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XCHNG Cozy Downtown Studio, XCHNG Studio

Photo gallery for XCHNG Cozy Downtown Studio, XCHNG Studio

Living Room (1)
Queen Bed & Workstation
Living Room (2)
Kitchenette
Rain Shower Head

Reviews

10 out of 10
Exceptional
1 bathroomSleeps 4500 sq ft

Popular amenities

  • Kitchen
  • Washer
  • Dryer
  • Pet friendly
  • Air conditioning
  • Parking available

Explore the area

View in a map
Effingham, IL
  • Place, Effingham County Courthouse
    ‪2 min walk‬
  • Place, HSHS St. Anthony's Memorial Hospital
    ‪9 min walk‬
  • Place, Bliss Park
    ‪11 min walk‬

Rooms & beds

0 bedrooms (sleeps 4)

Bedroom 1

1 Queen Bed and 1 Double Sofa Bed

1 bathroom

Bathroom 1

Spaces

Kitchen

About this property

XCHNG Cozy Downtown Studio, XCHNG Studio

Modern and industrial studio apartment in a newly renovated building in the heart of downtown Effingham. Has everything you need for short or longer stays. 



Located above Wheat Penny, a speakeasy bar, and within steps of some of Efffingham's best restaurants and shopping. Come for a night out on the town or a week of work! 



Sleeps four with 1 queen bed and a queen pullout couch. Desk and high speed Internet for anyone who needs to keep hustling while they travel. Pack N Play available upon request. 



Area and building are super safe both day and night with key-fob access. 



**BUSINESS PROFESSIONALS: Our lofts are located above a shared office (coworking) space in downtown Effingham, ask us about an office pass when you stay with us! Parking lot located in the back just steps from the door. 



Someone will be available to you via phone and in person as necessary during your stay. Let us know how we can help! 



Very walkable downtown loaded with shops, eats, and good times! Most transportation in Effingham is done via walking or driving, but very driver and walker friendly! This is an old building with no elevator so make sure you're comfortable and able to take the stairs to the second floor.

Our prices include all fees. No hidden fees.

Add dates for prices

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House Rules

Check in after 3:00 PM
Minimum age to rent: 21
Check out before 10:00 AM
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Children

Children allowed: ages 0-17
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Events

No events allowed
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Pets

Pets allowed
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Smoking

Smoking is not permitted

Important information

You need to know

Extra-person charges may apply and vary depending on property policy
Government-issued photo identification and a credit card, debit card, or cash deposit may be required at check-in for incidental charges
Special requests are subject to availability upon check-in and may incur additional charges; special requests cannot be guaranteed
Onsite parties or group events are strictly prohibited
Host has indicated there is a carbon monoxide detector on the property
Host has indicated there is a smoke detector on the property
Safety features at this property include a fire extinguisher and a first aid kit

About the neighborhood

Effingham

Located in Effingham, this apartment is in the city center. Effingham Performance Center and Mid America Motorworks, My Garage Museum are cultural highlights, and some of the area's landmarks include Veteran's Monument and Dr. Charles M. Wright Mansion. Bliss Park and Effingham County Fairgrounds are also worth visiting.
View more Apartments in EffinghamOpens in a new window
Map
Effingham, IL

What's nearby

  • Effingham County Courthouse - 2 min walk - 0.2 km
  • HSHS St. Anthony's Memorial Hospital - 9 min walk - 0.8 km
  • Bliss Park - 11 min walk - 1.0 km
  • Village Square Mall - 2 min drive - 2.8 km
  • Evergreen Bark Park - 3 min drive - 2.1 km

Getting around

  • Effingham Station - 8 min walk
  • Champaign, IL (CMI-University Of Illinois Urbana-Champaign Williard) - 69 min drive

Restaurants

  • ‪Casey's General Store - ‬16 min walk
  • ‪Popeyes Louisiana Kitchen - ‬4 min drive
  • ‪Dairy Queen - ‬2 min drive
  • ‪Gabby Goat American Pub & Grill - ‬7 min walk
  • ‪Sbarro - ‬4 min drive

Frequently asked questions

Is XCHNG Cozy Downtown Studio, XCHNG Studio pet-friendly?

Yes, pets are allowed at this property.

How much does it cost to stay at XCHNG Cozy Downtown Studio, XCHNG Studio?

As of Apr 15, 2026, prices found for a 1-night stay for 2 adults at XCHNG Cozy Downtown Studio, XCHNG Studio on Jun 6, 2026 start from $146, including taxes and fees. This price is based on the lowest nightly price found in the last 24 hours for stays in the next 30 days. Prices are subject to change. Choose your dates for more accurate prices.

How much is parking?

Onsite parking is available at the property.

What time is check-in at XCHNG Cozy Downtown Studio, XCHNG Studio?

Check-in begins at 3:00 PM.

What time is check-out at XCHNG Cozy Downtown Studio, XCHNG Studio?

Check-out is at 10:00 AM.

Where is XCHNG Cozy Downtown Studio, XCHNG Studio located?

