support Activity Panama City
    ‪8 min walk‬
  • Place, St. Andrews Bay
    ‪12 min walk‬
  • Place, Thomas Drive
    ‪6 min drive‬
  • Airport, Panama City, FL (ECP-Northwest Florida Beaches Intl.)
    ‪31 min drive‬

Rooms & beds

1 bedroom (sleeps 4)

Bedroom 1

1 Queen Bed

1 bathroom

Bathroom 1

Bathtub or shower

Spaces

Deck or patio
Porch or lanai
Kitchen
Outdoor play area
Garden

About this property

Cottage on Lake in a Gated Resort Property Near Beaches & Entertainment

Great quarters for family vacation just minutes from St. Andrews State Park, sugar white sands, and emerald green waters in a lovely cottage on lake. Cottage features large screened porch, well appointed kitchen, cable TV and free Wi-Fi. Catch and release fishing just out the back door and a short walk to one of the swimming pools. Resort facilities include clubhouse with exercise gym, Ping-Pong, shuffle board and seasonally heated pool. Quiet & safe family setting with manicured grounds and gated security. All within a short drive to the most beautiful beaches in the world, great dining, and a panoply of entertainment. NO PETS/ANIMALS ALLOWED. Any violation of HOA or Property owner rules & regulations will be reported & fined.
Our prices include all fees. No hidden fees.

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House Rules

Check in after 4:00 PM
Check out before 11:00 AM
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Children

Children allowed: ages 0–17
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Events

No events allowed
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Pets

No pets allowed
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Smoking

Smoking allowed: in designated areas
Outside only. No smoking in the house.
Any violations of the HOA rules that result in a fine shall be charged at double the fine amount.
Please read and follow all Emerald Point HOA's posted rules. These rules are strictly enforced by the permanent residents of the community.
No smoking or vaping in public areas; i.e. pools, boardwalks, clubhouse.

Important information

You need to know

Property # 2306386vb
This property is managed by a private host (a party not acting within their trade, business or profession). EU consumer law, including the right of withdrawal, will not apply to your booking. The cancellation policy set by the private host will cover your booking.
Extra-person charges may apply and vary depending on property policy
Government-issued photo identification and a credit card, debit card or cash deposit may be required at check-in for incidental charges
Special requests are subject to availability upon check-in and may incur additional charges; special requests cannot be guaranteed
On-site parties or group events are strictly prohibited
Long-term renters welcome
Host has indicated that there are no carbon monoxide detectors or gas appliances on the property
Host has indicated that there is a smoke detector on the property
Safety features at this property include a deadlock
This property has outdoor spaces, such as balconies, patios and terraces, which may not be suitable for children; if you have any concerns, we recommend contacting the property prior to your arrival to confirm that they can accommodate you in a suitable room

About the area

Panama City Beach

Located in Panama City Beach, this holiday home is on a lake. The area's natural beauty can be seen at St. Andrews State Park and Panama City Beaches, while Shipwreck Island Waterpark and Frank Brown Park are popular area attractions. Water Planet and Emerald Falls Family Recreation Center are also worth visiting. Looking to get your feet wet? Jet skiing, scuba diving and snorkelling adventures can be found near the property.
View more Holiday homes in Panama City BeachOpens in a new window
Map
Panama City Beach, FL

What's nearby

  • Naval Support Activity Panama City - 8 min walk - 0.7 km
  • St. Andrews Bay - 12 min walk - 1.1 km
  • Thomas Drive - 6 min drive - 4.9 km
  • Panama City Beaches - 6 min drive - 5.2 km
  • Pier Park - 12 min drive - 15.3 km

Getting around

  • Panama City, FL (ECP-Northwest Florida Beaches Intl.) - 30 min drive

Restaurants

  • ‪Taco Bell - ‬3 min drive
  • ‪McDonald's - ‬2 min drive
  • ‪Diego's Burrito Factory - ‬3 min drive
  • ‪Finn's Island Style Grub - ‬9 min drive
  • ‪Triple J Steakhouse - ‬18 min walk

Frequently asked questions

Does Cottage on Lake in a Gated Resort Property Near Beaches & Entertainment have a pool?

Yes, this property has an outdoor pool. Pool types include heated pools.

Is Cottage on Lake in a Gated Resort Property Near Beaches & Entertainment pet-friendly?

No, pets are not allowed at this property.

How much is parking at Cottage on Lake in a Gated Resort Property Near Beaches & Entertainment?

On-site parking is available at the property.

What time is check-in at Cottage on Lake in a Gated Resort Property Near Beaches & Entertainment?

