The outdoor pool is a refreshing retreat under the open sky - a rare gem in this area.
Centrally-located
You're never far from where you need to be with this convenient location.
Discover nearby landmarks
Near Panama City Beaches
2 bedrooms2 bathroomsSleeps 6
Popular amenities
On beach
Balcony
Swimming pool
On-site fitness center
Air conditioning
Internet access
Explore the area
Panama City Beach, FL
Panama City Beaches
Place, Panama City Beaches
5 min walk
M.B. Miller County Pier
Place, M.B. Miller County Pier
5 min walk
Shipwreck Island Waterpark
Place, Shipwreck Island Waterpark
8 min walk
Panama City, FL (ECP-Northwest Florida Beaches Intl.)
Airport, Panama City, FL (ECP-Northwest Florida Beaches Intl.)
25 min drive
Rooms & beds
2 bedrooms (sleeps 6)
Family Room - Sleeper Sofa
1 Queen Bed
Master
1 King Bed
Spare Bedroom
1 Queen Bed
2 bathrooms
2nd Bathroom
Bathtub or shower · Toilet
Master Bath
Bathtub or shower · Toilet
Spaces
Deck or patio
Kitchen
Balcony
Dining area
About this property
Sky Above. Sand Below. Peace Within...☀️FREE Beach Service + Owner-Managed!
Gulf front views with spectacular sunsets in a low-density complex with brand new elevators. Ahhhh.....
Open the door to Z's Beach Retreat, located on the 5th floor, & you immediately have a picture perfect view of the Gulf of Mexico, which pulls you to the balcony. Our "home away from home" is carefully and thoughtfully decorated to make your stay memorable and comfortable. From the FREE BEACH SERVICE (2 chairs & an umbrella set up daily - a $50/day value) included with your stay, to the pool and children's pool, expansive beach, and exercise room, Sterling Reef 502 offers great comfort and amenities. Plus, there are no long walks to your car as the garage is occupies the first three floors of the building.
Please note: This is a NON-SMOKING/VAPING unit - no smoking/vaping in the unit, balcony, or any of the common areas. Smoking/vaping is only permitted on the top, outside level of the garage on the 3rd floor patio. This condo can accommodate 4 adults over the age of 25. For families, we allow 2 additional children for a maximum capacity of 6 guests. Parking fee is $50 per vehicle (Max 2 Vehicles).
The king-sized master bedroom overlooks the Gulf with an oversized bath and closet. The second guest room has a queen bed and immediate access to the second bath. Additionally, there is a queen sleeper in the living room for guests. There is a convenient in-unit washer & dryer, and the fully equipped kitchen and granite island tie it all together and make this condo a premier choice for your beach escape.
Bring your camera to capture the views from the large private balcony that overlooks the emerald water and white sand beaches of Panama City Beach. Catch the amazing sunsets, or if you're lucky, the various fireworks shows on the 4th and New Year's Eve. Enjoy your morning coffee or breakfast as you watch the dolphins, stingrays, turtles, and large schools of fish just off the beach and in the distance.
The complex offers a pool and children's pool adjacent to the beach. Additionally, there is a fully-equipped exercise room and convenient, close covered parking. You'll have access to jet ski rentals & banana boat rides right on the beach! In the immediate area you will find dozens of shops and golf cart/scooter rentals, miniature golf, and plenty of great restaurants. You will also find some unique opportunities such as Shipwreck Water Park, Indulgence Spa & Salon, and the MB Miller Fishing Pier. You may have come for the beach, but Sterling Reef offers so much more with all its attractions and enjoyments. Welcome to Z's Beach Retreat.
Our prices include all fees. No hidden fees.
Add dates for prices
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The host requires you complete the following before checking out:
Load and start the dishwasher
Remove personal items, remove leftover food and drinks, and take out the trash
Please return all 6 wristbands to the hooks near the door to avoid a replacement fee of $25 each.
Please wash all dishes or run the dishwasher before you leave & remove all food from the refrigerator.
Please remove all trash from unit (trash chute is outside of unit in the hallway- bagged trash only).
Failure to complete these may result in a negative review from the host.
No Smoking/Vaping Allowed - only allowed on L3 level. $100 fee for smoking on Sterling Reef property. $500 cleaning fee charged for smoking in unit.
Wristbands must be worn on property for guests 8 years+. All 6 bands must be returned to hangers near the door to avoid replacement fee of $25 each.
Only two vehicles are allowed to be parked in the garage and must be registered through Guest Services ($50 each). No golf carts allowed in garage.