Located in the heart of Effingham, this apartment building is within a 15-minute walk of Effingham County Courthouse, HSHS St. Anthony's Memorial Hospital, and Bliss Park. Village Square Mall and Evergreen Bark Park are also within 2 mi (3 km). Effingham Station is 8 minutes by foot.

Reviews

10

Exceptional

Reviews are presented in chronological order, subject to a moderation process, and verified unless otherwise labeled.
Learn moreOpens in a new window
Rating 10 - Excellent. 28 out of 29 reviews
Rating 8 - Good. 1 out of 29 reviews
Rating 6 - Okay. 0 out of 29 reviews
Rating 4 - Poor. 0 out of 29 reviews
Rating 2 - Terrible. 0 out of 29 reviews

10/10

Cleanliness

10/10

Check-in

10/10

Communication

10/10

Location

10/10

Listing accuracy

Reviews

Verified

10/10 Excellent

Bob F.

Liked: Cleanliness, check-in, communication, location, listing accuracy
Clean well kept loft that was close to everything we wanted to do had a good time
Stayed 3 nights in Aug 2025
Verified

10/10 Excellent

Erica C.

Liked: Cleanliness, check-in, communication, location, listing accuracy
All directions and communication were very clear. Place was exactly as described and well located.
Stayed 4 nights in Nov 2025
Verified

10/10 Excellent

Dawn K.

Liked: Cleanliness, check-in, communication, location, listing accuracy

Great Place

Wonderful place, love the location.
Stayed 4 nights in Mar 2025
Verified

10/10 Excellent

Tom M.

Liked: Cleanliness, check-in, communication, location, listing accuracy

Great location close to restaurants very clean

Stayed here due to a job relocation lots of restaurants quaint small town feel
Stayed 2 nights in Sep 2024
Verified

10/10 Excellent

Margery S.

Liked: Cleanliness, check-in, communication, location, listing accuracy
I very much appreciated the responsiveness of the owners.
Stayed 1 night in Dec 2025
Verified

10/10 Excellent

Ryan R.

Liked: Cleanliness, check-in, communication, location, listing accuracy

great little spot!

fantastic clean modern room, with everything you need in a walkable distance
Stayed 1 night in Apr 2025
Verified

10/10 Excellent

Sarah K.

Liked: Cleanliness, check-in, communication, location, listing accuracy

Great stay

Loved the studio - has everything you need for a great stay (I could have stayed much longer :) Enjoyed the location - shopping & restaurants - especially the coffee shop on 4th
Stayed 11 nights in Nov 2023
Verified

10/10 Excellent

Toni M.

Liked: Cleanliness, check-in, communication, location, listing accuracy

First time in effingham

Amazing property beautiful building
Stayed 1 night in May 2025
Verified

10/10 Excellent

Virginia F.

Liked: Cleanliness, check-in, communication, location, listing accuracy
XCHNG apt D. Was exactly as pictured. Bed clean and comfortable. Great overnight stay in effingham. Parking and getting in was easy with the directions given. Would stay again 100%
Stayed 1 night in Aug 2025
Verified

10/10 Excellent

Anthony S.

Liked: Cleanliness, check-in, communication, location, listing accuracy

Excellent property

Would definitely rent there again. Beautiful property and very convenient to the venue. As well as very inexpensive.
Stayed 1 night in Mar 2025
Verified

10/10 Excellent

Jose Q.

Liked: Cleanliness, check-in, communication, location, listing accuracy

Mid Point Stay Over

We booked this as a midpoint stop on our way to St. Louis.
Stayed 1 night in May 2024
Verified

10/10 Excellent

Seth G.

Liked: Cleanliness, check-in, communication, location, listing accuracy
The studio was really neat and tidy. Very clean. The host was excellent. I accidentally showed up early and the host was onsite and actually came and talked to me and couldn't have been nicer. I really couldn't have asked for a better experience. I will definitely be staying here again whenever I'm in town. Highly recommend!
Stayed 1 night in Dec 2025
Verified

10/10 Excellent

Ramon P.

Liked: Cleanliness, check-in, communication, listing accuracy

This is the place to stay in Effingham

My wife, daughter, and I stayed here for three nights. This place was perfect for us. We were pretty busy meeting with family and friends during the day so this place was a cozy and very comfortable place to relax and rest. It had great places around it to eat and have drinks. Definitely recommend.
Stayed 3 nights in Mar 2025
Verified

8/10 Good

Alicia S.

Liked: Cleanliness, check-in, communication, location, listing accuracy

Location Location

This was the perfect location for my husband and I to stay and do all the things we wanted to. Everything was just a short 3-7min drive away ot a short walk.
Stayed 1 night in Jan 2025
Verified

10/10 Excellent

April A.

Liked: Cleanliness, check-in, communication, location, listing accuracy

All you need in Effingham

Our stay at XCHNG was delightful. Just as described and as pictured. Loved being right downtown. Great host recommendations for dining. So much more character and genuine experience than a hotel chain offers. Would definitely stay here again!
Stayed 2 nights in Jun 2024
Verified

10/10 Excellent

Christin N.