Check-in begins at 4:00 PM.

What time is check-out at Cottage on Lake in a Gated Resort Property Near Beaches & Entertainment?

Checkout is at 11:00 AM.

Where is Cottage on Lake in a Gated Resort Property Near Beaches & Entertainment located?

Situated by the sea, this holiday home is within a 15-minute walk of Naval Support Activity Panama City and St. Andrews Bay. Water Planet and Adventures at Sea are also within 3 miles (5 km).

Reviews

9.6

Exceptional

Reviews are presented in chronological order, subject to a moderation process, and verified unless otherwise labelled.
Learn moreOpens in a new window
Rating 10 - Excellent. 17 out of 20 reviews
Rating 8 - Good. 2 out of 20 reviews
Rating 6 - Okay. 1 out of 20 reviews
Rating 4 - Poor. 0 out of 20 reviews
Rating 2 - Terrible. 0 out of 20 reviews

9.4/10

Cleanliness

10/10

Check-in

9.8/10

Communication

9.4/10

Location

9.8/10

Listing accuracy

Reviews

Verified review

8/10 Good

Heather M.

Liked: Cleanliness, check-in, communication, location
Everything was clean, the pool was great, loved the little place! Check out was a little crazy but overall was a great time
Stayed 4 nights in Jun 2026
Verified review

10/10 Excellent

Maria Angelica Q.

Liked: Cleanliness, check-in, communication, location, listing accuracy

Great Cottage at Panama City

Great location, great communication. Beautiful decoration and warm cottage! We enjoy our Memorial holiday weekend!
Stayed 3 nights in May 2021
Verified review

10/10 Excellent

Robin D.

Liked: Cleanliness, check-in, communication, location, listing accuracy

Wonderful place !!!

Love the community and the place was awesome. Amy was wonderful to talk to. A must stay !!
Stayed 4 nights in Oct 2022
Verified review

10/10 Excellent

Dana B.

Liked: Cleanliness, check-in, communication, location, listing accuracy

Perfect little house

The house was the perfect little home for us for the week. Clean, comfortable, and had everything we needed. Right on the small pond and a short walk to the pool. Quiet and quaint little neighborhood.
Stayed 7 nights in Jun 2025
Verified review

10/10 Excellent

Becky I.

Liked: Cleanliness, check-in, communication, listing accuracy

Quiet and out of the way

Nice kitchen, slept well, off the beaten path but readily accessible to all locations. Great host.
Stayed 4 nights in Jul 2022
Response from VrboOwner on 24 Jul 2022
Thanks Becky. I appreciate you all left the place in great shape. If you are in the PCB area again, we would love to host you.
Verified review

8/10 Good

Joe H.

Liked: Cleanliness, check-in, communication, location, listing accuracy

H

Good
Stayed 3 nights in Jul 2025
Verified review

10/10 Excellent

Phillip R.

Liked: Cleanliness, check-in, communication, location, listing accuracy
Enjoyed our stay.
Stayed 6 nights in Jun 2026
Verified review

10/10 Excellent

Linda C.

Liked: Cleanliness, check-in, communication, location, listing accuracy

Lovely cottage.

A very nice property that was clean and quiet. The decorations were so cute and we had everything we needed. Bonus was the hungry turtles in the pond directly behind the cottage. We had fun feeding them because you couldn’t walk up to the water without them noticing and gathering a crowd! Would stay here again.
Stayed 6 nights in Jul 2022
Verified review

10/10 Excellent

Abigail O.

Liked: Cleanliness, check-in, communication, location, listing accuracy

Stay was wonderful!

Our stay was fantastic, and we had no complaints or issues. Amy was wonderful and easy to get a hold of, as well as efficient in making sure our visit was a nice one. The property is very cozy and close to several fun activities including the beach!
Stayed 3 nights in Aug 2021
Verified review

10/10 Excellent

Amanda H.

Liked: Cleanliness, check-in, communication, location, listing accuracy

Great hostelss, cozy cottage

Cute, quiet cottage in a beautiful setting. Very convenient to St. Andrews and Captain Anderson's. The cottage has all the basics you need for a getaway.
Stayed 3 nights in Jul 2021
Verified review

10/10 Excellent

John C.

Liked: Cleanliness, check-in, communication, location, listing accuracy

PCB vacation

It was a great place and a great price
Stayed 4 nights in Jul 2021
Verified review

10/10 Excellent

Justin M.