Important information
You need to know
Property Registration Number 37278
Property # 2072038
Extra-person charges may apply and vary depending on property policy
Government-issued photo identification and a credit card, debit card, or cash deposit may be required at check-in for incidental charges
Special requests are subject to availability upon check-in and may incur additional charges; special requests cannot be guaranteed
Onsite parties or group events are strictly prohibited
Host has not indicated whether there is a carbon monoxide detector on the property; consider bringing a portable detector with you on the trip
Host has indicated there is a smoke detector on the property
Safety features at this property include a fire extinguisher
About the neighborhood
Panama City Beach
Located in Panama City Beach, this condo is near a water park and on the beach. Pier Park and Thomas Drive are worth checking out if shopping is on the agenda, while those wishing to experience the area's popular attractions can visit Shipwreck Island Waterpark and Frank Brown Park. Looking to enjoy an event or a game while in town? See what's going on at Publix Sports Park, or consider a night out at Breakfast Point Academy. Discover the area's water adventures with jet skiing, scuba diving, and snorkeling nearby, or enjoy the great outdoors with cycling.
Panama City Beach, FL
What's nearby
Edgewater Gulf Beach - 2 min walk - 0.2 km
Panama City Beaches - 5 min walk - 0.4 km
M.B. Miller County Pier - 5 min walk - 0.4 km
Shipwreck Island Waterpark - 8 min walk - 0.7 km
Golf Course at Edgewater - 13 min walk - 1.1 km
Getting around
Northwest Florida Beaches Intl. Airport (ECP) - 23 min drive
Restaurants
Another Broken Egg Cafe - 14 min walk
Ocean's Bar & Grill (Edgewater Beach Resort) - 9 min walk
Beef 'O' Brady's - 2 min drive
Taco Bell - 14 min walk
Harpoon Harry's - 13 min walk
Frequently asked questions
Does Sky Above. Sand Below. Peace Within...☀️FREE Beach Service + Owner-Managed! have a pool?
Yes, this property has an outdoor pool. Pool types include heated pools.
How much does it cost to stay at Sky Above. Sand Below. Peace Within...☀️FREE Beach Service + Owner-Managed!?
As of Jun 17, 2026, prices found for a 1-night stay for 2 adults at Sky Above. Sand Below. Peace Within...☀️FREE Beach Service + Owner-Managed! on Oct 4, 2026 start from $335, including taxes and fees. This price is based on the lowest nightly price found in the last 24 hours for stays in the next 30 days. Prices are subject to change. Choose your dates for more accurate prices.
Is Sky Above. Sand Below. Peace Within...☀️FREE Beach Service + Owner-Managed! pet-friendly?
No, pets are not allowed at this property.
How much is parking?
Onsite parking is available at the property.
What time is check-in at Sky Above. Sand Below. Peace Within...☀️FREE Beach Service + Owner-Managed!?
Check-in begins at 4:00 PM.
What time is check-out at Sky Above. Sand Below. Peace Within...☀️FREE Beach Service + Owner-Managed!?
Check-out is at 10:00 AM.
Where is Sky Above. Sand Below. Peace Within...☀️FREE Beach Service + Owner-Managed! located?
Nestled on the beach, this Panama City Beach condo building is within a 10-minute walk of Edgewater Gulf Beach, Panama City Beaches, and Shipwreck Island Waterpark. Thomas Drive is 1.9 mi (3.1 km) away.
Reviews
9.8
Exceptional
Reviews are presented in chronological order, subject to a moderation process, and verified unless otherwise labeled.
Beautiful condo. Very clean upon our arrival. Amy was super great to communicate with. The condo is the last one before the pier so it was not very crowded. We had a wonderful trip.
stacey D.
Stayed 4 nights in May 2026
Response from VrboOwner on Jun 1, 2026
Thanks for the wonderful review, Stacey! So glad you had a great visit to the beach, and we hope to welcome you guys back again in the future. :)
We enjoyed our stay with great location close to fishing pier. Covered parking with easy walk to condo, pool, and beach. Having beach service included was a big plus. Condo was nicely decorated with all the essentials needed for our stay. Large balcony with nice view of pier. Would definitely stay here again.
Absolutely gorgeous view of the sunsets and Gulf. The condo was very clean & spacious. The host was very helpful and readily available if needed. Would definitely stay here again.
Tari W.
Stayed 4 nights in Mar 2025
Response from VrboOwner on Apr 3, 2025
Thank you for the wonderful review, Tari! We look forward to welcoming you back in the future. :)
Archival
10/10 Excellent
christy c.