Liked: Cleanliness, check-in, communication, location, listing accuracy

Fabulous

We’ve stayed at these properties several times for work trips. They are comfy and have all necessities you need for a long or short trip. Clean place with Comfy beds.Highly recommended
Stayed 2 nights in Dec 2024
Verified

10/10 Excellent

Margo D.

Liked: Cleanliness, check-in, communication, location, listing accuracy
We had to be out of our home unexpectedly with 2 dogs with short notice. We were lucky to find a place close to home that would accomodate our pets. We had trouble with the heat and the host was very responsive and helpful and even offered to move us if we continued to have problems.
Stayed 1 night in Oct 2025
Verified

10/10 Excellent

Thomas G.

Liked: Cleanliness, check-in, communication, location, listing accuracy

Nice downtown location

We really enjoyed the location of this rental. It was a safe area with lots of nice restaurants and shops all within walking distance. Folks in town were friendly. Studio loft was just right for the two of us. Had everything you need for a short stay. Can’t beat the price and location compared to the hotels based on what you get here. Would definitely stay again
Stayed 1 night in Sep 2023
Verified

10/10 Excellent

Larry L.

Liked: Cleanliness, check-in, communication, location, listing accuracy

Downtown

Perfect for attending a wine tasing at the Village wine shop across the street. No driving needed.
Stayed 1 night in Dec 2023
Verified

10/10 Excellent

Derek E.

Liked: Cleanliness, check-in, communication, location, listing accuracy

Great cozy space

Nice updated space. Steps from a couple of restaurants, bars and even some shopping. Easy parking. I’ll be back.
Stayed 2 nights in May 2024
Verified

10/10 Excellent

Chris R.

Liked: Cleanliness, check-in, communication, location, listing accuracy

Fabulous place to meet old friend

The loft Studio was perfect. Met an old friend she was coming 3 hours from East & M 3 hours from West, perfect gathering spot. the Loft was amazing and walking distance to fun restaurants and shops. Our Host Megan was wonderful.Thank you so much!! We will be back .The Wheat Penny in the basement was also amazing.
Stayed 2 nights in Mar 2025
Verified

10/10 Excellent

Kimberly A.

Liked: Cleanliness, check-in, communication, location, listing accuracy

Everything You Could Ask For

We were amazed at how well this small space was turned into a little architectural gem. The apartment had every single amenity. We took pictures of every nook and cranny because it was so perfectly arranged and had everything we needed. We enjoyed the restaurant next door and even took our dog to the outdoor patio.
Stayed 1 night in Aug 2024
Verified

10/10 Excellent

Susan G.

Liked: Cleanliness, check-in, communication, location, listing accuracy

Lovely renovated apartment in old bank building

Fit my needs perfectly for a one night stay as I travelled from Kansas to Ohio. The restaurant right next door was so convenient for this tired traveler and provided a delicious Caesar salad! The apartment was spotlessly clean with everything I needed. Highly recommend! 😃
Stayed 1 night in May 2023
Verified

10/10 Excellent

Karen M.

Liked: Cleanliness, check-in, communication, location, listing accuracy

Skip the hotels!

I lived in Effingham many years ago and admire the repurposing of one of the lovely downtown buildings. This property is super clean, comfortable and modern with many amenities including a full sized washer and dryer. Hosts are extremely responsive and cordial to your every whim. Check in and out was slick and easy. DO IT!!
Stayed 4 nights in Apr 2023
Verified

10/10 Excellent

Jeff S.

Liked: Cleanliness, check-in, communication, location, listing accuracy

Great location & great stay. Clean quiet and nice updates.

Super pleased with it overall.
Stayed 1 night in Sep 2022

About the host

Hosted by Megan Arney

Host profile image
Hi, I'm Michael. I'm a husband and a father to my beautiful wife and baby girl, an adventurer, and an entrepreneur. We grew up in rural Illinois and now live in Teutopolis, which is a small town next to Effingham. I am deeply passionate about our hometown and the surrounding areas and love to share it with other people. We have incredible people here! As a frequent traveler, I've stayed in more hotels than I care to remember. I started looking for a way to share an authentic experience with people and decided to combine my affinity for hospitality, design, and our town. This location in Effingham doesn't get any better and we pay close attention to every detail to help you have the best stay possible.

Why they chose this property

This building is so cool! It is a old bank built in 1890 that we renovated in 2020. It was our goal to let the history and stories of the old building show through in our re-design and we love the rugged brick and high beamed ceilings. We named it the XCHNG since it was once an "Exchange" of goods and currency, and now it is being utilized as an "Exchange" of ideas, culture, creativity, and authenticity. On the first floor we operate a co-working (community office) space by day, small event venue on the weekends, and are currently in planning stages for a basement bar.

What makes this property unique

Safe. Close Parking. In-unit laundry. Toiletries provided. High quality furnishings.

Premier Host

They consistently provide great experiences for their guests
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