Liked: Cleanliness, check-in, communication, location, listing accuracy

5 star stay

Property was clean check in was simple and neighborhood felt safe. Definitely will consider renting again when vacation time comes again.
Stayed 5 nights in Jun 2021
Verified review

10/10 Excellent

Stacy B.

Liked: Cleanliness, check-in, communication, location, listing accuracy

Great hosts!

Amy was very easy to communicate with. This was our first VRBO experience, and my husband and I were very pleased. The place was easy to find, quiet and clean...just what we were looking for. Just the thing for the relaxing vacation we needed. Would definitely stay again!!!
Stayed 3 nights in Jul 2021
Verified review

6/10 Okay

Melissa B.

Liked: Cleanliness, check-in, communication, listing accuracy
Disliked: Location

Could have been better

This place was very small although it was neatly decorated and very nice. The community where you stay in will give you a fine. They fined us $150 for a kid in the hottub and having a vape at the pool when we were the only ones there around 10 PM. I also had a son staying in a nearby Hotel who come to visit me and then they tried to say but I had all of those people staying in the unit because I had a visitor and there was a lady in the neighborhood that came out taking pictures of my tag. Then she started cussing saying that we were going to get kicked out because we had so many people there. It was just my son his wife and my three year old granddaughter visiting. As we were going to the beach together. The only thing wrong with the unit itself was that the air conditioner did not work well in the bedroom. It was very hot and we had a couple of sleepless nights on vacation. Other than that everything was great. The turtles in the pond was nice but I don't think there's any fish in it. Everything was very C lean and the hosts had provided all of the essentials we needed during our trip such as laundry detergent, food utensils towels. So as long as you don't plan to have a visitor, and you read the rules of the park entirely, all 6 or 7 pages, and don't get hot while you sleep, you should enjoy your time there. Also the sleeper sofa that is included needs a new mattress and frame. I would recommend only an older couple visit this unit. It's very small for a family of 4. And the listing says that it sleeps 5 but it does not it only sleeps 4.
Stayed 5 nights in Jun 2021
Response from VrboOwner on 8 Jul 2021
Thank you for your review. I'm glad you felt it was clean, well appointed and pretty. I'm sorry that the fine upset you, however pool rules are clearly posted and are Florida state law. These must be followed for your family's safety, whether others are present or not. You are correct that our cottage is too small for large gatherings. Eight people is too many for this 1 bedroom, even as visitors. I discussed this with the neighbor and 3 cars were present, causing road blockage. I hope you enjoyed your visit to the area.
Verified review

10/10 Excellent

Shetiqua S.

Liked: Cleanliness, check-in, communication, location, listing accuracy

Very quiet and relaxing

Everything was great!! We enjoyed the pools and the neighborhood was quiet and relaxing. The place was equipped with everything we needed.
Stayed 4 nights in Jun 2021
Verified review

10/10 Excellent

Gabriel E.

Liked: Cleanliness, check-in, communication, location, listing accuracy

Great quiet area

The whole experience from check-in to check out was smooth. Cottage is in a quiet gated area. 5 min drive to the beach areas. Host was great. Super helpful. The pool less than a minute walk away from the property. Book with confidence
Stayed 5 nights in Jun 2021
Verified review

10/10 Excellent

MEREDITH T.

Liked: Cleanliness, check-in, communication, location, listing accuracy

Quiet and relaxing

We had a wonderful, relaxing time. The cottage was as described. Friendly neighbors and staff at the property and perfect location for us. I loved all the turtles! We did have to buy garbage bags, there weren't any left for us and also had to wash a load of towels, we were only given 3 clean towels and 3 rags for 2 adults for a four night stay. We would definitely consider staying here again, thanks.
Stayed 4 nights in Jun 2021
Verified review

10/10 Excellent

Erin D.

Liked: Cleanliness, check-in, communication, location, listing accuracy

Great place to stay, conveniently located.

Host was excellent. The property has great amenities including catch and release fishing and swimming pool, is minutes from the beach and plenty of other activities as well as restaurants.
Stayed 4 nights in Jun 2021
Verified review

10/10 Excellent

Todd J.

Stayed 3 nights in May 2025
Verified review

10/10 Excellent

Damon S.

Liked: Cleanliness, check-in, communication, location, listing accuracy
Stayed 9 nights in Jun 2024

About the host

Hosted by Amy R Colvin

Host profile image
Your hosts, Craig and Amy love going to the Panama City area. The beaches are beautiful and this area combines the best of modern facilities and still has an old time beach town. We chose Emerald Pointe resort, because of its convenient location and that it is a quiet and peaceful place after a day's excitement. It is about 6.5 miles into the heart of PCB and

Languages:

English
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