May 26, 2016
would stay again
We enjoyed our stay. We had plenty of room and we're close to everything we wanted to do. We would book with them again.
christy c.
Stayed 3 nights in Apr 2016
Response from VrboOwner on Oct 7, 2020
Thanks so much for taking the time to write this great review, We are so happy you enjoyed your stay and hope you come back and visit us again real soon.
Pam Brown
We have stayed at Sterling Reef before and like the walk to the pier and restaurants. Great balcony, super kitchen and comfy furniture and beds. Parking is easy.
Donavan V.
Stayed 9 nights in Feb 2025
Response from VrboOwner on Apr 3, 2025
Thank you, Donavan, for the review! We really appreciate it and love hearing you had a great stay. We hope to welcome you back in the future!
Condo was very clean and comfortable. Property owners were very easy to get a hold of and checked in to make sure everything was ok. Views were amazing
Scott T.
Stayed 7 nights in Jul 2024
Response from VrboOwner on Oct 21, 2024
Thanks, Scott! We really appreciate your review. Thanks for being such wonderful guests & taking care of our second home. We look forward to welcoming you back soon!
This was our second time staying in this condo. We love the location and convenience of parking. You are within walking distance to shops, restaurants, water park, mini golf and more! It isn't overly crowded and we really enjoy the perk of having chair service down at the beach! The condo is clean and spacious for our family of 5. The beds are comfortable and the box fan in the closet was a nice surprise this trip! The view from the 5th floor is absolutely beautiful! We will definitely be coming back!
Beautiful location, and beautiful spot. Enjoyed fully.
Lilia P.
Stayed 5 nights in Aug 2020
Response from VrboOwner on Oct 7, 2020
Thank you for taking the time to write this great review. We are so happy you enjoyed your stay and hope you come back and visit us again soon.
Pam Brown
CCondo was in Perfect for our family. Access to beach and pools
clean with all of the needed amenities. We would book the condo again!
Terry H.
Stayed 8 nights in Jul 2022
Response from VrboOwner on Aug 4, 2022
Thank you for the 5-star review, Terry! We appreciate you & your family taking excellent care of our place. So glad you had a great trip & we hope to welcome you back soon!
Beautiful condo overlooking the beach! Owners were great to work with. I have already recommended this condo to friend!
Krista H.
Stayed 4 nights in May 2021
Response from VrboOwner on Jun 2, 2021
Thank you for the recommendation, Krista! So glad you were able to relax and celebrate your 25th anniversary at our place. Congratulations & please come back to visit!
Cute condo with great views!! We enjoyed our first visit to Panama City!!
Lisa H.
Stayed 3 nights in May 2021
Response from VrboOwner on May 18, 2021
So glad you both had such a nice weekend for the IRONMAN! Thanks for being such amazing guests. We hope you’ll come back & stay the next time you’re in PCB!
Comfortable, clean condo with wonderful beach views
We really enjoyed our stay July 15-22. The condo was very clean, had everything we needed. The beach was wonderful and the included beach chair rental was a plus! The owner was very responsive with questions we had. I would definitely recommend this condo for your PCB vacation!
Talena D.
Stayed 7 nights in Jul 2023
Response from VrboOwner on Jun 5, 2024
Thanks, Talena, for the great review! We would love to welcome you back anytime.
The experience was very easy and owners were extremely accessible for any questions or concerns! I would definitely rent this beautiful property again💙
Sharon S.
Stayed 7 nights in Apr 2022
Response from VrboOwner on Jul 18, 2022
Thank you, Sharon, for the wonderful review. We are so happy you chose our place to celebrate your wedding anniversary & hope to welcome you back again soon!
Everything was as described. Well equipped and beautiful condo. Host was great. Recommend and would certainly rebook when visiting Panama City Beach again.😊
Lora O.
Stayed 14 nights in Mar 2023
About the host
Hosted by Brian & Amy Zmikly
We live in Michigan, and have five wonderful teenagers (yes, five teenagers). It's always entertaining around the Zmikly house. :)
Why they chose this property
Simply stated - it's a place to exhale and forget about "life" for a while. You can feel it the minute you walk in...
What makes this property unique
- Low-density property - Brand new elevators in 2023 - Beach rentals onsite - Amazing views - White sands and aqua blue water - Extremely clean and well stocked - Centrally located in PCB... Close to everything! - Calm, serene, and welcoming... Enjoy :)